After listening to the Mike Saylor podcast with Lex Friedman, it made me reconsider my notions I had about BTC layer 2. IMO ETH has thoroughly eaten BTC’s lunch from a development/dapp perspective. I’m 50/50 allocated in both because as Mike says BTC is durable digital property while I see ETH as the platform for application functionality. Would be interested to hear other’s takes. At the core of it, I’m not sure myself and others will ever want to spend BTC, even if fees were negligible.

What do we think is going to happen with student loan deferral? Any recent new grads thinking they’re going to pay back any time soon? Some argue Biden is going to keep pushing interest pause til next election then forgive 10k as a strategy to help get re-elected? I only have 15k to pay and can pay it anytime, but no incentive to when that money can be earning more elsewhere in the meantime, thoughts on what is really going to happen?

I'm working on a Fintech startup related to commercial banking pricing. We would like to do some "expert interviews" with current RMs (we would compensate your time.) We want to better understand the friction points when it comes to price C&I or CRE loans. Please DM me if you are interested.

We are not looking for any private information, but more anecdotal evidence of issues that can be improved.

How do i start investing in stocks? Any tips/sites or apps?

For those taking out student loans and have researched a few vendors... recommendations on who you are going with and why? Thanks!

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Anyone with a leased car move from NJ to other states? If yes, could you please help me understand the process to get sales tax refund from NJ? Thanks in advance!

Are the glory days of bitcoin over?

Kpi reply krta b h is group me
Techm need NPS account from kotak only
How to open a new one.

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Company offers 200% match on the first 3% of 401k contributions, vested immediately. How is that relative to other firms?

What are some good modern/post-pandemic personal finance books you can recommend?

If I knew my parents would pay off all my student loans I would have taken out more grad plus loans and just pocketed the money. Smh.

Words to say, questions to ask, things to do when a client who moved their money to year exactly one year ago, blind sides you with ACATS out after you’ve made 13.7% because he is conservative? GO!

Are we on recession? My portfolio is super down - low cost ETF investor here

What is happening with GHIV is it a good time to buy?

TAG candidate here. I know this is a not a cpa firm but does the firm cover state licensing fees? I’m a cpa in Illinois and NY. Will they cover both?

Any NJBs out there?

Hi can anyone refer me in amdocs for job id:167165 for java developer?

I’m looking for a good Michigan based accountant/tax person. I’ve been freelancing remotely from Michigan and I need someone who’s familiar with the ad game. Any Recommendations/referrals would be much appreciated.

Post PA outcomes here!

How much should I have in the bank before going solo?

How realistic is it to move from an in-house counsel role to the business side (strategy / finance / sales)

Opinions on career clerkships? Especially with a two year old and wanting another child eventually.

When you realize the greatest value add you can bring to the deal today is picking up everyone's lunch

How do you and your partner (married or not married) split financials?

Anyone recently joined Optum in India? Did you receive welcome gift?

I'm studying proton therapy (radiation) and it's the most amazing thing I've ever seen. The fact that we can target tumors with so much accuracy is incredible

Where is everyone? Let’s get some ideas flowing.

Any thought in working 3x12s a week vs a typical 5x8 or 4x10? I am working 3x12 and have to work some weekends and I am not sure if I like it. I am 25yrs lmk maybe I am just young? Thoughts?

Hey Guys,
Looking for a job in any established e commerce company as a Key account manager. I have 8 years of experience. Location - NCR
Please help. Thank you

Hello everyone, other than LinkedIn, indeed, Dice, or zip recruiter what are other job search sites that people use ?

It's freezing tonight bitter cold. I just ordered Chinese and I'm not sure if that was a shitty thing to do. I think they need to make money so if no one calls that wouldn't be good. I did tip well

Anyone here on a road biking club team etc? Have a bike and want to start (beginner) but would like to in a group setting. Any groups you know of highly appreciated.

We are climbing without the help of asians. Hopefully they’ll add some muscle tonight.

Goodbye XRP! Thanks for the awesome gains and good luck hitting that absurd $100B market cap 😁

What do you guys think on alt L1’s like avax and solana - cost basis was like 80 and 100 on both lmao. Are we done here? Might just stick to eth and btc moving forward, this is too much…

Where’s the McK group owner who banned Lane for being way less inconvenient than this Capgemini futurologist?

Late in the game with buying crypto. Single but with limited savings with which to splurge. What is a good price point during a 'dip', and which 'stock' is best in my situation (LTC, BTC, ETC, etc.?)

Any good ICOs cmg up?

Anybody have experience using EtherDelta? How the hell do I get my money from EtherDelta back to Ethereum and out? Been trying for a week and the transfer isn’t working

Ether is back. Let the bulls run 🌖👩🏽‍🚀🚀

Would ETH be the next BTC?

I have been DCAing over the last few months on binance and then moving the tokens to my Celsius wallet.

It has become really difficult to keep track of the actual cost of the tokens and profit/loss.

Any software or app recommendations, I am almost inclined to start an excel spreadsheet to keep track now

Who is getting into NFT? Friends recently just printing money like the fed on this. Willing to risk a few thousand. You all ?

Best NFt play for <5 EtH? Any thoughts?

How many people here hold VRA? I've been adding to my holdings (not large) but so far community is great and part of Amazon Partnership for advertising. Already some adoption which means the management team will start to burn the token supply

Converting btc or eth on the poloniex has a tax implication ? I read an article sometime back and cant find it now. Does Anyone here know something about it ? How is the conversion tracked ? How would you file gains ? How do you all plan on documenting that this tax year ?

Which crypto platform do you use and why? Looking to invest ~$20k - most of which into BTC and ETH. Looking for opinions.

Anyone bought domain names from Unstoppable domain? Thinking of picking up a few cheaper ones

Is Monaco a good buy? They’re being Listed on 3 new exchanges in Dec, but down 15pc today!

do we have to report our virtual currency holdings to our company? For the sake of independence or something?