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Don’t you mean if?
Haha someone has to stay positive
Marry the house - date the rate.
Reasonable. I’m assuming they already knew not to do that.
I am in the same boat, finding it difficult to justify almost 2k extra monthly payment on a 1m house.
After doing some calculations, I decided to keep investing in stock market and rent a place but if I were to live in that house for 5-10 years then probably I will buy now even if the rates are higher since it’s a slightly easier time to enter the market and get a house at or below list price.
Exactly where we are! We’re renting, and it’s hard to justify paying so much interest to buy a house now. I guess we’ll look and pull the trigger if we can get a house below list price.
If you can wait a few months, market seems to keep cooling.
Still usually better to buy a house (well within your means, don’t be house poor) if you will be in that area for awhile, even with current rates