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Has anyone taken STD/parental leave at both Js?
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Yes but you may want to see how the deductible will be impacted. If you know you will have high expenses that year, you may want 1 plan so insurance covers majority of things when your out of pocket max is hit.
For FSA and HSA accounts, there are different rules and limits so research that before you enroll in both. In most cases, 1 health insurance is best but benefiting from different benefit offerings from your employers is great.
No reason why you cant.
What others say is true but one warning from experience: make sure you know which one is your primary. If you bill your secondary first, the insurance companies will argue over it and sometimes this bills go directly to you. If that happens you can work with your insurance company or doctor but it’s an extra pain that’s easily avoided by doing some quick research and telling your doctor who’s the primary.