Best long term investment strategy against inflation to get to a large nest in for retirement?

Parents- how much are you saving for your kids? Married mid 30s and family income is around 200k. We both max employer 401k. Have around 30k debt. Lcol and low mortgage. Would you pay off debt- or focus on kids savings? Oldest kid is 7 years out from college and will have some VA benefits.

Do anyone of you subscribe to the motley fool or any other stock advisor tools? Recommendations and thoughts on how useful they are?

Newbie to investing. What are good online courses / books to get smart on investing?

Should I ask for a refund for my Delta flight or keep it as credit that can last til 2022? Delta is losing about 50m a day, so it’s a bit concerning. What would you do?

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Hi Fishes/Seniors,
This will be the first time I will be in tax slab.
I have few queries can anyone please help me regarding this.
In ELSS mutual the total we can save save tax is 1.5lakh. Do we need to invest yearly 1.5 lakh yearly to save tax? I am planning to have a Sip of 5000 monthly for 3 years. So total money invested in 3 years will be around 60000 * 3 = 180000.
Will that be sufficient to save tax or Do I need to have a sip of 12000 per month to save tax.

Worth getting the SPG card for 30k points ($3k spend in 3 months) or hold off until that goes up to 35-40k (will it?)

Which alt coin should I buy in this blood bath outside of ETH, LTC, XRP and BCH?

For a 2-year associate now tasked with senior-like roles such as reviewing and training, does anyone have advice on how to review individual hnw tax returns?

How long does it take to make at least $300k per year if you are in-house?

Can we claim for education loan interest deduction while filing our taxes if the loan was taken from a foreign (ex. Indian) bank?

Should I expect an income drop moving from CT to Houston?
Currently Tax Associate 1 (2 busy seasons) making 72k at a midsized firm.

I joined @mindtree in Jan 2022. Suddenly there is a 10k deduction in salary in the month of April. The salary slip say 10k deduction as INCOME TAX. Mindtree says "You come under 20% slab according to the income tax calculations. When all the tax slabs are applied you will have to pay yearly tax around Rs. X amount. So that amount will be deducted in monthly basis." Why sudden income tax deduction? Why was that not deducted in the month of Jan Feb March ? How can i recover that 10k every month?

Dow sit make sense to not put money into 401K until you go to business school and start again?

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

been in us from last 5 yrs. didnt invest in 401k or any other finacial instruments in us. now coming to regret that. 401k maximized from this year. any reco for index funds, MF education sites

When did you know you were ready for a senior leadership or an executive role?

Any McKinsey consultants in the Provider Improvement domain here? How’s WLB? Still remote? How many hours per week are you working?

Hello everyone am looking for Side hustle , anything works driving ,plumbing ,construction etc anything works just hit me up and I I’ll make time to get it done for you thnx 💪

Ola amigos, are you down for December Coffee Crew? I can find a spot downtown or midtown TO, if that works for y’all. DM me if you are interested and I can kick off a WhatsApp group to plan further! TIA ❤️

How’s the career for AML/KYC/EDD role in Toronto?

How to transfer PF after joining new organization.

Hi please advise

can join client organisation; will their be any conflicts with current company?

I am a Angular Frontend developer with HTML, CSS, js, ts as my secondary languages. I also have some idea of Azure app services (and recently passed my AZ900 Exam last month).

Yoe: 4

I wish to upgrade my techstack but not sure what will help me to grow FINANCIALLY and have sustainable career in IT.
Can you guide me on what can I learn for the same.
1. React and react Native
2. Azure and complete any certification such as AZ 204
3. MEAN stack.

Any NHS advisors? Looking to make NHS more involved next year. Getting kids to volunteer is becoming more and more difficult. Anyone else?

Can we upload yearly bill now for broadband reimbursement ?

What’s a typical AE salary (mid market / enterprise) in London?

Going into final round/loop interview with Amazon and nobody has asked my TC expectations or told me the target for the role yet. Is that standard? Is there a chance one of the loop interviewers will ask me about it?

For anyone going temp-to-perm or anyone who already has, did you negotiate anything into your temp contract about revisiting the option for perm? ie, say, in 6 months, discuss perm options? Thanks!!

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

Decided to payoff my mortgage.

Today I am 28! Any advice you wish you had at my age?

Should I move to another firm and take the higher pay (20% more) and do more work I’d enjoy doing and have better growth and long term career potential, while sacrificing my current title (would have to step down from associate to analyst), WLB, and team chemistry?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Question about what to do next. I’ve maxed out everything—401k, HSA, IRA, backdoor Roth 401k. My bills are all paid. I’ll probably make about 16,500 more this year to do stuff with (ie money that isn’t going to taxes or insurance or anything). What should I do with it? Crypto? Set it on fire? Get a hair transplant?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

Anyone interested in having a meetup in NYC in April and exchange our FIRE experience?

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

Received a letter from Wells Fargo today. They are offering a refinance of fixed 30 year mortgage at 3.5%. I have no idea how they can do this judging by today’s interest rates. Currently my interest rate is at 4.5%. Judging by Wells Fargo sketchy history, I don’t trust it, however has anyone else gotten this offer?

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?