What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

Starting apartment hunting in NYC soon. Any tips and recommendations for studios & 1 bedrooms in the city in terms of price range, ROI, neighborhood, down payment, best time to invest etc.

Quick question: Can we ask HR to revise pf contribution to minimum which is 1800/month

I was given a 15k, 0% loan to pay off my student loans upfront from a family member. Would it be better to invest this money and just pay back my family member monthly since the 4% rate on my loans would be less than (hopefully) the amount gained in the market?

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

New to investment and have saved 50k from my job. Is putting them in ETF strategy till I learn more about investment?

When investing in a Vanguard Roth IRA, can you only invest into the Fed Money Market Fund (VMFXX) which is default? Or can you select other funds such as S&P (VOO)?

I saw this townhouse in a prime location in my city for $350k (cheap for the area). The floors are all messed up though but the buyer said they’ll either lower the house price or give a credit for closing cost. There’s also a lot of nicks here and there (some locks missing from door, dents, scratches, stains, and some things are loose). But overall, the house’s architecture and design is so beautiful. Would it be worth it to get it and fix it up? Or find a newer house with less maintenance?

Can I still do a backdoor ROtH IRA for 2021?

Favourite money saving hacks? Signed, Broke in New York.

Does anyone here have a Tesla? Should I do it???...

How do people feel about VGAC going for the 23 and me merger? Shares are about $10 now and I’m thinking I might buy in and see where it goes. Thoughts?

What’s a reasonable amount to coinvest in a PEs fund? ~$300k nw

Happy New Year ! Anyone interested in bitcoin investment and NFT ?

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

Looking for suggestions on stocks to invest for beginners? Any suggestions on YouTube channels or articles/people to follow to read and stay updated on these things?

Guys, I had very less HRA for April 2022 till August 2022. I was showing 1 lac annual rent .I joined new organisation in sept and now HRA is 43000 per month. Would that be okay to show high rent as 30000 per month to my wife as landlord. Earlier I was paying 9000 rs per month to different landlord. @ IBM

Anyone into crypto? What are the best apps for it?

Company offers 200% match on the first 3% of 401k contributions, vested immediately. How is that relative to other firms?

How long does it take for an insurance adjuster to review a demand letter and contact with an offer? Fault is not contested in this case. I sent the demand and records 3 weeks ago. They contacted me after I sent it to confirm they received it.

Curious if all forms have been using “virtual” EAs and if so, how long before the “old” EA model is obsolete?

Republicans will be the first to lock their gated communities when climate change gets out of hand.

Hi Fishes,

Moving to Bangalore for the first time.
My office is at Manyata tech park. Could you suggest some areas where I could search for accommodation (rented apartment) that are not expensive.

Hi friends I am shifting to Bangalore next week, Currently I am in Gujarat so my bike is having Gujarat passing number plate, So now I want to know that is it mandatory to get BLR passing number plate for my bike or I can use it with Gujarat passing.. pls suggest...

Thanks in advance!!

I might have to move in March and looking at how these prices currently are, this is crazy 😭
Got to spoiled with the covid prices

What are the projects available at wipro gurgaon Location?

Im working in AUM reporting side and looking to automate some daily and monthly processes that are done in excel. I know it is possible with python but I know little to no python any suggestions? Or any other software that may be able to help!

What’s the best store you’ve ever worked at and why?

Looking for a Business Development opening with 15+ yoe.

Reference is appreciated and will be helpful.

Oh boy it was chilly tonight! Not ready for whats to come 😭

Are there any well-off suburbs around Chicago where there's a significant amount of black or mixed race people? Significant meaning 40-50%+. I've seen a lot of nice black suburbs in southern and eastern cities but less in the midwest. In an interracial relationship and want to get an idea if there are any suburbs where our kids would feel represented or if we'll need to move down south for that.

any recent stamping experience in Canada?

Please help me rationalize through something:
2 kidneys but can only give 1 (potentially):

1) Cousin: 36, mom of 2, lives a fairly healthy lifestyle
2) Dad: 60-65 YO; kidney failure runs in the family, lives an unhealthy lifestyle but this is dad…

What should I be considering in thinking through how to decide? What factors would you think about?

P.S. will go through screening process for both but just want to start thinking about things now

Any vacancies in Ericsson Kolkata for RF engineer?

Hi Fishes
What does designation lead rep quant analysis means.

Can someone explain me what's going on with Accenture recruitment? My joining date was 29th of this month. HR called me day before yesterday and preponed it to 26th, later today she called and saying that due to high volume of candidates, the Onboarding is freezed and so my candidature is pushed to September 5th. Is this normal?

We are trying to change plan. What you’ll think about Aetna EPO, heard it pays 100% for IVF? Currently on BCBS not much benefits if we would want to skip IUI and jump to IVF. Any suggestions here would be helpful. Thank you.

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Has anyone successfully “ported” their mortgage? Just learned about this and doing some research since rates are so high now. Current rate is 3% and new home will be more expensive, for context.

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

Does anyone pursuing FIRE actually like their current job? Trying to get a grasp of how much of the FIRE movement is driven by escapism from unfulfilling work.

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Currently 25 y/o making 70k/year in Boston. I grew up pretty poor and I have minimal financial education. A lot of my salary now goes towards helping my parents get out of debt. My parents are no longer able to live on their own, so considering selling my grandmas house where they live (maybe 550k), paying off their mortgage (100k) and buying a duplex (between them they make about 55k/year). Is buying a two family home a good investment ? How much can I afford to spend on a new house?

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

Do you count your car as part of your NW on Mint/other trackers?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

All these weddings are blowing my mind and budget. I've had 5 weddings so far this year with several more to go by EoY. On top of that I've been asked to be in a lot of them which adds additional time commitment and cost. The cost of a bachelor party + shitty men's warehouse suit rental + travel and airbnb for the weekend + couple hundred bucks for wedding gift means I'm blowing tons of money for these weddings but I feel bad to say no.

Is anyone else worried about an upcoming market crash, similar to the dot com bubble?

Investing beginner here. How did you learn? Any resources that I could read/watch would be helpful. Thanks

I wish I wasn’t adaptable. Humans aspire for a greater level of comfort and once achieved, adopt that as their new baseline. Because of this, somebody making $100k cannot simply comfortably revert back to a $50k lifestyle. The slow growth of personal wealth isn’t noticed as ideated. Instead, we are never satisfied.

Can you relate? Has your salary / net worth growth dramatically improved your quality of life?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?