Vtsax vs fxaix?

Looking for non- fiction book recommendations. I just read Shoe Dog and loved it.

Hi All,
i have an offer from IBM(10.7lpa fixed location- Mysore) and Wipro(11.4 fixed location-bangalore) for java developer position, which one is better? any suggestions would be helpful.

Hi,

What package can we expect for Salesforce Senior Solution Architect with 14+ years of experience in India?

Anyone here have experience / know anyone who did the Luxury & Fashion Retail MBA @ NYU Stern?

For those that started their own shop, what do you wish you knew at the beginning?

Is it better for a startup to outsource the recruitment to a recruitment agency? Or doing the the recruitment all by themselves?

Hi fishes,

Comment your total hike, VP , ctc current, level, designation, tech stack you have received as per Nov 22.

Thanks Brexit. My portfolio about to make me cry tomorrow 😞

Recent admit here - how important are these pre-MBA Virtual networking sessions? Feeling like it’s hard to network virtually.

What rates did everyone get from Juno? My variable rate is only .45% below my fixed rate. Is libor projected to drop notably or is this just an awful variable rate

What is SUNDRY allowance in Accenture?

Where are you from?

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

Can anyone please refer me in LTI.

I have 2.8 yrs exp. Skillet - Azure Cloud, Devops. Open to any new latest technology as well.

I am serving notice period.

Thanks for your help

How is SAP practice in LTI... Do we have ample implementation projects?

Will the learning be good and how about firm culture , onsite opportunities?

Hi Fishes,

What is the market salary range for a Banking and Finance sector(Temenos UXP) developer with 5 years experience and if willing to switch how much can he/she can ask for?

What does boston pride look like? Just moved here from DC

Are people here allowed to use AI advertising tools at their work? I got beta access to one and made a bunch of ads and didn't tell my boss because it saved me so much time..... Scared to bring it up. Are you allowed to use AI advertising tools at work?

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Anyone here from NYC? Be cool if there was a meetup.

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Hi FIRE friends! My mom is going to get about 250k from the sale of her house in a few days. She’s 58 and has very little saved for retirement (immigrated to the US at 45 so only about 50k in her retirement savings currently). She’s maxing out 401k, Roth IRA, and HSA. I’d love to get all of your thoughts, where do you think she can put the money from the sale of her home?

Received a letter from Wells Fargo today. They are offering a refinance of fixed 30 year mortgage at 3.5%. I have no idea how they can do this judging by today’s interest rates. Currently my interest rate is at 4.5%. Judging by Wells Fargo sketchy history, I don’t trust it, however has anyone else gotten this offer?

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

FIRE - What is your total net worth so far? What's your profile?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

What’s the meaning of life before FIRE and after FIRE?

Anyone start later in life? About to turn 32 and my retirement savings are sad.