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Coach
Choice home warranty is awesome. But I’ve gone like 3 years without a claim so I’m going to cancel
They are mostly scams but if you know your policy inside and out you can use to your advantage. I use liberty home guard for my rental properties and they are fine… always finding reasons to deny coverage and their contracts are structured to limit coverage as much as possible and avoid the most common issues.
Good for old homes with old appliances and centralizing all the claims so you don’t have to have techs for everything they can deal with it all even though coverage might end up being limited. They replaced all my appliances at wholesale cost which was nice so there was some savings even though their actual coverage was somewhat limited and you do everything through them so it’s streamlined.
Definitely negotiate pricing and low visit fees. Mine is $65 per visit and would probably pay double for a standard plumber or electrical initial visit
Noted. thanks for the detail
Don’t get them
why?
To add on, i just bought a house and was given choice home warranty—anyone have experience with them?
Coach
Yes me. They’re great I think! I’m going to cancel though since I haven’t had a claim in 3 years