Any theories as to why the alt coin market has been a blood bath the last 3 days?

Seeking advice either from anyone already working for US GOV or any advice on how to get into it. I’m interested in working for IRS or Veterans with pm work. Any advice?

I also want to help my dad get into a permanent GOV role before he needs to retire, he’s been rejected by gov roles and can only work travel roles with fema, I don’t want him traveling as he’s getting too old and I just lost my mom a year ago. Any help would be appreciated!

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

What's your biggest net new account this tumultuous year?

There has to be a point where focusing on minute details generates diminishing marginal returns.

People with student loans: how much are you/will you be paying each month?

Any thoughts on ETC where it would end up!

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Looking to buy a CPO 2018 Macan S that has about 22k miles on it. The carfax notes there has been two owners on the car, well maintained and no accidents. Should I be concerned with the two owners for such low mileage? Also any thoughts on car it self?

Question about solo/self-employed 401ks: If I create a sole-member LLC for a side business and create a solo/self-employed 401k, am I only allowed to make contributions from the earnings earned via the LLC? Or am I allowed to contribute money earned from a different source (ie W-2 job).

FINALLY saved up enough for a Leica kit - I was very excited for the CL - but the shop suggested the Q2 as a really great travel camera, and now I’m not sure what to get. Anyone here shoot Leica? I’m looking for a simple to use, compact travel camera. I love the lens -swap on the CL (one day want to own an M and SL kit) - but the Q2 has me thinking…

Do banks offer referral incentives of you refer someone for a mortgage? They do for credit cards, but just curious if you all have seen anything like that with loans?

I want to know which tax slab can be appropriate for a 10lpa and what are the way I can manage to reduce my tax computation.
I have been to this tax slab for the first time don't have. any knowledge.
can one of you assist what can be done or what are the steps for saving the tax or us it possible to have 0 tax.
FYI,
2.2lck is hra

I don’t see the point in paying the IRS for crypto when we have a president who won’t release his tax returns. Only thing I’m truly angry about right now. Not this shit, sinking market - the feds!

Haven’t owned a car in 4 years and thinking of treating myself to an Alfa Romeo Giulia 2021 on lease. I can easily afford it but justifying 500 a month on lease payments is kind of hard to swallow. Any Giulia owners/drivers here who can help swing my decision? I think I’m 60% there

For all you major savers + investors, how would you suggest to get started investing in assets other than a 401K and ROTH IRA?

What is your dream salary? Like your FU number!?

Just got a job offer from EY for Senior Consultant in Transformation Architecture - $105K Base I have 7 YOE (4 with other Big4 in Audit and 3 in Industry Consulting) based in Vancouver. I live in Canada - does this seem reasonable?

I really feel like I should be excused from this "diversity and inclusiveness" training stuff lmao. It's about implicit bias and I'm sorry it's just not believable coming from an old white man's mouth when there are maybe 4 non-white associates. We're having these meetings 3 times this week. 🤦🏽‍♀️

Other sites like at edge to look for professional photographers? Suggestions are welcome!

PwC folks - Can we hand over our laptops, badge and other stuff at another office location in place of our home location?Planning to give my notice soon but won't be at my home office. Curious to know

Is it hard to switch from Designer to Art Director? I just got offered a Junior Designer role and don’t know if this will mess up my chances of being an Art Director down the line

How do you handle it when you notice differences in attorney billing styles, without throwing someone (billing much more per task) under the bus? I want to bring it up with partner but unsure if/how.

Does anyone know the criteria used to determine who is selected to be laid off due to COVID?

Can anyone pls refer me to s&p global. I'm a .Net full stack developer with 7 years of experience. Thankyou

Anyone here being prescribed strattera for ADHD? I got diagnosed today and wanted to hear about your experiences.

Do MBB firms usually give temporary accommodation to look for a place for people relocating from outside?

Going to a new firm and bringing a client or two with deadlines before I leave — can I do the work now but bill the time later at my new firm as long as I don’t double bill at my current firm?

Hello everyone, so happy I found this bowl! My husband and I are thinking of moving to Oslo next year, we both work in consulting for EY (Tech and Finance consulting), and I was hoping I could get some advice about the move. Firstly, could we get a consulting jos without speaking Norwegian? (We want to learn, but we will need some time) Thanks for your help!

Deloitte FSI represent

If a hiring manager wants to talk to you again that’s a good sign right? I’m just bracing myself for this offer😅

Should we bite the losses and exit with something? What are people here thinking?

Are people still buying Bitcoin at these levels?

Any good ICOs cmg up?

8k range was the long term 200 day MA support that everyone and their mother said they would be buying at. Well it’s 8900 and buy volume is basically nonexistent..

Hiring a blockchain developer, can anyone refer someone in their network?

Goodbye XRP! Thanks for the awesome gains and good luck hitting that absurd $100B market cap 😁

Anyone movie Eth gains to REQ or another alt tonight? How much?

Why is ETH volume so low on gdax?

Not sure how I feel about this #DeleteCoinbase movement...perspectives?

What in the world is with ADA being able to dodge this dip that’s hitting all others including ETH?

Anyone know how taxes work when you sell for a gain? Do Coinbase and other sites prepare a 1099 or are we on our own to "self report" our gains to Uncle Sam?

Thoughts on AdEx ?

People worrying today should read books on trading psychology! Not being patronizing- it will help you in the future, not just for investments but for doing better in life!

Doing a longer post about $DFI soon, I just got a lot of stuff on my to do list rn.

But it’s beginning to boom so I’ll just leave this here: perfect project. DYOR.

Defi on Bitcoin (fork and anchoring) , amazing truely decentralized DEX, high LM returns, soon Asset Tokenization. Own fast chain, non touring complete, POS.

Ur welcome!

When you see more Negative posts on BTC is your clue to buy the dip.

Does Voyager or Coinbase operate in FIFO or HIFO method? Trying to sell and rebuy since wash sale doesn't apply to crypto