Anybody got experience with short term rentals ? Want to have a second home but offset the mortgage more than maximize income.

Looking into credit card, most likely between emirates nbd Bonvoy card or the Emirates offering. Anything better out there? What has been your experience. My understanding is you can convert the emirates points to Bonvoy? Not sure if the same works Bonvoy —> emirates.

Ally bank dropping rates again. CD a good choice?

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

My company has asked for investments proofs. Jts feb only and i have upcomming mutual funds sip also. How can i show these upcomming sip investments ?

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

What are some good modern/post-pandemic personal finance books you can recommend?

Renting a car vs buying, which is better in India?

How much has stock options changed anyone’s life here? Just started at amazon and I received 1500 shares post split. But obviously the vesting schedule is so long over 4 years and morale certainly will be up and down. I feel I’d be crazy to walk away before then and miss out.

What provider does BDO use for its 401k plan? (Fidelity, Vanguard etc.)

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

How hard is everyone pushing their corporate clients to authorize nonresident assignees whose only 2020 US compensation was the value of their 2019 tax preparation?
My clients are pushing back on it this year, and I can't say I blame them. If I were in their shoes, I'd rather take the risk of not filing than the expense of filing again. From my own point of view, I don't really want to spend my time on such returns, either, even if the revenue and easy return are nice.

Hi team ,

I have started working from jul2019 and I have filed my tax return for 2020 and 2021 tax years.


However I note that there was withholding of some amount in 2017-2018 and 2019 tax years ( withholding from comission received from insurance commission from lic and United india)

I have not filed 2017, 2018, 2019 return as my total income was less than threshold

Is it possible to file return for 2017 , 2018, 2019( all r in refund) now without paying any penalty?

I selected new tax regime in the company 'xyz' portal for April 2021-March 2022. I left this company in jan 2022 and tax of 16k got deducted from F&F settlement.

I have investment in EPF and submitted the rent receipts to the company for tax exception for HRA. But in F&F, based on new regime tax deducted.

During filing ITR for assessment year 2022-2023, can I file by selecting old regime and get this 16k return?

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

In the same day

Fidelity files for a bitcoin etf
Tesla let’s you buy their cars with bitcoin

Looking for good books on investing. Open to anything- real estate, stock market, etc. please leave any suggestions on what to read and anything to avoid - thanks fishes!!

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

Having another phone interview with the same Amazon person again. Not sure what to make of it.

I've seen a couple posts about unionizing, anyone know anything about the potential Kaiser strike in early October? Saw online that they're already hiring for scabs, $3400-$5950 + housing, travel transportation, and per diem. And this is for techs!!!

Is there any position in Bain looking for a data scientist. I have more than 2 years of experience as a data science consultant and now want to switch to Bain.
Can someone here refer me for the same. Thanks

Hey fishes, what is the gross salary range for a Technical Writer in a country like the United States? YoE: close to 8
Skills: Database, programming language exposure,DITA, etc

Can someone help to refer my friend for MIS executive role job..

I work a travel job (consulting - domestic travel) and plan to move to NY/NJ soon. I know that more flights fly from JFK and LGA than Newark. Should that be part of my consideration when choosing to live in NY or NJ?

Anyone here from on-boarding team knows about the on-boarding of freshers who have 9 july as percipio course end date
I am a sponser and the fresher alloted to me asked this question. anyone if he/she knows about it
TIA!

Hi Fishies,
Can you please comment on aspects like wlb, learning in hsbc client at Virtusa? I have been offered QA lead position.

Hi Friends,
What is the average salary rage for Principal Engineer in Verizon. Thank you

I’m beginning to think all the 2020 SB briefs started with... “we need a big personality to represent our brand.” Since when is celebrity a substitute for concept?🤔

I may need a freelance senior (ish) AD to partner with for the month of January, in house at a start up. Post your books!

Hi EY folks,
I am joining EY GDS as senior.
Do EY GDS do background verification for all my previous employers ?
They have asked me to submit document only for last employment for BGV which first advantage is doing. And offer letter mentions to submit only exp/relieving letter for last 2 employers as applicable while joining.
Little confused as I am have bad experience with one of my employer.

Kindly help me out.

what is notice period or leaving GDS -Sat service line

Go Delta for extending medallion status through Jan 31, 2023!!!

We flew back from Ireland today on Delta. Our connecting flight from JFK at 6:10 was cancelled while we were flying over the Atlantic Ocean, and we were rebooked on a 3:40 instead (2.5 hours earlier) but not notified. I received no email, text or app notification of the flight cancellation or the new flight we were placed on, so we missed it. They now cannot get us home tonight and won’t even guarantee they can get us home tomorrow, impacting my work, (cont)…

where my canadians at? how strict is covid there? my friend is in toronto for work and the hotel found out he has covid. now they’re locking him in his room. is that legal? if so, what’s the protocol to break quarantine? hotel wouldn’t answer 🫠

Anyone stay at JW Marriott Cabo with family ( 2 adults 2 young kids) Looking to book rooms with points and want to see if it’s worth the 400k for a week.

Hi Fieshes, i don’t want to leave development but the job roles I’m getting now after i resigned are the business analyst roles and not the data science ones as i thought of them to be. . So will i be able to get to data science after these business analyst roles. Does business analytics include the data science and development. Or should i look for better opportunities.


Please help.

I want to start investing in the stock market and doing my own research but don't know where to start.

I find it intriguing that Trump turned himself into a billionaire on his father’s investments. Then, he became President. Suddenly, all of the people he’s been doing business becoming a billionaire are now also billionaires fighting for the Trillionaire Club status. His net worth is probably going to surpass them all in the end. Quadrillionaire isn’t even in my keyboard’s dictionary yet...but it will be soon.

Is Suncor reliable or worth it?

Any ideas to hedge against inflation? So far, put some in I-bonds and Fundrise. Post tax Returns are sub-par inflation and both have long lock-in periods. Other options in the mix are farmtogether and masterworks. Any feedback? Other suggestions?

I worked on campus all 4 years of college, started investing during the covid downturn and now 4 months into working full time I just hit $50k in investments 😃 growing up my parents were constantly in debt and worried about money so it feels amazing to have this much financial security aged 23 after years of working hard to make it happen!

Has anyone invested in cask of whisky before? What was your experience? Did you make a good ROI? If yes in what duration of time?

Just closed my shares in Nvidia. What a run that stock has had! Now trying to think about what next. Might hold and buy the dip if it comes. Otherwise welcome thoughts and why. (Already holding Amazon, Microsoft, Tesla, Lululemon, Disney and VOO)