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I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

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Do you have a financial advisor? If so, what firm did you use?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

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How often do you come across Schedule F? I have prepped 3 tax returns for farmers this busy season? It’s interesting. I’ve worked for large and small firms. I never had to deal with Schedule F until now.

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What’s a reliable crypto broker that some would recommend? I’ve been using Coinbase Pro but I’m worried to keep investing with them because of their non existent customer service and if I might need support I probably won’t get help

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(Explain like I’m stupid, because I am, but be nice) Refinancing a construction loan to a standard mortgage loan. Borrower and lender entities not changing. Current UCC-1 filed securing “all assets of debtor” in 2019. Why is it necessary to file a new UCC-1 at closing securing the exact same collateral?

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Hi fishes,

Please help me find out my take home salary and how to save maximum in tax. I am really new to this tax regime and not aware how to save taxes.
Please help.

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Forget about Uber.

Thoughts on those credit card machines that ask for tips?

I’m standing there stressing out with people behind me and all the person did was push a button to get me black coffee!

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Looking to buy a home in 1-1.5 years. What are some good neighborhoods inside the beltway for 500-650k range?

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How do filmmakers find investors?

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What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

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My play for next week:
Sell the SPY 200 puts since the market would plummet. Look for opportunities to buy back, probably when the stim bill passes. Would love to hear your thoughts on it

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1000$ rsu is equivalent to how much Indian Rs ?

#1) 1000*(USD value) or
#2) 1000 * Qualys stocks ( 130 USD)

Could you please clarify rsu calculation ?

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

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I have a monthly 1.2 TB limit on my xfinity. How many of you have the same limit and how many of you exceed the limit?

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For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

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My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

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I am working as a sde intern at a startup company.
They asked my account details for paying stipend.
I shared my savings account details.
Will they pay me in my savings account?
1 month and 4 days over not yet got the stipend.

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Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

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How long do you guys think it will take for rental prices to rebound?

Looking for a new apt, and noticed 24 month leases cost more net effective (obviously because prices should increase next year).

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More Posts

Are people who joined in January not receiving any hikes this year at ac kolkata?

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Received an offer for an internal promotion and the verbal offer differed from the written offer. Specifically, the bonus verbalized was 2% higher than the offer letter. HR basically just said ‘sorry, our mistake the letter is right’. What would you do?

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Can anyone recommend a good laptop for WFH Equity Research SA, preferably with i7 and 16gb RAM minimum?

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Hi fishes,

I want to know the work environment, work life balance, growth and all things about CAPCO ?
Can you please suggest?

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Anyone from Amazon's finance division. Require an employee referral for a role.

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Hi folks, looking for 11 likes to unlock DM, please help me out, thanks

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Are there any good books to read from a start up perspective? I’ve reading the lean start up but would like some other recommendations

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Girls trip (mid 20s) to Scottsdale in October. Any suggestions?? Like to hike, shop, eat, relax!

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Penchooooo... inhe believe hi nhi ho rha ki hum itne Churan kaise ho sakte hai 🤣🤣🤣EY

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My best friend has Celeste!

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Is streeteasy.com still the best way to find an apartment on the mid to upper east side of Manhattan? I'll be looking for a March move in.

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Hi all,
I have an urgent question regarding the flight and weight allowance that TCS arranges for Australia.
Kindly advise!!! Urgently needed!!

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Anyone from JLR ?

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I’m currently working with a senior level HR candidate. This individual has a doctorate in business with a focus in HR, her SPHR, Federal, and private sector experience at the singer level, and has a fabulous personality. I’m curious is anyone else having difficulties play some candidates like this? At this point I’m starting to think it’s racial or her sex based of the lack of interest in this candidate. Any thoughts?

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Hi,
I am seeing Offer Extended in the portal against my application.
Does that mean approval by business if yet to be done but extended by HR or something else ?
And how long after this current status can I accept offer letter?
Thanks

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Talking to the opposite sex at the gym: yes or no? (Or same sex)

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7/27/22 check-in. Happy hump day! What’s your workout for today?

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Additional Posts in Investing and Side income

Anybody got experience with short term rentals ? Want to have a second home but offset the mortgage more than maximize income.

I want to start investing in the stock market and doing my own research but don't know where to start.

I worked on campus all 4 years of college, started investing during the covid downturn and now 4 months into working full time I just hit $50k in investments 😃 growing up my parents were constantly in debt and worried about money so it feels amazing to have this much financial security aged 23 after years of working hard to make it happen!

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I find it intriguing that Trump turned himself into a billionaire on his father’s investments. Then, he became President. Suddenly, all of the people he’s been doing business becoming a billionaire are now also billionaires fighting for the Trillionaire Club status. His net worth is probably going to surpass them all in the end. Quadrillionaire isn’t even in my keyboard’s dictionary yet...but it will be soon.

Has anyone invested in cask of whisky before? What was your experience? Did you make a good ROI? If yes in what duration of time?

Any ideas to hedge against inflation? So far, put some in I-bonds and Fundrise. Post tax Returns are sub-par inflation and both have long lock-in periods. Other options in the mix are farmtogether and masterworks. Any feedback? Other suggestions?

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Just closed my shares in Nvidia. What a run that stock has had! Now trying to think about what next. Might hold and buy the dip if it comes. Otherwise welcome thoughts and why. (Already holding Amazon, Microsoft, Tesla, Lululemon, Disney and VOO)

Is Suncor reliable or worth it?

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