Hi team ,

I have started working from jul2019 and I have filed my tax return for 2020 and 2021 tax years.


However I note that there was withholding of some amount in 2017-2018 and 2019 tax years ( withholding from comission received from insurance commission from lic and United india)

I have not filed 2017, 2018, 2019 return as my total income was less than threshold

Is it possible to file return for 2017 , 2018, 2019( all r in refund) now without paying any penalty?

Monday Wordle :

Wordle 401 5/6

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Is there any opportunity for IT leadership in SBIGI? 14years working in IT industry mainly in general insurance domain.

Looking for suggestions on stocks to invest for beginners? Any suggestions on YouTube channels or articles/people to follow to read and stay updated on these things?

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

30 July was special.
Salary credited. Tax debited.
Both were equal.
Ab pura August daal-chawal khaake!

Hello Fishes

I have been offered a role on Nokia, Bangalore. Wanted to understand the work culture, hybrid work timings/ flexi work hours , health Insurance details .
Can someone please help here?

Hey all! Need a couple book recs for an upcoming beach trip.

Looking for a great non-fiction, relating to travel or world history (not just one moment in time). Could also be about the marketing world or memoirs of a business leader kinda thing.

Fiction wise I also like fantasy, paranormal, and romance. Some fave book series are the Black Gryphon from Mercedes Lackey, Game of Thrones, and From Jamaica Lane series. Similar books?

I’m prepping someone’s tax return who I see everyday on tv. It’s kind of cool being privy to a celebrity’s confidential financial information. 😁 I’ve also prepped a famous athlete and actor last week.

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

Any Insurance Broker Account Managers in Oklahoma (Health/Life/ Employee Benefits)? Would you be willing to share your salary information and any information about your work load/the amount of groups you manage and their size as well as your years of experience? I’m trying to determine if mine is comparable to what others receive. Thanks for any insight!

AOC and Sanders both oppose lifting the salt cap? People in their states- new York and vermont (and generally other states with high state tax) do you agree?

Howz studying at UK different than US or Australia ?

Does it have brand value better in terms of working in UK for some years and travel back to India ?

I am having 12.5 lpa CTC with 7.7 YoE. How much can Delta Airlines offer?

Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

Are all large healthcare provider organizations (big health systems) messed up? In terms of poor senior leadership, no accountability, poor support to their leaders, mismanaged, etc.

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

Okay, who here was smart enough to put in $80 limit buys?

Does anyone have a good recommendation for Verbal tutor? Native English speaker scoring in the high 30’s / low 40’s and looking for some help

Putting aside wachtell, what do we think are the best M&A shops for high value deals?

What is package for senior business analyst in CGI

Have zero data experience. Best way to start self learning?

Learning cloud architecture right now so apologies if these are obvious questions: Best ways to store video metadata to perform analysis on it? I'm looking at AWS and GCP. Saw that Cassandra would be good for it, but not sure what the GCP equivalent is? But also I'm a bit confused on if Cassandra is just a DB and storage would need to be elsewhere? All help is welcome! I've been spinning my wheels on Google trying to understand

Hi All,

Anyone from KPMG Global Services, Bangalore, TE-DL- DataPlatforms team in Advisory as an ETL Developer?

I am visiting Moab and Arches National Park this year, and would love to learn more about biking in/around the park!

Are you able to ride the bikes on the roads throughout the park?
If so, are there places to lock up the bike at trailheads and/or parking lots to take in?
I haven't been to this national park yet, so I was curious how it compares to Zion for example, where it is easy to bike from "stop to stop" to view the scenery or do a hike!

Thank you!

I’ve been approved for a transfer to the AUS office. Early 30s couple, no kids, small dog. Wife will work for the state but doesn’t have an office assigned yet. Looking for a SFH (that isn’t soullessly modern) in the 600-700k range that will suit our interests: walk to a grocery store, maybe a restaurant or two, commute to work in <30 min. Where should we look?

What does QRMTE - expectations not met signify? How does it affect?

I am joining JPM as a VP. Which brokerage accounts are permitted at JP for personal trading?

Why are there so many Private Client Advisor positions/ Private client Banker positions open?

Hi All,

Can you like my post so that I can use the this platform?

Thanks in advance!!

Has anyone ever been asked to stay beyond what they’ve said will be their last day when they give notice? Gave 2 weeks notice yesterday and am now being pressured to stay until one deal I’m on closes (which could slip past the end of next week, which is what I’ve said was my last day).

Hi, I am living in pg near gtp office whose rent is very high. So searching for a single sharing room in a 2bhk flat or in a good pg with decent rent. So is there anyone searching for female roommate near gtp Kormangala or do anyone living in good pg with decent rent. Please DM me. Also searching for some North indian friends to hang out.

Does previous Consulting experience increase your odds when applying for MBB during MBA recruiting?

Do you submit fake rental receipts and owner pan card detail for HRA? Is it normal ? I see most people does in my team. They submit parents or spouse pan card number as owner pan card number to get HRA. Is it same everywhere?

Could anyone please tell about NPS CCD(2) ? Is it paid by employer? What needs to be done in this?

In case anyone needs help with their Tax returns, please feel free to DM me.

Anyone here working in M&A tax? need a referral.

I'm a recently qualified CA (first attempt)

Please let me know how to claim (whats bills needs to be submitted) exemptions for Special Allowances.

How much tax will be deducted on 18lpa fixed salary (1746800 in hand after epf deduction)? Even after investing 1.5 lacs in 80c.

Hi Guys,
Need your advice. I have forgot to enter challan details while filing tax and then e-verified then it return with pay later option, though i had paid the income tax first first hand via pay now option.

Will i get outstanding demand plus need to pay penalty for late payment in this case?
Also when will i receive the outstanding payment notice if it happens?

Does your organization make you feel like your work is only a support function to their more profitable businesses?

How to bring tax liability to zero for 15 lpa ctc?
Can I claim hra for less than one lakh per FY and Maximum housing loan benefits?

The rental place and property under loan are in same city.. Parents stay in rental ( I pay rent) and I have purchased new flat in same city for myself.

Hi,

Where to invest to reduce the taxable income of 8 lakhs after investing 1.5 lakhs under 80c and HRA 1 lakhs ? Medical insurance 50 k I’m aware of it and I don not plan on any house loan. Please suggest.

My CTC will be
Basic 13LPA
FB 7 LPA
Total fix pay - 20 LPA

80c - 1.5 LPA
HRA 3 LPA

Any one please help mi on which tax method will be sutable for me old or new?

Hi,

I just want to know a fact , upto which ctc can be adjusted to minimal tax deduction under new slab?
Like 15lpa ,20lpa

Can we pay rent to our parent?
What if my parents are in other city and I am living @ my company's location which are 700km away from each other. Can I still show that I am paying rent to my parent?
Please help as this is my first time coming under tax slab

Can we show unequal rent split up between husband & wife for HRA?
Let's say we pay 20k in rent. I want to show that I pay 15k and wife can show 5k. Is this sort of break up possible without explicitly mentioning it in the rent agreement?

I have gains from stocks.. as LTCG. Do I need to file ITR 1 or ITR 2?

Hi All,
I recently learned that we can get our PPF limit from 1.5Lakh per year increased and so does it increase in 80C. Is that true? And if yes, how can it be done?

I am working from EU since last year (internal transfer from India), also doing freelancing for an another startup since last 2 years and the payment is going to Indian account.
My employer assigned a tax consulting company in India to support me in filing tax, somehow the tax consulting firm found that bank account via AIS document (not sure how they get it in that doc), as they found some interest credited for that saving account. Will I be in trouble? will I have to pay penalty :(?

Anyone opted for NPS Employer contribution, is it good for tax saving? Is there any maximum limit to it? Does employer really pay it or deduct it from our CTC only?
Please help.