Anyone able to guide me on how appraisals are handled for a new build? Completion will take 8-10 months and I am worried that a “possible recession” by then “may possibly” lower the appraised value. I’m a first time home buyer so my thought may be totally wrong. Appreciate the advice. Thank you

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

Hey, visiting Austin from the north and think I wanna move here. Looking for a house . Single family 3 bd + and 2ba + . Wondering what good affordable neighborhoods to look in! Ideas and housing advice are more than welcome !!

Starting apartment hunting in NYC soon. Any tips and recommendations for studios & 1 bedrooms in the city in terms of price range, ROI, neighborhood, down payment, best time to invest etc.

Does the employee get both the employer and employee contribution to PF or only own contribution to PF?

Which service(s) do you use and can recommend to send money to India?

When submitting your taxes, do you share how much you pay for HOA? Is there a form to fill out or do we get any type of reimbursement for paying HOA?

How do you manage your money?

I only bring in a little over $2,600 a month. After paying all my expenses, I get to put away $500 a month in savings but don’t have much wiggle room for anything else, including going out money.

I’m very privileged to have a significant inheritance and zero debt of any kind. I really wonder how my peers who have student loans, car payments, and even children manage to pay their bills and live so comfortably. Please share if this is you!

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

37 / 13 years / 215K / PDX

Could anyone recommend a set of indices that are publicly available and is a good predictor for consumer spend in home renovations ?

Damn coinbase, I see you ;)

Up to what salary did you contribute to Roth retirement accounts before switching to traditional?

Everyone says Geico car insurance is cheap . However for me it is most expensive. I went for Allstate/State farm which were cheaper than Geico. Am I missing something?

Lebron James has extended his contract for $97.1 million including two mandatory years and an optional third one. Why does someone need so much money in their life?

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

Robinhood just kicked me off their platform and I have no idea why. Now I need to quickly liquidate. Any recommendations to invest in mostly VOO without any fees and a nice UI for my phone? I need it to also connect to Mint.

New to US. Which brokers offer best margin accounts? For e.g. I have equities worth $100K and want to trade options. Is there a broker where I can do so without paying more in collateral money - essentially using stocks as collateral, and also not paying margin interest. Was able to do so in London, Hong Kong, and India. However, Robinhood here doesn’t seem to allow it.

My landlord requested a $100/month increase in rent. I want to push back on that increase, given the uncertainty around corona virus effects. I need to re-sign by April 1st, if I wish to extend. (1/2)

Interview question for Angular Developer in TCS having 3 plus years of experience, any suggestions?

In TCS at IBegin portal at form9 we have to enter 15 digit bank account number for salary purpose , But I've ICICI salary account of 12 digit account number. then how I can enter 15 digit bank account number ? Please guide me

If I Accepted the TCS offer and lateron got another offer them cam TCS matchback or give best offer on latest offer ?

I got offer from PWC AC Bangalore as a senior associate 2 (OIC technical) 20L per.anm is it good to take the offer.?

Is booking 40hrs a week freelancing for one company a good idea? Or does that seem like you don’t have anything else going on? I would like a good work life balance with the ability to take off weeks at a time in the middle of all this.

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

8 year android. current 16 ctc.
ibm offer 7b and 20. is it low? can i negotiate without counter offer?

I've just 12 hrs to think about this -- Oracle or Freecharge ?? Work profile with Oracle is development of oracle jet framework and with Freecharge merchant app with freecharge Please help yaaro

My black experience at my current place....... supervisor is known to be racist at a diversity and inclusion school. Great! Unfortunately I am the ONLY black person in our department. She "our leader" doesn’t make me feel like I am part of the team. I feel like an outcast. When I try to bond with other members on my team. She quickly divide us. I would like to give yall more information. I need some wine.

What’s your favorite WFH footwear? Any recommended brands for a chilly home office?

Alright auto fishes, I’m in the market for a entry level luxury car. Open to used or a lease. I don’t plan to use it as a daily driver, live in an HCOL. Only restriction is that I’d like to keep my monthly costs at no more than $600-$700/month (including insurance, financing / fees, etc; have a parking spot already). Doesn’t have to be a European badge. Thoughts?

What programs do my fellow HR managers recommend as far as personality assessments for hiring ?

Anyone hiring for a Marketing Analyst position?

Religion is like a buffet, take what you like and leave the rest of the shit

Hey guys,
Whats the compensation for walmart global tech software engineer 3 for nyc region

Applied for a role with Salesforce and had both a talent advisor and corporate recruiter reach out to schedule time to talk about the role. Is this normal for the recruiting process for two different people to reach out to schedule time? Is one more senior than the other/different approach?

Hello everyone,
I have recently moved to Long Beach, CA and I am currently looking for a Recruiting Coordinator or Technical Recruiter role close by. I am also open to hybrid or remote jobs.
5 years of HR and Admin experience, masters in business and management and currently reading towards my SPHR. Also looking for someone well experienced in the field to serve as a career mentor.
Any advice, criticism or suggestions will be appreciated.
Thank you.

Hi Folks,

Is 27K zloty a good salary for a bachelor in Wroclaw??

YOE -17 years

How much INR we would be able to save ?? Pls share your expert opinions

Thanks in advance

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

Any Property Management recs in Seattle area? :(

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

Any one knows what’s the easiest way to order a radon test for new construction?

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

Just bought a new primary residence that needs work. Current home has ~$100k equity after buying in 2019 with <$20k down (appreciated around 20% in the last 3 years, in a major metro area). Would you:

1) Lock in the appreciation & sell now. Use some for renovations/other investments.

2) Keep for another 2-3 years & rent out for a small cash flow (<100/month if self-managing), get a HELOC if needed. Note it would not pass my investment criteria if buying today.

3) other approach?

Hi - any good books recommendations for getting started on real estate investing?

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

I’m in Dallas and have been renting for 5 years. I don’t have any savings, but have about 30k in my 401k. Im thinking about leveraging that to buy a condo/or house. Is that a good idea or am I in over my head? I mostly want to, because I’m tired of renting and I’ve read reports that prices will only continue to go up. Although, I will have to pay back the 401k + pay rent, so maybe not a good idea. Advice/resources would be helpful.

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?