Damn coinbase, I see you ;)

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Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

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List the college you went to. When you graduated. How much you pay monthly on student loans and when you think you will be done.

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I have been searching for a travel card for months. I am a young guy who is looking to take advantage of credit and earn points at the same time. Cap One just released an interesting new premium travel card with a lot of seemingly good perks (Venture X). I also looked at the CSP and the Southwest Priority card. My girlfriends family has Southwest and swear by it, with companion pass being the differentiator. I am in the DMV area and have mostly flown Jet Blue or Southwest. Any thoughts on this?

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How do you manage your money?

I only bring in a little over $2,600 a month. After paying all my expenses, I get to put away $500 a month in savings but don’t have much wiggle room for anything else, including going out money.

I’m very privileged to have a significant inheritance and zero debt of any kind. I really wonder how my peers who have student loans, car payments, and even children manage to pay their bills and live so comfortably. Please share if this is you!

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If I invested a small amount through a SAFE and the company is now kicking off a seed round that will be a priced round, should I invest in more in the company before or after this seed round? Assume I have the money and the risk appetite - just want to know if my money buys more before or after the priced round.

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Anyone else into Bank Bonus churning?

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Can anyone shed some light on quant funds please? https://groww.in/mutual-funds/escorts-tax-plan-direct-growth
I am seeing stellar returns and extremely low expense ratios but apparently since they're quantitatively managed algorithms, they don't account for things like corona for example.

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Do Big 4 partners need to maintain any level of independence in retirement?

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If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

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I e-filed my tax return around 3/20, received federal return in early april, but no news for NYS one. Is this normal? When I checked on the NYS website it just says that it’s being processed and no further information available 😢

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Gotta be a FB Warzone wet dream. $73.8k cash between us.

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likefunny

exchange rates for every currency, It’s basically involves predicting of rate of stock market commodities, the closer your prediction the more money you earn.

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Maxed my 401k with todays paycheck 🏆 a lonnngg way from FIRE but step by step my friends!

likeuplifting

Anyone from Montreal QC area? Looking to connect with a new real estate banner

My portfolio has been stagnant for a week now. Last few times this has happened, market has tanked. Anyone else feeling we’re at an event horizon soon?

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So I’m only contributing to 401k enough to get employer match, and I’m saving an additional ~20% and putting 90% of that into my vanguard mutual funds. Reasoning is that I don’t want to lock away all that money maxing out 401k. Have 3 months expenses liquid in a savings account. Is this really dumb? Essentially trading tax for the option of actually using my money.

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Why do people accrue prepaid expenses?

KPMG India KPMG India

I received an e-mail subjected "Balance Summary" from notifications@thanks.com

It shows 1000/- in my account that I can use for shoping.

Does anyone have any idea, from where does that money came? and how can I utilize that?

Thanks!

KPMG EY Deloitte PwC

Alright auto fishes, I’m in the market for a entry level luxury car. Open to used or a lease. I don’t plan to use it as a daily driver, live in an HCOL. Only restriction is that I’d like to keep my monthly costs at no more than $600-$700/month (including insurance, financing / fees, etc; have a parking spot already). Doesn’t have to be a European badge. Thoughts?

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This bowl has been quiet and I see partners commenting on odd posts around fishbowl so I figure you need more fodder: partners, did any of you have parents that travelled as much as you do?

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How do I deal with minimal support from our principal when it comes to dealing with parents?

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Conduct annual performance reviews with your kids and let them know their status in the family is at stake. There’s no feeling in the world that compares to seeing an 8 year old kid on a PIP turn it around and earn an invitation to come back next year.

funnylike

Just realized I hadn’t had an in-person interview since 2019. I’ve done multiple zoom interviews and was onboarded remote in 2020. About to see a real person today! Wish me luck.

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Is bfs account Contract get extended or they simply release and we get bach to parent (cts), for another project is complete bgv happening or they just handle from their side?

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Los Angeles Area comp for 2nd year asset management?

Currently making $85k with a 7.5k signing bonus. Wondering if I’m being underpaid in my role. Ive tried probing my colleagues but no dice.

If you use your work computer to work on your resume will the firm come after you? What about leaving to work for a client?

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If you’re a fourth year in biglaw, what responsibilities are you given in m&a? I feel like I still haven’t had a ton of opportunities working on purchase agreements (and mostly just take the lead on ancillary work streams) and I’m afraid I’m falling behind others in my class year.

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Fresh embryo transfer. Got my period yesterday, and my pregnancy test in the clinic is tomorrow... so frustrated after all the investment... I had two embryos frozen so hopefully next time it happens... hope everyone gets what they want.

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Hey! Any Google folks know if it’s possible to negotiate fully remote if a contract role is hybrid? Personally, I don’t want to relocate and go to the office on a contract role given the current economy. Plus, I’m assuming contractors are the first to go in layoffs. I just think it’s a fair trade off if I’d be allowed to work fully remote. I’m also trying to have flexibility to manage my Airbnb business in a different country. Same time zone as the home office if I’d travel weeks at a time.

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Anyone work for USAA as a bi adjuster and doesn’t mind sharing there yoe and salary? I heard good things about them and am considering applying. I’m currently at 76k with my current company 8.5 yoe.

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How is Booz Allen cyber strategy and risk management consulting? Got a recruiter inquiry

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Hi Sharks,

Need a suggestion : 
HSBC India HSBC

How many members does HSBC India HSBC allow to be enrolled to be part of the Medical Insurance policy ? Does it allow Parents and Parent-in-laws both ?

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I am trying to do a backdoor roth but have about 60k sitting in traditional IRAs. I also currently live in NYC, would it be best to rollover everything into 401k, then do backdoor?

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Do we get complete variable pay in HCL?

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Is $160k fair for a Salesforce Implementation Manager role?

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Would your salary be adjusted if you jumped from consulting to strategy?

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Hi Fishes,
Can anyone please guide me about appraisal at DXC technology ?
What is the cycle for appraisal ? Is it Apr-Mar?
And what is the average hike to an average performing employee ?

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Additional Posts in Everything crypto

Somebody poke this market with a stick

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Guys 500$ to invest in alt coins..Any suggestions?

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My friend just bought a Ledger. Impressive device. Opinions?

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Serious question...should I sell or hold my Dogecoin? It makes up half my portfolio now and made me $40,000 this week. Think this is as high as it will go or is there still room to grow?

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likefunnyuplifting

Why is litecoin going up so much suddenly?

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Ok guys, I'm gonna link things up wild. The following are facts
1. David Marcus, former head of PayPal and a top guy at Facebook who was leading Messenger (FB really put in a lot of work into.. cont.

likesmart

Gorging myself on REQ, DNT, and VEN tonight 👍

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Does anyone else think the dip will continue after the weekend purchases?

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Anyone think it’s gonna be a tough year for coin?

Help me understand something fundamental about altcoins. For those coins that serve as defi projects with real-world use cases, why do they need to be tradable, and why do they have a fluctuating market value? In other words, why is each particular application or idea based on blockchain also something that can be bought and sold by people who are not involved in the project?

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Safest wallets / exchanges for buying VET and safe moon? 😭

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Hold or sell IOTA?

AST still rallying despite just over 150 watchers on StockTwits and pretty low social media coverage... tends to get spiked down after a run, so might want to wait, but something’s up

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My portfolio has been stagnant for a week now. Last few times this has happened, market has tanked. Anyone else feeling we’re at an event horizon soon?

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If dogecoin continues to moon and miners don’t step up their game, someone’s going to 51% attack the network and start stealing coins

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Get rich or die tryin #50Cent #Crypto2018

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Today I’m thankful for Bitcoin, Ethereum, and Coinbase. (And this community too)!

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Who else is excited for the Litecoin fork?

Cardano on the way back up, thank God 😮‍💨

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