Anyone have experience with Skinmedica’s Advance TNS serum? I’m thinking of investing but not sure if it’s worth the price tag.

I forgot to transfer my crypto or withdraw from binance to binance US. Is there a way I can withdraw or transfer now? I think the deadline was until Nov 2020

Does it always make sense to max out your HSA? I have ~$6k parked there now as a healthy 28 yo with virtually no healthcare utilization

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

Is 5.5 good mortgage rate in current situation for first time purchase? Any predictions on future loan rates?

Hi-I have 120K in cash in HYSA. After keeping emergency fund aside. Still have 75-80K available that I plan to invest. After 401k, HSA, IRA and monthly expenses: we are left with 6K every month. So investing 12K every month in market. My worry is with that rate - it will take us 12-14 months to move the extra 75-80K mentioned above. However do not want to make a bulk move. Any advise how to plan the switch. At present have 60K invested in stocks. Thanks

Porsche IPO worth buying now amid market and economy turbulence?

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

Couples without kids, how do you justify buying a house and paying school taxes? Almost all of the good residential areas are with a high school tax. Just curious if childless couples can ever buy and live in nice areas or rent forever

Any good book for learning about real estate? I live in NYC,23 and I'm interested in getting in it next year God willing...?

Have 20k, what’s a good small business to start with this fund? Serious question here

How was your tax season?

Suggestions on the best credit cards that I don’t have to pay for?

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Any pros and cons on either getting the capital one venture card or a credit card with United. I want to start traveling more and mostly fly with United since it has a lot of flights out of my nearest airport. Debating on which one would be better.

Where can I buy DOGE?

Hey ENGINEERS, anyone needs any assistance in Income Tax return filing, please DM me.

How is leaseholds taxed in Texas for personal property?

How does pwc’s wealth builder plan work ?

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Decided to payoff my mortgage.

Hello to all b4 🐠 - what's your view on the cultural differences between b4 in Australia? Feel free to put down a ranking to your best knowledge, anecdotal or not. Thanks!

Feeling down and very tired...doing a second launch in a row in pharma. Not bad not great . Not something I’m passionate about..this week worked till 3 am 2 days in a row.. yet can’t sleep feel ...

Has anyone heard about hale global? It’s a VC/PE firm focusing on turnaround companies. Trying to find more info about this company and what type of deals they have done. But can’t seem to find many news. If anyone can share any insights about this company, that would be great. Thank you!

First time participating in ESPP this last period. I received a heads up email that Morgan Stanley will get in touch to open a broker account, but not heard from MS themselves. Anyone in a similar situation?

Has anyone received band progression mail ?

I am currently looking to accept new roles for a job. I have an associates in Accounting have an 8+ year background in accounts payable and am about to receive my Bachelor's in August for Business Management and Economics with a concentration in entrepreneurship. What would you think would be considered a fair hourly rate or salary?

Hi everyone... Does anyone have referrals for Oracle apps DBA in UK/EU region? Please help.

Hi Fishies,

If I get an offer and company asks for confirmation and after giving confirmation I get another offer while serving notice period and I choose second offer in that case will there be any complications? Please suggest

I am having skills of Analytics but not getting job I know Excel and other tools also Power Bi, Google sheets, Google Data Studio, Python, My Sql in learning.

Wow! What a day! What type of company starts layoffs right before the holidays? Lost my job this morning and I am stressed out. Is there any chance of finding a new job before the holidays? I'm doubting it.

I have an interview for an in house position (only attorney) at a small non-profit focused on conservation easements. I am a transactional associate at a mid sized law firm. The prospect of freedom from the billable hour and contributing to meaningful work are the draws. The cons are that while the salary at the non-profit would only be slightly less than what I am making now, pay increases and opportunities for advancement will be much less than where I am now. Thoughts on making the shift?

Hi folks... I am S Con. With 10yoe with 15LPA. I was thinking does EY match packages.. .. As my team is hiring actively and paying 25+ to 6+yoe ..

So what’s the new McK comp breakdown?

Did anyone here move to tech from consulting?

Anyone from manufacturing and energy utilities from AIA??

Top consulting firms for building mobile apps - IOS or Android?

Does anybody work in a rule for a litigation finance or legal funding company who doesn't hail from a big law firm in background? Basically I have a lot of interest in the area have read a book about it in my free time and was wondering what sort of entry level opportunities I should be seeking.

Where have you been ordering takeout?

Here’s my routine.
Black / M/ 30
AM:
- Cleanser: Cetaphil gentle cleanser
- Treatment: The ordinary alpha arbutin 10%
- Moisturizer: Cerave moisturizing cream
- Sunscreen: Elta MD SPF 46

PM
- Cleanser: Cerave Renewing cleanser
- Treatment: Ordinary Alpha Arbutin (2x); Laroche Posey Adapalene gel (4x)
- Cleanser: Cerave moisturizing lotion

Looking for suggestions on the best skin care monthly box subscription? Looking to try different brands/ products to understand what suits me..

As a guy, what are some good resources to learn about the types of products and the basics for putting together a routine?

25F white
Hi! Completely new to this and been blessed with clear skin all my life. Starting to worry about preventing wrinkles, staying moisturized (my skin skews dry), reducing pore size, & looking less tired/more glowing. I want to create a structured, easy, fast daily routine.
Currently I use cerave hydrating facial cleanser when I remember, & sometimes The Ordinary hylauronic acid and retinol.
Recs for facial moisturizers, serums, toner, and SPF that goes on clear?
Thank you skincare lovers!

Any product recs for dry skin, both face and hands. I tried multiple brands but haven’t found one that actually works.

My products:
F / 23 / Combo skin

Wash: La Roche-Posay Effaclar Medicated Gel Facial Cleanser
Tone: Paula's Choice Skin Perfecting 2% BHA
Moisturizer: Eucerin Skin Calming Cream
Eye cream: The INKEY List Caffeine Eye Cream
SPF: Eucerin Daily Protection Face Lotion - Broad Spectrum SPF 30

Acne treatments: Differin 0.1% Adapalene, Gel, Mario Badescu Drying Lotion

My routine:
AM: Wash with Ordinary squalane cleanser, Ordinary Hyaluronic Acid serum, Biotherm Glow serum, Summer Friday eye cream, Cerave moisturizing lotion with SPF, CBD A+ squalane oil. PM: Double wash with Ordinary squalane cleanser and Cerave cream to foam face wash, Ordinary hyaluronic acid serum, Ordinary 1% Retinol in squalane, Cerave eye cream, Cerave moisturizing cream. Aside from a light lip tint, I don’t wear makeup.

Any advice to clear back acne?
My face is immaculate but I breakout on my back and it is become very frustrating.

What should be the correct order to apply retinol, moisturizer, and vitamin C serum after face wash?

Does anyone use Fenty Skin? What do you think?

Is collagen legit? Daily powdered supplement

Any recommendations on favorite under eye creams/gels for tired looking eyes?