Benefits Question: how is the health insurance where you are? How does your employer handle it?

This has become one of the most important things when interviewing for me. My last employer went from having no insurance option to giving us one terrible plan that they contributed 50% towards. My current employer works with Gravie so we get so much per month and can use it towards any plan on the marketplace. Only thing that sucks is the contributions are post-tax so it counts as income.

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We are self-insured through UMR. Medical/Dental. Vision through a different provider. All our plans are high deductible plans and you can choose to contribute to an HSA for pretax savings on medical expenses. They will front you $800 into your HSA so that medical bills that hit in the first few months sting less. Open enrollment is in December and cost is good for just self.

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The firm I’m at pays 100% for our health and basic dental insurance with options for PPO/HSA. They contribute monthly to HSA.

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