Best credit card for sign up bonus: Already have CSR, Cap One Venture, Amex Blue, BOFA cash rewards, United explorer, and Discover. Optimizing for total net cash benefit - do not care so much about perks.

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I got the AMEX Blue Cash Preferred 2 months ago. I have since then gotten the $250 cashback signup bonus (currently they upped this to $300 for a short promo time), the $60 cashback from the Shop Small initiative (AMEX gives $5 to $10 for EVERY purchase at small businesses/restaurants), and a $48 cashback from my purchases.

Total net of $263 cashback (after paying for annual fee)

That was just for the 1st month billing cycle! I think it’s worth the $95 annual fee.

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Depends on type of sign up bonus. Cash back or travel points?

Anyone with more than a basic knowledge of churning/points knows that TPG is a shill. He just markers whatever makes him the most commission. Do not trust his judgement.

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I’d like to optimize for cash back.

Are you under 5/24. The Chase Freedom has $200 back on $500 PLUS 5% back on all grocery purchases for the first $12000 spent in this category for the first year of membership. That’s huge! I would go with that. Can pair with CSP for added value on your points using the Pay Yourself Back feature. Again, DM me if you’re willing to help me out.

Amazon prime visa. It's a Chase card. Or you can opt for the amex version, which is a business card.

Have you considered the chase business cards? Bonus is typically 80,000 points.

It's hard to get now unless you have a long established business relationship with Chase.

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