Do I have 7+ years of product management experience ?

I was working as an independent contractor (product / technology specialist) to 3 different early stage startups for 2 years. I was their first product person & also in charge of building their MVPs.

After that, I built two very small white-labeling SaaS. I ran them for about 3 years.

Now, I've been working as a Lead TPM for a small Fintech startup for almost 2 years.

So, do I have 7+ years of PM experience or what ?

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I would think so for sure !

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Yes. if you don't say so, then you gonna shoot yourself in your foot whether it be pay rises, promotions, or finding a new job.

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Yes, definitely! You were doing the PM work even if it was not your title. Especially when you were building your own products — startups don't often have PMs as the founders/owners are doing that work. (AKA you)

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