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Anyone from Siemens client project?? How is it ?
Hi Everyone I have joined FIS one month back only, I am just Okay with my current project. I see here everybody is leaving FIS and telling it's not good. I have changed Infosys within 7 months.Now, I don't want to switch this early. Can somebody tell me about the good points, pros in FIS. I really want to change my mindset so that I feel happy here and can give back something to organization.FIS Global
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Infosys is hiring
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Well TSIA already up 100%. I’ll pass on this one
Not Linkedin but also cringe

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I feel if they are built properly they can be positioned as more of a conservative long portion of ones portfolio. They can be flexible and at times will make you look good. I wouldn’t suggest them as the only solution for a client but as a potential bond alternative it could be found useful in the distribution phase of retirement income
I use IUL on LIRPs for the downside protection
When you say “do they work?” You need to clarify. Yes, they do work to provide a permanent death benefit IF PROPERLY DESIGNED AND PROPERLY FUNDED. Look for one with a no-lapse guarantee rider in case market performance is poor. It aggressively funded, there is the potential for decent cash buildup in certain plans. But overall, one cannot generalize that they are good or bad, do or do not work. Every policy is different and each is only as good as the skill of the agent designing and managing it.