Getting tired of the race to lowest fees possible causing a general mindset that financial advisors aren’t worth paying for. Wait until a protracted down market, robo-advisors...

Anyone have a contrarian opinion on a trend / investment theme going on in the private investing world, particularly tech investing? Feels like everything is painted in the “huge growing market with tons of white space” lens.

Can someone explain the LTA policy? What happens if I don't claim any travel bills? Can I claim it as a taxable component monthly?

Looking to get some feedback on this investment strategy: Contribute 100% of the allowed limit in ESPP program(15% of base) to get full company match(15% of my contribution). Sell it on the same day it vests(vests starting of every month) and then invest that money in vgt and voo. I understand the short term tax implications but still feels it is better to invest in etf than in company’s stocks. Thoughts?

Anybody know if and how much I can contribute to my Roth IRA to reduce my 2020 tax liability? I’m trying to pay less taxes but Jesus this pandemic has been great for my law firm and salary.

First time building Roth IRA account. Stocks you think I should add?

EY audits GOOG, AAPL, AMZN, FB and NFLX..what to trade then ?? 😞

Has anyone successfully refinanced a non-US student loan (e.g. from Prodigy Finance) in the US? Which company did you use?

Hi Fishes, I got an offer of 6400 PLN gross from a bank in Warsaw, Poland. So should I accept it or not. I am a single person so will i be able to survive and save some money with this salary or not???

Anyone else in ATL? We had the highest inflation increase of any city in the nation last year and COL is way up. My rent is now more than it was in DC. Anyone seeing COL adjustments? F20 not FAANG.

Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

What all methods to save tax on a 22 LPA salary (fixed including PF both employer and employee) apart from standard 80C, NPS, insurance and home loan, etc

Will move in September to London
How acceptable is 60k comp given rise in COL?
Any tips for housing areas/process etc

What happens to your shares if you are partially, or not even 1 yr vested at a pre-IPO company and the company goes public? When you continue on your vesting schedule, what price do you purchase your vested shares at?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

Why does fractional real estate have such a bad reputation? For context, have about 2 million saved plus house worth another million. Early 40’s. Generally follow FIRE, but being cooped up for covid has been tough, and wanna buy a fractional out west at Jackson Hole, where I’d love to go skiing every year....so I have something to look forward to. Would cost about 50k for access to 1 week in winter and 1 week in summer. Plus HOA fees of 5k/year. Thoughts? Watchouts?

What’s something you learned when you bought your first property that you didn’t previously know?

Why is the MTA so awful!?!? And they are going to be raising the fares again!? For what!!? 🤬

The MTA should be our audit client. I’d bet you’d find so much wasted and pocketed money!

New to option trading, trying to create a protective put (cont)

Moving to NYC from DC. I had planned to come up for a weekend or two to tour apartments. When would be the best time? I thought about a month ahead of needing to move - and then coming back a weekend or two later - would make sense. But I am seeing so many listings on StreetEasy that say the unit is available immediately. Any advice? I have a cat so trying to avoid moving into a temporary Airbnb in between to apartment hunt, as I’ve seen some people suggest.

Anyone else already dreading to go back to work?😩 just imagining losing more sleep by having to drive in on some days and then deal with pumping at work is giving me anxiety. Wish I could just work from home forever or figure out another way to make money..

Can I start learning DSA using JavaScript to get into product based company from service based ? Or I need to learn other language first like C or Java and then learn DSA in that ? I am working as a Frontend developer so I already have knowledge of JS. Please suggest how to proceed ?

I have some experience in cost mgmt/optimization field and want to join big 4 for better exposure. Are these teams currently actively hiring?

I've decided to leave public for an Accounting Manager position in private. What are the different types of companies to consider and the pros/cons? What are the best ways to get the position? I'm leaning toward GL accounting at a publicly-traded company. My background is 3.5 years audit and 2.5 years technical accounting advisory.

Does anyone else take a combo of Straterra and Adderall? If so why?

How many days it usually takes for Full and final settlement in Capgemini? It's been 11 days after lwd but didn't receive any communication yet even after dropping mail to f&f team. Could someone help here pls.?

Hi guys - I accepted my offer from Amazon yesterday (via email). I received my Amazon Joiner Support email earlier today. I was wondering when was the best moment for me to resign and give my notice? Feels like they’re doing employer checks and visa checks before sending out the employment contract… Im currently pre-settled status in the UK, and wondering how to best approach this. Any tips are welcome. Thanks, x

Hi fishes! I'm currently looking to do a bit of a career switch from research in Medchem to a field service technician role (for laboratory instrumentation). I have applied a few places and got several phone interviews lined up. Can anyone tell me what type of questions I may get? Or general advice on making this switch?

Anyone have thoughts about blockchain technology augmenting any procurement processes? Contracts, payments, etc. Seems like available platforms are still a immature.

I wasn’t able to figure out how to add a “Spoiler” flair similar to Reddit, so if you happen to post something similar to my previous post that could be a spoiler, feel free to start with SPOILER haha

Have you ever walked out of a job with no notice?

Is anyone aware of a tax software (e.g., TurboTax) for preparing a form 706? For personal use, so cannot be a commercial license only product.

Would love some new suggestions for sweet but strong wines. Doesn’t matter if it’s red or white.

Does anyone have any recommendations for resources for elderly related issues/concerns?

Who has a Non-disclosure Agreement in their employment agreement and/or contract & are you concerned about it?

I’d love to know what you give your clients as anniversary or milestone gifts. Feel like a lot of the times they're not too meaningful or memorable

beard or no beard? that IS the question

When you got so excited for an interview that you show one day earlier.

Man... I can be really unproductive when working from home. Any perspective on how to be more efficient when working remotely?

There will be an annual holiday called OCCUPY WIREHOUSE where every May 18 financial advisors and their clients congregate arm in arm in front of each firm’s home office as a sign of solidarity.

What time does your alarm go off? Mine is 3:55 or 4:20. (Exercise)

Do indexed universal life policies actually work? I hear bad stories about about them, but another advisor is recommending one for our client.

How do you teach yourself to care less? I am always stressed and overworked

Studying for my 7. ExamFX or Kaplan?

If you loved your small independent broker dealer but they had just been acquired by a much larger corporation which does have benefits in terms, mostly, in technology, but you lose your “family” in the home office, what would you do and who would you look at if you were considering a change of your own?

What’s the biggest point of pain for you Indy’s, that tech or other services hasn’t fixed yet?

How many of you hold the paranoid illusion that you're a fraud at what you do and will eventually be exposed for all to see?

New client looking to switch from Simple to Safe Harbor 401k (needs safe harbor because owner makes 5x what employees make(dentist office )Does anyone know if there is a custodian who offers this?

What is your go to drink after work?

I’ve got my 7, 66, CFP, and CIMA with roughly 3.5 years industry experience. I started a new role at the paraplanner level… is this a bit of an undersell? Or is that along the industry timeline?

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

Hey fish: what are some of your favorite business/self-help books?