Do spousal financials matter when we are in IFS

like
Posting as :
works at
You are currently posting as works at

I assume you’re asking about things like Brokerage Simplification Program, Checkpoint etc related to independence. It depends on whether your role is sufficient to trigger independence requirements like all client service roles do. If you don’t know, you can call the compliance hotline to confirm.

smart

Generally if you’re sufficiently client facing it may trigger independence requirements. If you’ve never been asked to register BSP, it probably doesn’t but you can always check with the hotline as well as ask if your spousal finance question applies regardless.

like

Related Posts

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

like

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

like

Can anybody help me find a 2bhk appartment near technopark Trivandrum for rent around 10k

like

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

likehelpful

Anyone heard of the Select Card?

like

Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

like

Any recommendations for best balance transfer card? Like zero APR for 15-18 months and no fee? Also nice to have points or cash bonus

like

Anyone start later in life? About to turn 32 and my retirement savings are sad.

like

Anyone know of a good cross-border US/UK financial fiduciary?

like

Looking to transition to a new career, possibly to SWE. I have a physical science background with some student loan debt. Before I dive into more student loans, I wanted to check out some Software Engineering boot camps....

Any recommendations? What's your personal experience? Are they worth paying, or is college the way?

likeupliftinghelpful

What are the best ways of tax exemption

like

Fixed ctc 2435000 Lpa with gratuity 3.5k pm and pf including both employer and employee 16k pm. Any estimated what will be take home pm post tax?

like

Chase Sapphire - still the best out there?

like

Good morning! What auto insurance do you recommend at Bay Area? Just moved here and my State Farm premium almost doubled. Thanks!

like

Is there a legal way for an international student in the US to earn money on the side?

like

Starting apartment hunting in NYC soon. Any tips and recommendations for studios & 1 bedrooms in the city in terms of price range, ROI, neighborhood, down payment, best time to invest etc.

Guys ..
When will final settlement take place? What will be the components of it?

Anyone using Edward Jones? Feel like we did a mistake and rolled over all my husbands retirement accounts from different employers and our kids 529 under them Jan 2020. Since then market is down and accounts lost20%. But the fees every month is pretty high around $200. I am worried to move it to fidelity or some other place and manage myself(not very confident), then I have to sell all of the Edward Jones managed funds and buy new. sell low buy low makes sense but don’t want to loose anymore.

likefunny

Hello guys, can anyone please suggest how can i bring down the tax in the given CTC.
P.S : All allowances which i am not claiming will add up to special allowance which is taxable. No gratuity or insurance premium will be deducted from this CTC

Post Photo
like

Anybody in here trade options? I trade Iron Condors and have been having success with that but would love to hear what other people have been doing

like

More Posts

Can we leave CG a month after joining?

like

NYC 🐠 Anyone try the dating app MOTTO? Any good?

like

Iam currently working in dell technologies, planning to move barclays global service center chennai , what about job security in barclays?? Kindly suggest

likeuplifting

can anyone help me with interview questions for Senior QA Engineer in walmart bangalore ?

like

Do EY India give diwali bonus or any gifts on diwali.

like

Hi! can anyone please refer me in ZS? I’ve the job Id.

like

Partner: Let’s take the data in the spreadsheet and put it in PowerBI so we can cut it up.

Me: What? It’s already cut up in the spreadsheet. I don’t get it.

Also me: Yeah! Analytics!

likefunny

God is so inspiring...

// I'm actually very happy whenever someone beats any terrible disease, even then the amount of cancer beaters is quite overwhelming lately.

Post Photo
likefunny

Hi folks, I have 6.5yrs of experience in Java, Springboot, Microservices. Does anyone have any idea about Optum Global Solutions, Hyderabad. I was told that the Project which I will be assigned to is an IVR application responsible for middleware services and the shift will be from 2 pm-12 am. Any idea which project is it going to be and how is the work going to be? Do they expect us to extend beyond 12 am on a regular basis?

Optum Optum Global Solutions UnitedHealth Group UHG

Thoughts on what to get wife for her bday. Shes turning 30 and because of covid we cant do a big birthday bash like we were planning. She also got laid off b.c of Covid and has been in a bit of a rut and I want to make her feel better and have a great birthday. Shes an amazing wife and mom and I want her to have a great birthday. Appreciate the help fellow fish

like

What do you miss about your office the most?

like

I want to work for The Walt Disney Company corporate offices. Anywhere. I don't care where there's an office. I want to work for that company. I don't know how to drive in rain or snow, but if they have an office in places that snow, I WILL MAKE THE SACRIFICE 🤣

But I still have questions though 🤔 -

What is the culture like?
What are the work hours?
Does Disney pay for relocation for new hires like some of the FAANG companies do?

@

like

If your industry is severely impacted by covid, how is your leadership reacting? Are you seeing more cross-industry collaboration?

Steve Wozniak isn't afraid to critique Apple devices, and said he couldn't tell the difference between the newly released iPhone 13 and its predecessor, the iPhone 12.

like

Looking for face lotion recommendations. I feel like I can’t even wash my face because my skin is so dry. Maybe I need to start having a skin care routine or whatever. Idk where to start

like

high school me 🤝 attorney me

Post Photo
likefunny

What's your favorite electronic health record? We have Cerner and while I like it- I've heard better things about other EMRs.

like

Does Barclays UK help it's employees who are interested in getting financial/ accounting certifications?Barclays

like

Hi Recruiters,

I am actively looking for job switch. 4.1 years of experience as core Oracle DBA. Currently working with CTS serving notice. Please let me know if you can refer me lead me to any open position for same.

Thanks in advance...!!

like

How often do you interact with your A clients? I feel disconnected them and probably should follow up with them more frequently

like

Additional Posts in PwC P&T

Kudos to the Digital team for the inspiring first day of CoLo! This group of awesome people is what keeps me at PwC 👍

I wish our Digital leaders were running the rest of P&T...

likefunny

Since GTM was moved out of P&T and into Consulting, does that mean our salaries/bonuses won't have the 25% cap that everyone's talking about?

likesmart

Bueller …. Bueller …. Bueller ….

Where is everyone?

like
like

How do I edit the P&T spreadsheet ? If someone as edit rights can you put for product & design, tier 3 city, M3A, 140K and bonus is 6% tier 3.

likeuplifting

Just found out, for SA2 with same roles/responsibilities (same cohort grid), there seems to be about 20k-30k difference between PwC Digital and PwC Labs. I thought we were One P&T??!

like

“market data” 🤣

likefunny

according to the all-hands webcast yesterday, I thought I overheard someone say that raises will be significant this year? I know we’ll find out at the end of the month but does anyone have anymore details?

like

Fellow P&T Directors - here’s a thread for us to discuss what we are hearing/not hearing with regards to PCLDE and the making of new partners in P&T.

On every call, we hear Joe talk about making new Partners and his commitment. I have yet to see any of those ‘commitments’ be reflected in actions or explanations. (eg. No senior directors from commercial GTM going into PCLDE this year …) What?

Do they really think we’re going to ‘stick around’ until they ‘figure it out’ …

like

Does anyone know how to expand ones reach in P&T. Director told me during the year end that I need to be more known in P&T

like

Thoughts? Are we also getting 9% raise?

Post Photo
likefunny

How do progression look like? Do we have lateral moves (SA1A, SA1B)

like

After my RL meeting I knew it was time to go back to grinding Leetcode even harder

likesmart

P&T AMA is mainly people asking softballs and wishing Joe happy birthday. While I do wish Joe a happy birthday as well, I'd love to see a more candid AMA... perhaps on this bowl, where people can ask what's REALLY on their minds without having to put their name to it? Kudos to the one guy boldly pointing out the current comp issues...

like

P&T moving to cohort. Thoughts …

like

Need guidance on Salary
Company: PWC
YOE: 18
Position: Senior Manager
Location Bay Area

like

Does anyone know when GTM is doing their CRTs?

Are we sure Boston is a T2 city? Got my comp today and the number aligns closer to T1 (exact grid point isn’t present for T1 table)

like

Is P&T really just trying to replace local dev teams with AC/ offshore teams??

like

I have to admit that I wasn't terribly impressed by the virtual Co-Lo for Digital. The exception to that, though, was David's insightful comment that leadership knows and expects that many of us are struggling to come back from the pandemic, and it's okay to ask for help and or take a leave. Digital culture, and how we are real and take care of each other, is just AMAZING. That speech alone made me so proud to be here and turned around a lot of my negative thoughts.

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal