Do you use ours against your assets in your long term portfolio? I have heard so many say both ways. Yes the cost is great due to the negative correlation and offsetting the losses in a big drawback others say if you are DCA why bother you buy low and why not self insure

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

Any pointers on the best UK credit cards to get?

(Context: I'm a Londoner moving back home after 5 years in NYC)

180k base in CA: Is 1500/month net saving goal too aggressive?

How much rent should I be paying?

Finding a house-share with enough working space for wfh seems expensive since I first moved to London 4 years ago - £900+ pcm and still competing for the room! Is it worth just trying to rent solo a little further out for ~£1,300pcm? Big issue is I’m only earning ~£45k with 4yoe.

At my current freelance gig, they hold 47% of my gross paychecks for taxes. Is this normal or way too much?

Opinion on the Milton (Cambridge high) vs Suwannee (Peachtree ridge high) to buy a house? Have a 3 yr old.

Hello ME fish - any suggestions as to where I could invest reasonably safely if I’m targeting a ~5% return (in USD/AED)? LIV used to be good with their 2% return but that’s decreased now, and I’m looking for a bit higher.

Anyone visited the updated Admirals Club in CLT? I've avoided connecting through there until the construction was complete. Was the 6-month shutdown worth it?

Which one would you prefer b/w local lender v/s establish financial institution when buying a home?
What are the pros and cons of each?

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

Probably a stupid question for most of you, so apologies: if I invest $10k in stocks/bonds combo, make $400 profit, and decide to withdraw 10k after 4 months. Do I pay taxes on that or taxes kick in once I go above the amount of $ I invested?

Planning buy Audi Q7. Dealer says there are no rebates and offering the car at MSRP. I know we can get it for much lesser. Any tips about negotiating?

What r y’all doing for Naija independence ?? 🇳🇬

Do you DCA or lump your December & April bonus into ETFs?

It's super frustrating to be "time poor".

That's seemingly just the nature of working in Biglaw.

But every day you have the option to buy back your time.

How do you buy back time?

It's simple—by saving and investing.

And you don't need to be uber wealthy to regain control of your time.

Consider this…

What is everyone’s take on the NYC housing market? More people and businesses are moving out. I’d imagine it has to continue to dip. Also, they’re considering turning adding more units by converting commercial space into residential space. Inventory is going to be through the roof for rentals. I’d think that has to ultimately impact home prices.

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

Hi Fishes!

Can you share how you started your investment journey and how is it going now?

I'm in my mid twenties, with moderate risk taking capacity. I was mainly focusing on creating an emergency fund as of now. Now, I would like to start with diversified investment.


Thanks in advance!

Cleveland job opportunities?

Have any of you enrolled in or completed the Penn MCIT program and be willing to chat about your experience?

How long does it take to implement a Plaid API product?

When FAANG companies are hiring for UX Design positions do they count all of your general design YOE or only the YOE in a UX role ?

Tech companies who have gone remote since the pandemic: do you get a stipend for home internet or a mobile hot spot for when your home internet goes out? Some of my employees are having issues that directly impact their ability to join customer calls, but my company’s IT department doesn’t offer any support. Wondering if that’s still the norm.

Are internal lateral moves always a huge pain?

For those working on the PE deals side, how would your day to day be like? For instance, some exact tasks that you will be working on

If there’s any ex consultant, also wondering how it compares to consulting & what you like about your PE role

I’m a first-year MBB analyst. My dream role is helping energy / climate tech companies grow (more interested in ops/strategic work than in cutting checks). Are there funds that might be a good fit?

Has anyone done the LBO test at Berkshire Partners? Coming from consulting background and have heard that LBO is a possibility - wondering if it’s a paper LBO or more significant.

Does anyone have Organization Design case study experience?? I’m hoping to get some insight to help prep for my Consultant interview in some days with Deloitte.

We want to start trying for a baby in the next few months but I also am looking for a new job. I know that FMLA eligibility requires you to have worked at least a year at your current job. I’m wondering if I should hold off switching jobs to stay eligible at my current position or just switch jobs and still have a baby at the new place but not be eligible for FMLA. Need advice.

I interviewed with PwC for sf dev two weeks back. Last week I called up the HR who got me interviewed for an update on it but she just said that give us some more time we will get back to you. Is it pretty usual in PwC to take this much time?

What will be the salary for Architect role in cognizant? 6+ years of experience Please pour your thoughts!!!Cognizant

Hey when does the designation change ? We have got the promotion, hike and bonus. When will it change on teams?

Does LTI change joining date , my issue is my notice period is 30 days remaining but due to some dependency it may be extended 10 to 15 days. What can I do in this situation ?

I realized I've been a dummy for getting a job at a creative agency and not working on my portfolio. Most of the projects I've taken on, I've done so as a way to support others without taking much credit for it. Now, a better opportunity came along and I don't have anything to show for my talent as a designer. ALWAYS take credit for what you do, even if it's not your project to begin with.

Quite a newbie, everyone around here seems experienced - what should I buy short term & long term to take advantage of the dip?

Oh Elon.... 500x returns for some put holders who bought OTM today...

8/3 Thread (General):

Here’s a point of reference on meme stocks for people who thinks it’s too late to get in or who think it’s close to peaking. Tesla: 948M outstanding shares; market cap: $837B. GameStop: 69.75M; market cap: $5.36B.

Is draft kings a stock to hold long term? Enter today? Thinking of 5k

$MGNI resisting against the 20 day sma. Next stop at the 100 day sma support around 36.50. Anyone going short out for the ST?

Just bought AMC April 7$. I think we get a pop in the next few days maybe to 10

MGNI down to 47.50. Do I Yolo 20k on April 55 calls?

For those who have been driving the daily thread posts (senior tax accountant / KPMG / etc) please DM me if interested in becoming a community leader for this bowl. I’ll put you in touch with Sam from Fishbowl. Thanks!

Why are some people saying that they (regulators or the govt) need to stop GME trading? Isn’t this a free market?

This is a noob question. What do I do with this meme stock I purchased? I only invested a grand. Do I sell when it’s high and get out of it? Or hold on to it? I know nothing about trading.

Do I let the JWN $14.5 puts I sold get assigned to me today or buy back and sell puts again for next week?🤔🤔🤔

Guess it's a trade off between capping gains for less risk...

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

I am thinking Puts for Disney, Airlines and Casinos....but they are already down 20%

Anyone else think we see a pop in marine retail I.e. ONEW. Thinking more people find ways to vacation at home and we see a spike in boat sales

As far as i’m familiar with, you need to be an accredited investor to get into the primary market and get shares at ipo price. Anyone have insights to clickipo or webull (ipo function)? How does it work?

Boeing stock - lowest price in 3 years. Hoping it keeps dropping!

Can someone tell me what is GME doing? Is the endgame really a thing? Sorry, I know a lot of people don’t want to hear about it anymore.