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Hi everyone!
Debating between an offer from 200 employee company vs Zoom (the company).
The smaller company has good benefits, great wlb and a great culture per Glassdoor reviews. But its an HR software and not easy to sell.
Compensation is similar.
Never worked in a big company like zoom before, what are the pros, and the drawbacks?
Zoom
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If you have cash that you want to invest. Please consider Treasury Series I Savings Bond (Electronic). Interest is 7.12% right now. While it's not guaranteed that the 7.12% will remain until next year, it's still a good deal.
My SO and I just invested 20k (10k max per person even married).
https://www.treasurydirect.gov/indiv/products/prod_ibonds_glance.htm
Tendies? 😊 🤚💎🤚
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Rising Star
Sounds like all you need to do is make a simple budget and see how much extra cash flow you average per month. That’s your number
They are from Apple. They don’t trust Microsoft
I max my 401k from bonus at the start of the year with 177k base. I have not had a month where I didn’t have at least 4k to invest net at the end of the month. After tax it is around 8.6k every 4 weeks and I spend a little less than 3K/m on average. Renting in South Bay with house mates.
Chief
You are doing a great job living way under your means.
No, not really as long as you’re single with no children. I was saving for a down payment when I made that much and had no problem saving ~2k-2.5k a month while living in a nice 1 bd in Santa Monica. I def didn’t go out to eat all the time though and my vacations were extravagant but all points based, so may not be possible with your lifestyle.
Chief
$1.5k per month isn’t great. But it’s not terrible.
Dude those are rookie numbers
Conversation Starter
Basically, I want to set a fixed amount of number from paycheck; And I don't want to ever withdraw money from my RSU and ESPP. Having a hard time to determine that number
You must really believe in your company
Chief
If you are maxing your 401k and other tax advantaged savings, an addition $1500/month in a brokerage is good.
Rising Star
Is this after you maxed out your 401k?
Why don’t you cook? Could save a lot
What are your expenses?
Conversation Starter
Just about 400/month car loan.
We save 10% net pay after maxing everything out tax savings wise so it seems reasonable to me depending on your expenses.
As a single person, the 3 biggest expenses are, rent, eating out and car payments.
If by now you know those 3 numbers, you should not have any challenge coming up with your monthly savings number.