Probably a stupid question for most of you, so apologies: if I invest $10k in stocks/bonds combo, make $400 profit, and decide to withdraw 10k after 4 months. Do I pay taxes on that or taxes kick in once I go above the amount of $ I invested?

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If you buy 10 shares at $1000 and each share increases to 1050 (total value =$10,500) and you sell 9 shares, you pay taxes on the $450 profit of $50 per share.

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The moment you sell something with profit, it’s considered a realised gain.

Left wing of the Democratic Party (Bernie, aoc etc) wants to tax unrealised gains too…so it can get complicated in the future.

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What would regression studies or forecasts tell us about future policy decisions? Can those predict future Democratic candidates, future election results, future priorities of the Democratic Party, future Congressional majorities and the ability to pass tax legislation? I’m not following.

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House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

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How do I invest in Secure Gold Bonds? Any reliable procedural steps or blogs or videos available?

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I’ve found a place I love in the Bay Area, have the 20% downpayment needed, and have been pre-approved for a mortgage. Only thing holding me back is the fear of a recession. What to do?

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I read these posts and what numbers you have with FIRE. I don’t have nearly that much saved; I am paying for two kids in school (college). What is the minimal amount?

What is the best way to look at historical PE investments? I am hoping to discover new PE firms for networking / sales purposes. Potentially a website specifically that tracks announced PE deals. Thank you!

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How’s everyone’s turnip prices looking today? Any villages I can visit? 😇

Also, let me know what I should give you in exchange

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Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

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I am looking to buy my first rental property in a couple of months. What questions should I ask the realtors during the vetting process.

Not looking for a home for myself neccesarily . I am treating it as an investment.

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I have Moderna calls that expire on October 15 with a strike price of $300. Should I sell before S&P 500 inclusion and buy back in?

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“It turns out that wealth does trickle down, you just have to make them bleed first”

I guess they didn’t like bleeding so they’re trying to manipulate the markets in their favor AGAIN.

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Looking to sale majority of my holdings in next bear market rally. Does folks who do tech analysis think we have started one from Friday. Want to sale as much before we get another brutal sale-off before mid terms.

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How should one properly calculate total comp? Base + bonus + stock options? Should you only include options that vest that year or include the total $ granted that will vest over 4 years?

A financial advise to all the students and youngsters buy a term life insurance before starting to invest in other instruments. A sample illustration will help you understand that it has a financial benefit plus a security to all your dependents incase of any unforeseen event in life.

DM me for more details.

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I think owning a rental property is immoral. If you don’t live somewhere, you shouldn’t be allowed to own and jack up prices. It’s literally the definition of “rent seeking”. Real estate prices are a result of the community, if you aren’t contributing to that community, it’s not yours to benefit from.

That and when many can’t even afford their first home.

likefunnysmarthelpful

I have an outdated Wells Fargo Checking/savings account and I desperately want to switch. Im looking for ease of use, better APY, and free ATM fees. I live in Southern California if suggesting credit unions.
Thanks!

Best book(s) to get started in real estate investing?

How does pwc’s wealth builder plan work ?

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Just went on a shopping spree and have no money left lol

likefunnyupliftingsmart

Anybody know what's up with QS?
Good to buy the dip? They down 40%

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I have more than 10 years of experience in Manual/Database Testing, Data Consulting,Data Quality and Data Migration using SQL. I am also a certified Professional Scrum Master (PSM) and certified Professional Scrum Product Owner (PSPO). What salary should I ask for. I mean any average CTC looking at the current market and my YOE.

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Anyone want to case this weekend / next week after 6pm est?

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Any tips for someone trying to pivot into product management from Property Management ?

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Anyone have any insight into the most recent base salary for S1 PwC advisory (Management consulting FS)?

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Hi, What's the average salary for a Intermediate Software Developer in Canada?

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What are Senior Managers in the southern CA area making right now? Considering a relocation.

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Inflation check @9% 🫡

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I have a somewhat unsteady, gappy work history due to several health issues — serious ones — that have gotten in the way since I passed the bar. My first major health issue I can easily explain as it’s physical, a major concussion. My other health issues are severe depression that affected my ability to work steadily. I am better finally, and ready to get back to work, but I don’t know how to explain this or even approach this during interviews/resume writing.

Anyone have any helpful advice?

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Our goal is to add advisors since we are in a growth mode across the US in twelve offices. We’re offering culture, significant payouts, succession planning, and more. RSVP to Connie.

Anyone waiting for the 2nd season of indian matchmaking??

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What's is average salary for Application Engineer level 4 at Google ? Also how much time it takes after team matching for HC to evaluate and come back with an answer ? Google

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Anyone work as or been offered a position for an associate product engineer at Target Corporation? The Glassdoor salaries are way higher than my offer and I’m trying to determine what is accurate.

Have you ever been injured at work? I feel like our jobs are so high risk!

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Hi all,
I'm a Software Engineer with 14 months of work experience. I want to move on to Product Management as my current job doesn't align with my long term career aspirations. I'm pretty confident in the tech aspects of my job and am undergoing a course in Business Foundations.
Any suggestions on what career steps I should take?

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Why this group is so silent?

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Suggest me some good location to look for PG/Flats for single occupancy nearby Deloitte Towers, Hyderabad Thank you. Bachelor M25
Range about 5 kms.

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Need referal in @UBS. I have multiple job IDs with me.

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what is working at a crisis management firm like? broad question, i know, but i don’t know much about the field! (i currently work at an ad agency, but i’m considering a career pivot.)

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what is the fixed CTC for SA2 in Kolkata AC for Chartered accountant?

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Additional Posts in Personal Investment Chatter

Next year, my wife and I will make $219,500 between us. If we contribute $15,500 to a traditional IRA, will that bring our MAGI down and make us eligible to contribute to a ROTH IRA as a married couple?

like

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

like

Where do you buy dogecoin?

like

I am looking to buy my first rental property in a couple of months. What questions should I ask the realtors during the vetting process.

Not looking for a home for myself neccesarily . I am treating it as an investment.

like

Looking to sale majority of my holdings in next bear market rally. Does folks who do tech analysis think we have started one from Friday. Want to sale as much before we get another brutal sale-off before mid terms.

like

Thoughts on vanguard money market funds to replace HYSA in today’s market?

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How strict are they with HSA reimbursements? It seems people keep all their receipts but I haven’t seen or heard any instances where the irs requested proof.

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What is it with people’s allure with dividend stocks? I get that you get money from them but then it causes a taxable event. Could see the purpose if you want to retire early or just have extra streams of income. Trying to figure out why I would want to include it in my portfolio.

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Should I invest in Tesla or Apple? Looking at least 1+ yr to hold

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Dumb question but anyone know what’s going on with KO in 2021? End of 2020 had stock approaching $60/share but then it crashed below $50 in 2021.

likefunny
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My rent is increasing about 10% and the parking is going up even higher. Lease is up in October. Is it too late to look into condos or coops? It’d be right around the same price

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How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

likefunny

So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

likefunny

Need advice on where to invest my money. I’m 27 y/o and have 100k saved. 25k with a badly managed robo advisor which has only given me +3% this year, 15k actively invested and 45k in cash (pls no judgement, I know about inflation, that’s why I’m seeking advice), 15k in my retirement savings fund. Want to ditch my robo advisor and start investing as diversified as possible without having to buy single stocks. Any advice?

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Here we go again.

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likefunny

Starting to get into investing and generally a pretty risk averse person so not out here trying to make fast money. What mediums do people generally use to invest? Think I’m too easily stressed to pick individual stocks, but happy to take suggestions for platforms for both. TIA!

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What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

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PwC fish: how can I do an in-service transfer of my after-tax 401k contributions to my Roth IRA? I was planning to roll them over after I leave the firm but saw in other thread that we allow in-servic

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Can someone point me to some material where I can read about profit sharing vs 401k. I get the concept, but I am trying to understand is 10% profit sharing vested over 5 years better than an employee 401k match of 6%?

From my understanding 10% PS is better because it’s just a standard 10% on top of whatever I contribute though it takes 5 years to vest. Does this mean if I leave before 5 years I don’t get any of it?

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