Does anyone suggest any strategies for finding the best mortgage rate? I’ve called a bunch of lenders. They all seem similar. Instead of continuing to call every place I can find, I’m wondering if there’s a more strategic way to find the best rates?

Just heard FY23 partners at PwC are getting only 40 shares vs.60 last year. Looks like new partners are being shown the middle finger by Tim Ryan in favor of increasing stock price and getting more catalyst hires. Sucks!!

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

Does anyone think there is long-term viability in Cryptos?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

"I lost my W-2... Ugh how can i do my taxes?" #ShitTaxClientsSay

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Can someone please help me know what is this "gift perk" the comes under the head "Adhoc income" when you see the IT statement(under new payroll) ? This adds up to my yearly Income but I don't see that in my salary slip.

I have two mortgages, one at 3% and one at 4.25%. Is there any benefit to paying either of them slightly higher than the minimum payment requirement (ie, maybe like $200/month more)? Additional factors to consider, my HYSA currently yields 3% and I am looking to buy another property in about 2 years and would prefer to not sell the either of the two properties currently on mortgage.

What are the realistic alternatives to coinbase? Fees seem outrageous.

The worse the news get the higher the stock market goes... it’ll reach all times highs when we’re all unemployed and Jeff Bezos and a few of his buddies are the only one trading

I’ve made over half my yearly pre tax salary in the past month from MGNI. If I ever get promoted I’m going to find a way to buy their services

What trading platform do you use? I was thinking of switching to TD Ameritrade think or swim, but wanted to see if they were any better options

Hi new to crypto! What apps/sites would you all recommend to start investing? I have Robinhood but it doesn’t have a lot of the crypto options

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

What am I supposed to do with a firms mandatory pension notice? $6B... okay, seems good 🤷🏻‍♀️

Or am I supposed to actually pay attention to something specific in the notice?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Any San Francisco peeps have a good accountant who specializes in taxes for freelancers/contractors?

Has anyone experienced ectopic pregnancy?My stomach pains/cramps are only on one side, and I’m beginning to worry. 1st pregnancy, 6 weeks today after several medicated cycles with no luck. TIA

I’m trying to get a talented, freshly graduated, AD an internship. Anyone know of some opportunities?

Just found out we have a death in the family and will need to travel cross country for the funeral. I’m on day 4 of clomid for IUI and worried we’re going to have to miss our window for the month. Is it just what it is, or has anyone dealt with travel issues during IUI?

Can anyone recommend a good immigration lawyer? Specifically one that can successfully appeal adjustment of status denials? Prefer if they are in Chicago but open for suggestions

How many 3 day embryos to transfer ? My re wants to transfer only 2.

Ketanji did not come to play! Came out of the gate ready to fight and turn these racist arguments on their heads. The way she was dropping 14th Amendment bombs on that man made me so happy. And this is only her first day. I just hope they protect her well.

has anyone created a research plan? applying for faculty roles at a university and a recent PhD, with only a published dissertation to my name

Are there any other job titles that I can use in surveys other than an “accountant” if I work in FDD?

Any advice on how to find new creative interns in NYC? We aren’t a big agency but we have some great opportunities!

Is Ukrainian Village a safe area to live? I’m looking at a place near Western Avenue and have received mixed reviews.

So sick of these pat-on-the-back posts on LinkedIn, and the ensuing circle jerk that follows

Hi Fishes,

Could anyone refer me to an open position in CGI?
Position ID: J0921-2888.
Thanks in advance.

Does MS provide any reimbursement for WFH setup ?
If someone does not have a personal laptop/desktop, does MS provide a laptop for WFH ?

Fellow Fishbowlers,
Need to discuss an offer I got from MasterCard for Director of Product, based in Pune, India. Below are my details:
I am a multiple time founder, ran my company for 4 years, a self funded startup, so no concept of salary. My last CTC with a US based firm as a consultant was USD 96000 until Jan 2021 (I was residing in India).
I have an offer in hand from a startup for 90 LPA + 1Cr worth of ESOPs.
What number should I start with and what should I really expect? Thanks much.

Any plans for MLK day? I’m off tomorrow. 🥳

Any recommended resume writing services? Especially in insurance industry

What are some great paying fields/position that are lesser known in the world of finance and are not crazy hard to lateral into? With around a year of experience in asset management/operations, I always try to think about what my career path will be and so far it has been ever changing.

Hi All,
Good day!

I'm planning to search for a job in foreign countries but I have some questions in my mind...
1. What would be my minimum salary
Please be noted that I'm spending 1.5L -1.8L pm for my family expenditures (family of 2) with the similar way of expenditure how much should I earn?
2. Which country would provide better opportunities to Bigdata Engineer?
3. Is it better to stay in India with 21LPA or should I consider relocation to other countries?

Thanks in Advance!!

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

How can I invest in real estate ? Looking for an additional passive income source

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Has anyone here used New Western to buy real estate deals?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Hi - any good books recommendations for getting started on real estate investing?

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

Anyone take the WI Real Estate state exam? Any tips on what to study?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)