Feeling a lot of pressure to buy an apt as my partner and I are in mid 30s and see ourselves living here (Brooklyn) long term. Can’t get over the high prices, high fees and idea of sinking all of my money from the market into one asset. Every apt for sale we are seeing is less nice and highly monthly cost than our rental unit which we love and running the numbers never looks good. Convince me why I’m wrong

Can anyone advise - if I did not file taxes for 2019 and 2020 is there a way I can file without receiving a penalty? I just didn’t file them no great reason. Nothing complicated and I probably owe a few hundred each year in fed taxes. Nothing crazy.

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Is Monaco a good buy? They’re being Listed on 3 new exchanges in Dec, but down 15pc today!

Which crypto platform do you use and why? Looking to invest ~$20k - most of which into BTC and ETH. Looking for opinions.

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

Looking into credit card, most likely between emirates nbd Bonvoy card or the Emirates offering. Anything better out there? What has been your experience. My understanding is you can convert the emirates points to Bonvoy? Not sure if the same works Bonvoy —> emirates.

Is it a bad time to open a gemini account? I know the SEC fined blockfi and stopped new accounts from earning interest; Voyager, Celsius, and Gemini were next to investigate. Should I wait for that to settle down first? Interested in using gemini earn for their GUSD interest.

Another question, how is gemini active trader? Fees seem lower than coinbase pro if trading low volume, but would love to hear thoughts on how well it works.

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Thinking about using my VA loan in a few years. Any advice?

If I max out my 401k before the end of the year, I am still eligible for employer matching?

Hey Team

I'm on a H1B so I am supposed to pay Medicare and SS taxes, but my employer has not withheld anything- my hnr block advisor caught that but she just completed my returns assuming I don't have to pay those taxes

What is the right protocol in this case? Do I owe SS and fica taxes?

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

MU & OCLR, stock bowl anyone?

The equity market has HFT firms to help with volatility. Crypto needs HFT firms. Tempted to start one

This week in homebuying horror stories: offered $60k (10%) over asking on a house. Got beat by a last minute all-cash offer from an out of state buyer who was buying sight-unseen.

This is the worst.

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

Is a 49% debt to income ratio doable for someone who lives very frugally?

If you could go back in time what would you tell yourself before taking out student loans?

1/22/22 Daily Checkin! What’s your work out for this Saturday?

Hi,

My h1b petition was approved till September 2022. I was not able to get it stamped through previous employer and now my current employer is willing to transfer the H1b. Since the petition got expired can someone guide me what is the process for this ?

Looking for opinions on Manning & Kass, Ellrod, Ramirez, Trester in Southern California.

I was giving a short presentation about my experience at the Women’s March last year, and my male CD interrupted me to explain what the Women’s March was.

Does anyone know when on cycle is going to happen?

What are some of the best books you’ve read about people and investing? Such as dealing with people (business psychology almost) and then investing (real estate more specifically)!

I am looking for books that give practical advice, not just big picture theory and motivation.

I am trying to start a new career in programming can someone recommend me something with good salary rate and future thanks

I still get really nervous before doing telehealth video calls! I'm never this way face to face.

What would you wear to an industry networking event on the beach? It advertises “this beach front celebration is shore casual” dress code and says “flip flops and shorts are in, ties and heels are out.” How would you strike a balance between over and under dressed?

I tripped over my blanket and hit the floor so hard 🫠. My neighbors probably hate me. That’s my confession.

Hello fellow designers!

I was laid off back in August and I have been trying to get a product/UX/UI job ever since then. With the recession and all of the crazy things that are happening right now it has been even harder.

Is anyone hiring a mid-level Product/UX/UI designer?
I have 3 years of experience as a UX/UI Designer and I am available to start working immediately! (Remote work is preferred since I live in Phoenix, AZ and there are not a lot of tech jobs here)

TIA ♥️

I've been a dental assistant for 11 years , and I think I'm done . I feel the pay is never enough and 9/10 we do the most work in the office . It's never commensurate to what we do and no matter how much experience you have your still 3-5$ more than someone fresh out of school . It's a skill I'm glad to know that I can always find work but the burnout for nothing isn't worth it. Can anyone relate

Wednesday Wordle 326 3/6

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How is the data practice team at coforge. They told client is an insurance company.
Can anyone share more . about it.

Hello guys, I need some likes for enabling DMs. If you pass through this message please drop a like. Thank you!

Anyone have financial services mock cases they can share ??

Lower middle market bros. What’a your comp structure? I will share:
100k$ + 60k$ discretionary bonus

How dangerous is crown heights these days?

What are good places for a biz drinks with clients near Midtown? I just moved here last week.

What's the best rent splitter online? Most accurate for sqft, etc?

Got my bachelors degree in civil engineering in China. Passed all four CPA exams in 2010. I have less than 1 yr exp working in a CPA firm. What do I need to do to get the CPA License in NY?

Setting up ConEdison for first time. How much should I expect to pay in monthly utilities for a studio (heat, gas, water incl)?

Looking for a 1-2 month sublet! Let me know if you know of any places!

So uhhh anyone need a house sitter the week before memorials day weekend? Wanted to visit the city and go to the office a few days but my friend who I usually crash with is out of town

Furnitures - moving to live alone and suddenly need to purchase a lot of furniture such as couch and kitchen table etc. what furniture stores/website are budget friendly?

Anyone watch the mayoral debate last night? Reading the recap, it seems like it wasn’t that interesting

Saw someone asking about high-rise apartments in Mott Haven earlier. Just moved into a new apartment building here and honestly it’s not as bad as I thought. New buildings are safe and pretty spacious (relatively speaking). Downside is not really much to do around this area and food delivery is not great. Hope this is helpful for any one who is looking at this area.

I feel lonely in NYC. Working long hours without life. How to make new friends in NYC?

Looking to sublet a true bedroom in a 2 bedroom apartment with an amazing roommate on East 44th and 3rd ASAP till end of July.

Rent: $2K + utilities

Luxury building (gym, doorman, rooftop)

Moving to NYC from DC. I had planned to come up for a weekend or two to tour apartments. When would be the best time? I thought about a month ahead of needing to move - and then coming back a weekend or two later - would make sense. But I am seeing so many listings on StreetEasy that say the unit is available immediately. Any advice? I have a cat so trying to avoid moving into a temporary Airbnb in between to apartment hunt, as I’ve seen some people suggest.

What have you been doing for dealing with being alone in your apartment? (Besides video chat or working out)

Best fun bars in the UES for a date night?

Is there a website to get US tennis open tickets without paying the fee?

Found an apartment by W 39th street and 8th ave - any know if this area is safe?

I graduated law school in 2016 and work at a small-medium size firm. What should my salary be compared to other firms? (In the process of applying to other firms and I think I currently make on the lower end)