Is a 49% debt to income ratio doable for someone who lives very frugally?

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

Taking a personal loan of 20k or more will it affect perm (GC) process?

If you don’t know what you’ll be spending in retirement, how do you know whether to put the majority of your money pre tax or post tax?

I have got an offer based in Boblingen, Germany with 60k euro as fixed. Will it be enough for a couple with a 3 year old kid ? My major expense would be accommodation, groceries, kid’s school and transportation. Please do let me know your valuable inputs. TIA

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Hi, I started my Digital Marketing business about 7-8 months ago with only 2.7 lakh rupees. I've been facing losses every month since then. I understand that I'm failing because I am working alone. I need to know what I'm doing wrong with my pitch and my approach to onboard new clients.

Also I am open to discussing partners and investors even though I have nothing extraordinary to offer right now. But I have a really good brand, story, and grit to make it big with the right help.

Does j2 background check decline you if they see you’re still employed with j1?

SNAP - 5/22 $18p, b/e $16.86

Hi all, had a situation I need some help with. PE fund owned interest in a bank that was a CFC that has 965 PTEP. Recently sold off part of it's interest and the bank is no longer considered a CFC. Under the new PFIC regs, I believe it qualifies as a PFIC. How would distributions be treated seeing as it would still qualify as a specified foreign corp?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Has anybody invested in Yamuna gaur city or planning to do so?

Anyone interested in joining my newly launched angel investment network? It’s entirely free and takes less than a minute to sign up. Comment below and I will DM you! Thanks!

Anyone know what “premium cash pay” means on a check? I randomly just got 717$ on my check unexpectedly for that allocation.

How much money do you have saved up?😳

What are some good east coast cities to buy an investment property in? For those of you who have done this before, what's better for a first time buyer/investor - commercial or residential?

Based in NYC but looking to buy outside the city. Something that's 400-500k and has good rental potential. Thank you.

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

Obligatory financial info post. 1) size of firm, 2) billable requirements, 3) salary, 4) bonus, 5) quality of life, 6) debt, and and 7) family/married/single. Go!

Thoughts on Sunrun as a stock investment? Buy or avoid?

What was the signing bonus for MBA hires that just received offers this fall?

Cab someone tell me what is a good salary for a business analyst based in Germany?

Reporting to company management?

Heya, looking to get an entry level consulting/ finance role with ~3 YOE at APAC and an UG from a top English uni (think oxbridge, LSE, etc).

All I get from non-regional bowls are “London is fucked, brexit, Covid , companies are cutting people off rather than hiring blah blah”; but how is it actually looking for the people who are actually in the game? I have a uk passport btw so visa is not an issue

The turkeys nest is where you find inspiration

I HATE the term ‘snackable content’. It just makes me angry! My content should be a damn steak dinner.

Turned down a gig at Apple two years ago because I saw a lot of growth opportunities at my current company and saw the position as a step back (even though it was more money) and have regretted it ever since. Still in the same exact position at the same company I was then btw. Bad choice.

1:1 with my boss, one of the areas of improvement was: “be more vocal”.

Being an immigrant who struggles a lot with the language barrier is just super hard to digest this. I do my best, he doesn’t know how hard is keeping a Google Translate tab open on my browser all day long, he doesn’t know when people look to you because you sound “funny”. Just wanted to vent it, and say for all the leaders out there, if you want us to be more vocal, give us a chance to be heard with our own voice and truth

Please suggest to get some nice suits at London. I will be there for two weeks.

Where do you keep your non-library original components in Figma? Do you put them to the side outside of a working frame, within its own “Components” page (like Sketch does for Symbols), or do you keep the original directly inside of one of your layouts?

Which are best companies to work as Mulesoft developer ?

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

Hi All,
Does anyone knows about Northern Trust project with IBM?
Thanks

Hi Fishes, I received a mail with subject line 'Accenture Recruitment Status - You've made it to our final interview at Accenture!'. What does it mean? As I Have cleared technical aptitude test and technical Interview can I assume this will be an HR round?

Is there a hiring freeze

Cleared the technical round.I have received an email to submit the docs. But none were called me regarding the salary discussion. Usually how many days it will take to get the feedback

How do you address someone who seems condescending? We’ve never met in person, and they’re slightly more senior, on a parallel team. (Not at TBWA)

Just need to vent.

My SO was going through some issues over a year ago and decided to use the counselor services provided through her workplace. She mentioned that her plan only covered some sessions so she was trying to figure how she could continue counseling. That was that.

We've been trying to better our savings now that we have a baby and I've been trying to figure out our expenses for months now but I'm always off. I finally realized a few months ago that she continued counseling. More..

Anyone else crave lazy days on the weekend but then feel super guilty for not being productive?

Even though having COVID back in November was miserable, felt good today being able to donate convalescent plasma to hopefully help someone in need.

How do digital nomads work from anywhere? After two years of this whole WFH thing, I realize that I need a proper routine, an actual WFH setup with a second monitor, a ring light, a suitable desk, an ergonomic chair, stationery, etc.

Don't get me wrong, I love the flexibility of remote work, and I'm not sure I will ever go back to 5 days a week in an office (or even one day a week, for that matter.) But, how do digital nomads adapt by packing up and going so frequently between places?

Any good crime books that you would recommend?

I have obtained a terrible habit of working from my bed.

This Indian matchmaking show is interesting...love how the first girl is like “my partner needs to fit in my life” 😳🙄😳🙄🤭

I’m behind on my IG game & want to catch up. I went to a few events before COVID that I want to share but feel weird posting it now. Do I put throwbackthursday or beforeCOVID hashtags? Something else?

For peeps in Brazil, what is all this UFO stuff that’s making the rounds?

What is one thing you bought for your home office since quarantine that was the most worth it?

How long does it take to get verified on this app

Just logged in. How is everyone? I guess I need likes to msg? Any pointers?

Home office preference question. I am getting ready to redo the layout of my home office. One option I'm considering would have my desk facing a wall. I am wondering if anyone with this current setup has any feedback about it. I would face the wall so that I would have a better background for video conferences (am on about half the day) and also my cord situation would be cleaner.

God, I miss my nice/peaceful commute home. Listening to a podcast in traffic was one of the highlights of my day