This week in homebuying horror stories: offered $60k (10%) over asking on a house. Got beat by a last minute all-cash offer from an out of state buyer who was buying sight-unseen.

This is the worst.

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

I know there have been a million questions about building holiday tipping floating around but haven’t seen this addressed: are checks ok instead of cash? I give several hundred in total and all that cash makes me kind of nervous especially because I don’t see everyone to hand them out individually.

Im interested in purchasing a rental property. I have the money saved up, but not sure where to start.

Sorry for this morbid question.
Best approach to transferring Amex and Chase to an authorized user (or another Acct) from a parent that is dying. Same goes for Marriott. (Have access to all accounts).

Still struggling with stock, futures or indices trading or becoming A Profitable trader? I can help you invest in stock or futures with a good strategies

Part of bonus was paid in restricted stock (vests evenly over 3 years). Never had an equity component to my compensation before. I know I will pay tax in the years that the restricted stock vests and capital gains (short term or long term depending on holding period) thereafter. But other than that, I'm not sure about them. What are people's strategies for managing these? I don't want to miss anything.

Does anyone know the plan between the Chase Marriott card and the AMEX SPG?

What % of your monthly income do you put towards rent (also specify COL). Is 30% really the standard?

Any tips/success stories on getting your firm to retroactively apply their MBA sponsorship program to your student loans? (My firm sponsors current employees. I'm a new employee with a top MBA.)

What's your strategy when FB/IG CPMs start to trend upward? For most of 2021, my account has seen CPMs under $2 for branding/awareness campaigns, but starting in May we're seeing CPMs creep up past $3. Thinking we'll need to create some scenarios on how overall investment will change if CPMs continue to increase (invest more in these platforms to increase reach, diversify to other platforms where we're not seeing as much fluctuation.) Thoughts?

Amex has resumed its referral program. If anyone want to get a card with NIL fee for Year1, please dm, I'll share the link.

Does anyone have a good practical guide / book on getting started with small multi family real estate investing? I’m in Canada and am looking to avoid hype books to get to the practical need to know details. I have between 250-350k to invest and looking to scale as quickly as possible

Help! Last minute trip to Hawaii, want to use points. Have about 250k points thru both Chase and Amex (each). Also have Amex Plat.
- Chase is running 1.5x points to transfer to Bonvoy right now.
- Amex has basically the same deal as Chase - every 2 pts transfer to Bonvoy for 3 pts (am I doing the math right?)
- Amex also has $200 FHR/Hotel Collection annual credit for one of the hotels I'm considering
- Could also transfer points to Hyatt, but not as good hotel options where I'm headed

CONT...

Anyone have VPMAX? How did it lose 10% in a day on Monday when its top 10 holdings barely moved? Does it have something to do with it paying out dividends that day?

I've been a part of the bowl for a couple of years, but never saw it this active. We also seem to have a massive increase in the group member count recently. I'm not complaining. Keep it going folks!

Looking to move to usa with visa sponsorship any opportunity's.

How does the career graph of business analyst (for business analysis and not analytics) look like?

I have 8 yoe as a manual qa and have been offered the position of business analyst within the company. Want to know the scope before telling a yes.

Thanks in advance for your help

Fit bit vs. Apple Watch? My husband is a fitness nut using an old Fitbit (several generations old) and he also has an iPhone. I thought an upgrade might be nice for our anniversary. Is one definitively better than the other?

Outside option: A Shinola watch, which he’s mentioned before he thinks are nice as an everyday timepiece. (Budget is <$600ish)

OffTopic -
Can u pls suggest good wired/wireless headphones brand with model number that I can use for office meetings ( ANC is must ) and sometimes for listening songs and movies. Budget - upto 10k

What’s your fav benefit at Deloitte? Joining the firm soon as a consultant

Hey Folks,

Can anyone refer me for SAP CS/SD consultant.
YOE : 2

Hi i need 11 likes for dm

What's the best way to start really learning about wine? I know nothing

I am a cashier and I was under the impression that we were still required to wear masks on a federal level. Is this not true?

Any nice outdoorsy place in Dallas downtown to enjoy the night?

Looking for Senior Associate to join a rapidly growing boutique strategy firm. Position is located in Dallas. Ideal candidate has 4-6 years of experience at a big firm. DM me if interested

Anyone have a nice apartment cleaning service around west village?

Is there anyone from Accenture in this bowl? Wanted to ask what local employee discounts we have? E.g. In Chicago I had free entrance to some of the museums and aquarium.

Happy Holidays! As I look forward to 2022, my biggest goal is to find a new job with more career growth. Who is hiring in 2022? I have 3+ years in federal consulting and 2 years of experience in insurance. DM me, thanks!

Anyone work for Dialexa? Thoughts on WLB, culture, and salary & benefits? What are the major categories of work you undertake?

Looking to start tennis. Is there a league for adult beginners in the dallas area? Ideally close to Knox Henderson

Hello. I'm currently located in NYC but seriously considering moving to Dallas. I'm getting tired of the NYC life style but if I move I fear that I might miss on networking opportunities and possibly faster career progression (?), I'm a financial consultant working remotely and most of my team is in NYC. Please provide your opinion/advice. Thanks in advance!

Anyone worked with Grand Homes? Any reviews?

Any Texas A&M alumni here?

Any good spots around uptown that play F-1 races live?

Anyone doing data science roles in Dallas, particularly at IBM, willing to chat with my brother? He’s a recent Physics masters graduate at UTD looking to pivot to the field. Thanks in advance!

New to the area and looking for a gym. Does anyone have any recs? I live in Victory Park but am willing to drive out if needed. Ideally looking for a place that has plenty of free weights/barbells and longer hours of operation since I work late.

Hello! Marriage anniversary is this week. Any restaurant suggestions that serve delicious vegetarian meals? Don't wanna do a steakhouse where the options would just be the sides.

Can someone recommend me a barber that specializes in Asian hair? Preferably in the Addison/Carrollton/Richardson/Garland area. Thanks!