First bowl convo: Favorite investments? What’s proven to be reliable and what’s been most profitable?

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Another vote for Vanguard. Love the low fees. I divide between VFIAX (SP 500 index), VINEX (Euro stocks), and VUSTX (U.S. treasuries)

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I put most of my money into VTSAX, Vanguard total stock market index.

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Why Vanguard? Do you stick to a certain monthly % of income coming in?

I’m up 34% since this point last year. Overall somewhere between 7-10% each year.

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How does Fidelity compare with Vanguard? They have their zero-expense Fidelity Freedom Index funds and seemingly better online planning tools…

Fidelity is also an excellent choice.

Single stocks all the way. Apple in 2006, Nvidia around 2014, Square - don’t remember the year but got in at $12, and Moderna late 2020. Index funds are cool but why? They’re just another 401k type vehicle.

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Seeing how 401k’s, ira’s etc..are mostly based in stocks. What happens if we have another Great Depression and the stock market crash’s. Even if you have Real estate investments, if ppl can’t pay rent like with Corona, that’s not really helpful. So what are other ways in addition to those mentioned is there to help secure you into old age? 

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Does anyone know how does the supplemental income work for new CAs?

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

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Currently have chase sapphire but thinking of switching to Reserve. Should I?
Wife will also be authorized user, we do travel and will use this card for all our purchases

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I read these posts and what numbers you have with FIRE. I don’t have nearly that much saved; I am paying for two kids in school (college). What is the minimal amount?

Hi everyone! What do you invest in after maxing out 401k, IRA, and HSA? Thinking about real estate or continue investing in the market?

Currently making 140K with 100K NW. 23 years old.

Thank you!

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At what investment size should you typically start using fee only financial advisors?

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If both are priced relatively similar, which would you choose: new construction or existing home?

Does anyone have experience rolling a Vanguard 401k into another 401k? Leave it with Vanguard? Roll it to the other? Any top tips?

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Who all is looking to buy a house and in what area?

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

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Thoughts on purchasing leads?

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Recommendations for a Roth IRA?

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Looking to sale majority of my holdings in next bear market rally. Does folks who do tech analysis think we have started one from Friday. Want to sale as much before we get another brutal sale-off before mid terms.

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What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

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Let’s talk credit cards! Is there any one which has 0% foreign transaction fee? (Like Revolut)

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Why are some people saying that they (regulators or the govt) need to stop GME trading? Isn’t this a free market?

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Hi fishes,

Please help me find out my take home salary and how to save maximum in tax. I am really new to this tax regime and not aware how to save taxes.
Please help.

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1000$ rsu is equivalent to how much Indian Rs ?

#1) 1000*(USD value) or
#2) 1000 * Qualys stocks ( 130 USD)

Could you please clarify rsu calculation ?

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Hi,

I am done with the multiple rounds of technical interviews in PWC AC and HR confirmed that the feedback is positive and they are working on next process.
Its been one week I haven't received any communication on that. When I called HR, she told that background check team will reach out to me over email or call in some days.

Can anyone suggest if I should hope for the offer letter in this case from PWC AC or not.
Also, what salary I should negotiate for Senior Associate.

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Does someone here work at RBC in the Enterprise strategy and transformation team? It looks like a solid team and would love to hear more about it

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Hey Fishes,

I'm looking for a job switch in HR domain. Having 4+ YOE and holding a master's degree in MBA HR.
Looking for your support.
Also, I don't have sufficient Likes to DM so struggling to unlock the same.

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What happens in case your GC I-140 is approved with current employer and new employer don’t start GC process?

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Bain & Company Contemplating a move from Accenture Strategy to Strategy&, or Monitor Deloitte. Part of my consideration is the assumption that WLB is likely to be better than at McKinsey & Company, Boston Consulting Group, or Bain & Company. Could any of you fellow European fishies shed some light on the validity of this assumption? Sharing experiences would be highly appreciated.

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When consulting companies promote self care

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Best alts to buy during the dip? Thinking about OMG, XVG, XLM, DGB

Giveaway Announcement: A random number has been generated. Congrats Number 3! Check your email for your Food52 e-gift card. Thank you to everyone for bringing positive energy to this bowl.

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Thoughts on benching kittle? Have jaylen Samuels who I can plug in at TE and could play CMC, Chubb, Gus Edwards as other RBs

Anyone joined capgemini recently, what's onboarding process.

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Hi all,
Please help me with referrals for Investment Banks like Morgan Stanley, Goldman Sachs, JP Morgan. I have 3+ years of experience. DM or comment to connect. Thanks!

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I'll stick around for the bonus but want to make my side hustle my main career next year.
The side hustle is Scentsy...

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Do any of you know anything about Mabbly?

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Recently USI Kolkata sent an email and asked about employees willingness to come in office if they start the office in the new location near sector 5 untill technopolis building is ready. They asked how many days I want to come in office.....
My answer was 0 day. 😀

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Hi all, I have applied for influencer marketing roles at HelloFresh and @Kwalee

I have over 4 years of experience. Can someone refer for the roles? Happy to connect and discuss my qualification in detail.

Would be highly greatful.

People at EY not use the corporate card? The expense system is horrible. But might not be worth using my Marriott card...

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What is the hike of Nagarro for a Project Manager at staff consultant level with 25lpa fixed. Wanted to understand about the usual amount we get. I heard we get in terms of amount between 1-4 lacs instead of percentage. Please advise ?

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Resigned & Absconded from Capgemini,and they did FNF and asked me to pay them INR 220,000.

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Additional Posts in CREATIVE DIRECTORS THAT INVEST

Hi! Are there any creative directors that would like to chat? I’m a recent graduate and really hoping to ask some questions. Much appreciate it!!

Who’s hiring the 50+ crowd and not afraid to? Have been freelancing while taking care of a long haul COVID brother. Now I’m ready to get back to work in management print/social/digital. Editorial/consumer/non-profit.

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