Does anyone know how does the supplemental income work for new CAs?

Tempted to buy 1 BTC ..

Does anyone invest on WeBull? Are you actually able to get IPO prices for popular IPOs?

I invested about $1000 in Ethereum on Friday. Is this a great of idea for a long-term gain? I’m planning on a recurring investment of $100/month as well.

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

Any group still busy heading into the new year? Been dead for months and still dead. Real estate — V30

Fully remote and looking at a bicostal lifestyle. I’ve found some nice long term furnished places, but where can I find a monthly rental for when I’m not at home base. I’ve looked at Enterprise and it’s roughly 2,000 a month for a compact. If I’m going to pay that, I’ll just lease a Urus for 18 months and save one or two hundred😂

Roth vs Traditional 401k, thoughts?

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

How much has stock options changed anyone’s life here? Just started at amazon and I received 1500 shares post split. But obviously the vesting schedule is so long over 4 years and morale certainly will be up and down. I feel I’d be crazy to walk away before then and miss out.

I saved up by living at home and it has been sitting in my HYSA (~100k). that’s what my parents advised me to do, but reading about everyone here is making me reconsider - what do you all recommend?

My fiancé and I are planning to buy a home right around our wedding (we’d need to close next June). Has anyone heard of special programs we can look into? He’s military so we have VA Financing...

Does it always make sense to max out your HSA? I have ~$6k parked there now as a healthy 28 yo with virtually no healthcare utilization

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

Who else is reeling under the pain of taxes?

How much do professional, high-earning (300k+) people put down as down payment for their first home / condo in Manhattan? 20% seems pretty high given the median prices, but looks like thats standard

Anyone else feel like the markets always conspire against them? I.e. I have a “fun money” day trading account and bought two stocks about a year ago. Sold them because they weren’t doing anything and I found a more attractive investment and then they’re up literally 60% over the next three days after a year of 0 movement.

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

Hi Everyone,

Hope you all are doing well. I'm shifting to Pune next month. My office location is in Platinum Tech Park, Panchshil, Ganeshkind Rd. Pune 411005.

I just wanted to enquire about how is the are aroud that place? Is the area happening or it's in outskirts? Any 1 bhk available nearby that location.

Any constructive suggestion/discussion is appreciated 😊

Democrats plan, just a taste.

How do we get others to join Fishbowl? There are currently only 15 of us from the company and we have about 2000 employees now.

Which languages do you use at your job as a software engineer?

Anyone wear baccarat rouge?

Does anyone know of QR's Qsuites reconfig schedule? Going to Madrid in November and wondering if I can get Qsuites rather than the old biz. TIA!

How do hit 10,000 steps these days? I workout at 6am, start work at 8 am and finish at about 8 pm and sleep at 10. Any tips how and when to squeeze in a walk?

Hi all!
I’m currently on my last year of university, pursing a computer science degree. I have yet to get an internship, or any experience in tech. Any advice on where to start? I would be attending part time in the spring semester and taking night classes so I would like to have something set up for January, let me know what you think. Thank you in advance.

What app do you guys use to buy? Seems like Coinbase only has 3 cryptos, RH only 2. Is there a single app that has all or a large selection to choose from ?

Trying to understand risk of loss and title better. When does it make sense for title to transfer upon receipt of payment? Why would title and risk transfer separately?

Do firms recruit first years after people fail the bar? Are any hiring first years now? Or might they after February results?

I attended a racial identity workshop in my district, and it was horrible! Argh! What are the best workshops out there for diversity ?

Any advice on negotiating a PMM offer with Meta? Currently a CW converting to FTE. Not sure what level the role is. Heard I will be getting an offer but I don’t have anything in writing yet.

What is a good bonus number/percentage?

What’s a good Corp Dev headhunter? Looking to leave M&A strategy / PE DD type of work at manager level

Does ML urine test?

I’m an FA at ML, been in the role for 1 year and 8 months, but have 23 years of industry experience. Quarterly, I have a performance review call with my Market Executive and until today never heard anything negative… my growth is slower than I’d like and definitely I’m sure that’s why, but today he said last time “they” wanted to give me a letter of education and he talked “them” out of it. First of all, who is “they” / “them” and what would the letter of education be for? Any thoughts?

I’m a CA fully paid by a team but technically work as a Business Manager (can’t officially change my title/enter EGP role until I’m fully licensed). I’m thinking about moving to IL but I’m concerned about pay. As a Business Manager—anybody know what the average pay is?

I have 7.5 years of experience if this makes a difference. Appreciate any insight!

How much does a Merrill performance coach make? Band 4

I got offered a position as a Wealth Management Banking Specialist and was offered $75,000 base pay with a 5% increase after a year. I am working on 8 years experience in the industry, investment licenses, and a bachelor’s degree in financial planning. I feel like this is low. Any thoughts?

I’m work Operations for ML and am looking at Investment Banking roles at ML in New York, any advice when applying that could help me?

Gonna be starting an MFSA role here soon. I know there’s 10 weeks of training but how do you recommend I better prepare outside of training to excel in this role?

Any ML CAs out there who have transitioned (or are currently transitioning) to IA/EGP roles?

I’m a WMCA that has been with Merrill 2 1/2 years and my current team 2 years and have never had a raise despite positive annual reviews. Fully paid by FA’s. Is this normal?

Any of you worried about the changes to comp coming in the new year?

Any advice for an extremely young, incoming Merrill FSA?

What is the difference between a MERRILL Lynch Wealth Management Advisor, Senior Financial Advisor and FA? I know it has to do with production but what is the break down?

What is the salary range for a practice management consultant?

Soooo what do we think about the new ADP program?

Will be starting the wealth management banking specialist (international) role pretty soon. :) What type of growth opportunities can I see going from there?