Recommendations for a Roth IRA?

I will be a US citizen in a few months. Does this mean I will need to give up my Aadhar card along with Indian citizenship? What happens if you have property in your name? Needs to be transferred?

I am not as knowledgeable on stocks as I would like to be. I need HELP - What are some good stocks to invest in?

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

The wife, baby and I are moving to Greenville SC in the spring.

Would love to hear anyone’s experiences about the city and where you’d suggest we start our house search!

The son of a friend is an advisor and is giving up. He has approached me about taking over his book, evidently only about $1.5M.What would be a fair amount to pay for this?

180k condo in booming area close to downtown or 85k condo in the suburbs?

I make 150, with no debt (car, student loans, etc), graduated 2021, and want to ensure I can invest and live comfortably. The total payment/HOA difference between the two is $1250 and $550 per month.

I’m thinking the appreciation will be much better in the 180K condo, but I think the 85K condo will allow me to invest in more rentals.

Weirdly enough renting in the same areas would be $1500+ for a smaller place🤷🏽‍♂️

Any upcoming areas to buy a investment house in and around Austin Texas

What might be the ripple effect in real estate? When is a good time to get in?

What are your thoughts on buying a place in Lakeview East - around Boystown? Im not gay if that matters, but have no problem living in a gay neighborhood.

What credit card to you recommend pairing well with chase sapphire preferred for maximizing redemption? Pretty new to points and def don’t know a lot! I’m considering one of the Marriott cards bc we love Marriott or an Amex one! Any ideas appreciated 🤗 TIA!!

Does anyone have any YouTube suggestions to learn the details of option trading? Or a good resource to learn about them? Apologies if this is out there...I couldn’t seem to find any threads on this

My husband and I have saved up about $80K and it’s just sitting in our bank account. We thought we were going to buy a townhome but with the crazy inflated prices we decided not to since we like where we live currently (location could not be better and rent is crazy cheap at only $700 a month). How should we invest our money in the meantime while we save up for a house?

At what age did you become 100% financially independent? I.e. not a single thing paid for by parents including things like staying under their insurance

Monday Wordle :

Wordle 401 5/6

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How do folks feel about I bonds right now? They’re earning 9+% at the moment.

Rate my portfolio.
45% VTI
30% QQQ
5% GBTC
Leaves me with 20% left to invest what should I invest in. I am young and can be risky.

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

Has anyone reevaluated their retirement methods after a life-altering experience? I used to invest a lot more ($5k or so a month), but after losing one of my parents last year (mid-50s), I’ve wondered if it’s better to just enjoy life as we are living it. So, I started investing a lot less. But I always see people on here talking about all of these retirement schemes (backdoor Roth, mega-backdoor Roth, etc.) and I’m wondering if there’s a happy middle ground somewhere.

I recently was let go (in lieu of accepting my two weeks) and I should have received my March expense check by the end of April per the employment agreement (submitted the report April 1, let go before mid April). I have emailed HR but haven't heard anything. I've got a feeling someone at the top is putting a hold on it.

How do I get my money from them? It's a few hundred dollars

Sorry if this isn't the right bowl for this question - I've checked a few.

Any news on EB1c premium processing rule being implemented by USCIS soon? Seems like the law was passed in Sept 2020 to expand premium processing to EB1c but USCIS has still not enacted it. Any word on when/if they will. I am kn L1A and lawyers are currently preparing i140/i485/Adv Parole to be filed in the next 5-6 weeks hopefully.

Im a student getting my prerequisites for nursing. Anyone else?🙋🏽‍♀️
I was very content with my choice until ive heard so many nurses leaving their carrers and all the negative connotation attached to being a nurse like working like 🙆🏽‍♀️ and barely being able to pay their bills. Any advice? Pointers?

Have to pick between 2 options for a 4-night trip with my SO - Punta Cana or Aruba? Which has the best beaches for relaxing and a decent/nice local vibe?

Any place in Noida near metro where I can get a 2BHK in a gated society under 40L

Hello
IQVIA main increment jese March around hota h vese promotion kab hota h? Same cycle?

I recently had an initial interview for a technical recruiter position. The guy on the phone stated that this is not a 9-5 job and long hours are expected. I proceed to ask how much PTO is offered and he said that is not recommend within the first 6 months of working and the harder you work the more PTO you receive. From that conversation, I saw instant red flags. Any thoughts?

So I was offered a role in Strategy Consulting in after 2 years in Risk Consulting however, after 2 years I’ve only worked on Internal audit engagements few ad hocs such as updating risk register and the delegation of authority matrix.

Honestly speaking I am doing good and I am up for promotion in October however I am not fully enjoying my time but I fear that the move would not be a good and I can’t hit the ground running which scares me.

Any advice and past experiences in such career shit?

Hi,
I am working as Data Analyst. Now, I seen my interest towards Data Engineering.

Please help me to decide, Should I go with
Azure Data Engineer
Or
with Big Data Technology like Spark, Kafka, Hadoop, Sqoop, Airflow.

Suggest me some good course to start.

Thanks 😊

Currently interviewing for a remote account manager position with USI Insurance in NC. I have over 20 years experience in personal lines as an agent. Can anyone provide insight as to the average pay for this position?

Any job leads? Feel like I’m under paid, been working property and casualty for almost 5 years. Started an us position this year making only 49K. Barely can support myself honestly

Next week I’m having my first lateral interview as a junior associate. I’m very nervous because the group with whom I’m interviewing works with life science/tech clients and the attorneys have strong science/tech backgrounds; and I do not. However, I am very, very interested in transitioning to this practice. And I reaaally want this job because it’s at my dream firm. How would you recommend preparing for the lateral interview?

How do you recommend finding recruiters who specialize in a particular geographic area? (Tampa Bay specifically)

For folks that filed AOS in October and still didn't get their receipts, what options do we have? I'm getting very concerned. Has anyone had luck calling uscis and getting their receipts emailed?

Looking for some suggestions on good nft projects. I found doodles, invisible friends have some cool nft's but looking for experts advice, btw I new in nft space and want to invest few.

I will soon have to decide in which industries I will focus in. So far I don’t have a preference. How did you make this decision for you?

Need info about Oracle ACS
Work-life balance
Salary (year of experience 2)
Benefits
Leave Policy

Looking to sale majority of my holdings in next bear market rally. Does folks who do tech analysis think we have started one from Friday. Want to sale as much before we get another brutal sale-off before mid terms.

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

What is the best way to get access to Goldman Sachs research(economic, equity, real estate) etc.?

Used savings to pay for business school, so now that I graduated I’m rebuilding my emergency savings. Do I both save and invest in Roth each month (in addition to 401(k) contributions) or do I put everything back in HYSA?

Mortgage PITI payment would be about 50% of take home pay, but it fits easily within my budget. We max out 401k, HSA, and backdoor Roth. We also have about 150k in savings in case things get tight and saving an additional 1k per month. Is this still too tight?

How strict are they with HSA reimbursements? It seems people keep all their receipts but I haven’t seen or heard any instances where the irs requested proof.

Thinking of moving $10,000 out of savings into a Vanguard mutual fund. Any recommendations for allocations? This $10,000 would most likely be used as part of a house down payment in the next 5-6 years

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

My rent is increasing about 10% and the parking is going up even higher. Lease is up in October. Is it too late to look into condos or coops? It’d be right around the same price

24 years old. Where should I put my 6K in Roth IRA?

What is the deal with online lenders for mortgage? Has anyone used them or know why they are substantially cheaper rates? What’s the downside?

Hello, so I have 1k-2k to invest. Are there any stocks you see with high potential in a few years?

Is commercial building a good investment channel? Any insight would be greatly appreciated

Everything is in green today despite of huge unemployment claims, increase in cases, deaths etc. who really runs the market? Hedge funds? This is all too crazy!

The only ones who get hurt riding a roller coaster are the ones who jump off. Don't panic and sell, everyone! Time in the market > timing the market.

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

I just heard recently that if you refinance and your house appraises at 20% more than the amount owed, you can remove PMI. Is this correct? Getting a divorce and trying to keep the house but moving from a VA to a traditional loan and would rather not pay PMI if I don’t have to. House was purchased for $460k no money down (VA loan), refinanced at $450k to lower payments $400/month, now have $430k left on the loan... would it have to appraise for $516k?

Looks like stocks are back on sale