Fixed income vs Equity trading desk at BB? Why are trading desk at BB down year over year? Fixed income desks In particular! Future of trading leading to full automation?

On RRSP; I opened a self directing account with Scotia. Does it mean I have to buy everything through it. Can I buy stock on another site with cheaper transaction fees but still declare it as my RRSP ?

Any twin toddler parents? I have twins (2 years old) and i am unable to figure how i would get them into college. With the current tuition costs and living expenses of attending college, i feel i can either buy a house or get them education. Any advice on how to plan savings?

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

Will I be overpaying, if I get a 2017 Lexus RX350 AWD with 49.5 K miles on it for 32K out of door from a dealership near me? This is my first time buying a used car and also anything outside of a Honda. All insights are appreciated.

Does anyone have experience with defi yield farming? It seems like a great way to make passive income, but I’m hesitant on how I can report the profits for my taxes. It seems pretty difficult to keep track of. Any opinions would be appreciated!

💥Relocated to NYC and my real estate broker has said it’s been hard to book any showings. I’ve heard in this market, having a broker can hurt you because property owners prefer to not split the brokerage fee & go straight through tenants. Is there truth to this?😫

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Planning software- does anyone know of software that is good for younger clients? I use moneyguide pro but it does not seem to be made for clients that are coming in for planning over questions like can they afford a house or other short term goals.

Thoughts on purchase affordability - Married in southeast. 105k + 90k for 195k HHI. We have about 1.5k monthly debts between auto and student loans. We are currently looking for something in the 500s and believe this would be close to our max. What are others getting at this income level?

Is ulip a good option for investment planning. If yes, can anyone tell me about max life fast track super plan. From what is told this plan has 10 year tenure and investment has to be done for only 5 years

Just got promoted and now I’m no longer eligible for Roth IRA - what do I do now? Pause contributions to my Roth IRA? What is this back door thing people are talking about - have also heard it may be illegal soon?

Is it possible to be a “silent” investor (party A) with a friend who’s an accredited investor (party B)investing in a company? So if B is investing $50k in a company, and A wants to give B $25k of that investment, is this possible with an agreement between A and B, where they’re responsible for their own portion of taxes?

Looking to put $5K in the market. Which ones would you buy? Lululemon, delta airlines, Peleton, docusign, Zoom, etsy. Any that I’ve missed and should consider? Already have MSFT, BRKB, NVDA, BABA and multiple broad ETFs

Rental car third party liability insurance: My credit card covers car insurance, but not third party liability insurance, so I generally get that from the car rental company at about $20 a day. Is there a cheaper way to do it? Recommendations?

Good credit card to open? Thinking Amex gold - anyone have it and recommend? Or any others?

Anyone live in the centerville area? Do you like it? No kids, looking to buy a place with my husband. We would like something walkable, condo, with at least a bit of a social life. Too much to ask?

Anybody waived their escrow and has been paying their property taxes in full? how was it? is it worth waiving it? will you really save some $$ when you do that?

Got a letter of default and acceleration notice from bank who repurchased my mortgage due to what they thought was mortgage fraud but wasn’t. I’m contacting a lawyer but has anyone gone through this? I know they want it off their books and suggesting I refinance but my rate will increase and they’re demanding legal fees too

Have to use a financial advisor due to inheritance doc requirements. Where can I find the best low cost advising? Even if it’s automated or the low monthly fee with an annual review - I think those fulfill the requirements I need to meet. Thanks!

Should I be worried about using Coinbase given their recent glitch (drains bank accounts)? Has anyone had issues with this/ have more information... it appears it primarily affects specific banks

Need some afikomen hiding place ideas.

Family member saw me working out hard and called me a "retard" for pushing myself being at max speed and "making faces". Seriously? When you push hard, it's supposed to be - hard. No?

What’s the culture like at H+K? I get the impression that it’s a lot more up tight than other big agencies. I get old school, suited up, lobbying type PR vibes but I could be wrong.

“Teaching is not a 9-5 job, it can’t be, even if you’re the most effective teacher…”

Agree or disagree? Heard an admin say this (generally have a good relationship with them) and am curious for input…

Anyone wanna refer me for data engineering/analysis role? I have 2 YOE as a mechanical engineer and willing to expand on my python experiences. Please feel to dm for resume. Looking to work remote.

Hello IBMERS,

Can anyone help me know about band 07b in IBM. Designation - Senior Advisory Consultant.


What are the roles and responsibilities for this position?

All, planning to head to France for the race in June. Any tips?

Which certifications are considered high value right now?

I built a small business that generates about 100% profit margin. Set up the LLC got trademarks, have all my suppliers, everything's all ready to go. I get daily orders. I don't want to do it anymore so I offered to give it to my family, they struggle financially. Not a single one wants to take it over. WTF. IT'S SO FUCKING SIMPLE.

Hi... Anyone joining at UBS this week or next?

Need help on how I transition my career from Audit to Management Consultancy. I have only completed BCom and ACCA (UK Chartered Accountant) and have worked for over 2 years at EY.

Likes for dm

Be courages this week. Step out and step up. Be present in all you do. Above all, remember you have what it takes.

Can I get 11 likes for the DM. Please help!!!

Is there any new permanent roles open who is currently a senior recruiter. I been with the company a year and I am not being challenged

How do you respond to friends/family/strangers who ask for legal advice?

Curious. What's everyone's all in tax rate at year end (first and second years). Thanks. Looking for a percentage.

Getting tired of wearing Sperrys with shorts. What do you guys wear with shorts that are mature and classy looking? Not every situation calls for loafers

If I had a penny for every time I had to look up millennialisms...

Why are there VPs commenting in this app? For god's sake don't you have like significant others, spouses, more going on with your life??

One of these days where I wake up and I’m like “why/how tf did I get into investment banking??”

GS 2023 New Analyst Program. Is this a good program to apply for someone looking to start as an analyst? How easy is to get into this program or even GS overall? I have 1-2 years of experience and some Finra licenses if that can help me somehow. Looking for some opinions about the program. Thanks

Lady Fish, I'm looking for a light weight, professional jacket to wear this fall. I haven't found anything that's caught my eye. Do you have any recommendations?

Need help: Semi-healthy lunch ideas besides salads or sushi?

Happy Mother’s Day! How can employers better accommodate working parents?

Received an offer from JPM for a branch manager position, but afraid of getting the offer rescinded due to going through bankruptcy almost 3 years ago . I’m freaking out hoping this won’t be an automatic disqualification, has anyone been through this same experience and gotten hired in?

fellow monkeys - how do you stay up during shitty team meetings where all you can think about is GTFOing?

Any insight on CAIA? Difficulty and whether it impacts salary?

Anyone in Moelis’ LA office? What are hours? General feel in the office?

keep hearing UBS advertise internal mobility. is this true or just sales to candidates they're trying to get to take a MO or BO role?

NYC bowl: Which bar/club do you go out on a Friday night?

Blackrock. Got a informal offer but no follow-up with a contract. Noted they are working on it, but does it really take this long or red flags? How much longer would you wait?

Compared to FRM, CFA is tough because it requires an enormous commitment to complete all three levels

Ideas on how to capitalize on all of these protests? Surely it's a trend that won't end soon...

Charter holders, any advice on level II studying? Just started going over the jumpstart material and feel like it’s pretty intense. Any pro tips from those who have conquered it?