For the those interested, our company provides commercial loans to small businesses including start ups and investment properties. Feel free to ask me anything 🙂 happy to connect.

What salary would you feel comfortable buying a $100k car? Trying to gauge how bad of a decision that would be…

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Welcome to the NFT Bowl! Feel free to share cool projects you've found, investments you are making and why, or shill your own projects! It's also a great bowl to network and build your own team!

To make things smooth:
1) If you see or have a cool project, please post a link to help others find it quickly without having to slog through searches
2) No one is giving any financial advice. Use of this bowl is acceptance that you will not take anything posted in this bowl as financial advice.

Is only long debt debt considered in the cost of debt for WACC or do other short term liabilities matter as well?

Thoughts on buying a house now? Lease is up in January. Can finally afford to buy. But would it be better to wait until next year in case of recession -> foreclosure market -> better deals? WDYT

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

Talk me out of (or into!) buying a 2000 M Roadster. $14.5k, 111k miles. Mechanically sound with records, cosmetically nothing I can’t repair/replace.

What bank do you use, and why? My old bank doesn’t have branches here, looking for suggestions.

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Is the Schwab AMEX Platinum a Charge Card or a Credit Card? I can’t for the life of me find a definitive answer online.

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

Anyone else seeing the run old gold and hype around it similar to the bitcoin hype at its peak?

Parents are deciding between moving to WVirginia vs Virginia at retirement to be closer to us based in fairfax (ideally be at 1 hour driving distance). They currently in the mid west but WVirginia appeals to them because of low taxes, low cost of living. We are also poc so appreciate some diversity.

What are some areas you would recommend both in Va and WV? What else should they consider prior to house hunting? Dad likes to garden/farm as well so looking for homes with large backyards. Tia!

Angel investors : What returns do you expect when investing? Also what’s your range of investment?

Buying a condo with an HOA - what’s the average reserve % you’ve seen? My HOA is 23% funded, and recently raised dues.

Hi All,

Can some1 tell me which company is better wells fargo or Natwest in terms of wlb, year on year appraisal, work culture and diversity candidate?

Thank You in advance

How much sleep are you guys getting during the week and what are some morning / night routines that have helped you be more rested?

Fishes, what is the base for 1yr experience AC currently?

Wow, Dems win the senate and are within striking distance of winning the house. Trump really is toxic.

Anyone joining Citi on 5th dec at Pune location?

Can anyone help me with the location of sirface parking for Building 5C (KGS Gurgaon).

Hi,

My h1b petition was approved till September 2022. I was not able to get it stamped through previous employer and now my current employer is willing to transfer the H1b. Since the petition got expired can someone guide me what is the process for this ?

About to get an offer from Accenture Federal Services as an Associate Manager. What is the realistic expectation for salary and sign-on bonus? I have a master's and 4 years of experience at Deloitte.

Bring back Trump’s market.

What is the monthly in-hand salary if the package is 5LPA?

I made a mistake at work yesterday and my boss was being super mean about it. How do I move past this?

Does PayTM(Payment gateway team) allow permanent wfh?

Looking for reasonable hotels in Vegas during new years. Any suggestions between Excalibur, Treasure Island and Flamingo? Any other cheaper options are also welcome!

Hello Fishes,
I am currently interviewing at EY GDS and HR discussion is done.
But the HR is saying they can offer only 36% hike.
YOE: 6
CCTC : 12 LPA fixed.

How should I proceed with this.

Does someone with a Lufthansa account mind checking for me how many miles I would need for a 1 way business class ticket from HKG to ORD on 7/28?

I would check myself but they require 7,000 miles.

Thank you so much!!!!!

So I’ve been studying for the AWS cloud practitioner certification for a month now and completed all cloud quest levels but still not feeling 100% confident. Has anyone tried the exam question dumps ? There are so many websites but not sure which one is the most reliable one as all of them you would have to purchase such as pass-guaranteed, certwizard, etc.. any recommendations is greatly appreciated

Looking to sell an online business. The business is an online clothing boutique, the sale will include inventory, online assets (Social Media pages, website on Shopify, SEO accounts, etc.)
The sale price is the exact amount of inventory cost (only looking to recover inventory cost).
Please DM if interested to learn more.

Where do we even begin 😅

Is it a good idea to quit your full time job to start your own hustle without fully knowing what that will be like?

Fabulous! Glad to see this bowl 🙌🏽 How about we start with how to build out a team to help you launch your biz? I am currently looking for affordable graphic/logo designers, social media strategists and a small biz accountant. Any reccos or other team specialists I should consider?

Starting a wedding videography business. Filmed my best friend’s micro-wedding, now have 3 more weddings booked in the next few months! I’m a 2020 bride myself - so it’s all a bit crazy. Wish me luck, I hope I can do this full time one day!

Anyone have knowledge of making a YouTube page more appealing? A coworker and i are starting a page and just trying to get all the rogues down. Any help would be appreciated

Any recs on sourcing glass bottles for bottling cold brew? Not sure where to start, tried Webstaurant but didn’t seem like they had it. Any types of local biz I should contact?

What social media platforms do you think is best for consumer retention/interaction when starting out a handmade clothing line? & why?

I own a cardio fitness brand, and want to get some merch made with my logo for myself and my team. I’m also possibly looking into a small batch order to sell for a limited time. Would love any vendor recommendations for anyone who has done this.

Hi folks, we are working on a new sports betting app. We are trying to see what will be more catchy:
1. Ball King or 2. Ball Boss. I’d appreciate your feedback.

If you have a business or side hustle please feel free to share your site or social page below. Someone may be looking for what you’re selling, producing, etc. 🔌

Guys, i m in a pretty bad financial situation and need to pay my student loans and support my parents who lost their job. I m trying to brainstorm how i can make some side money. Thinking something that i can do remotely like an amazon store. Goal is to generate ~$1000 months in profits. I just have no idea where to start. How do ppl go about starting these?

I need a name for my new trade brokerage side business. Give me the least serious suggestions you can come up with!

I’d like to start a luxury handbag resale business. Does anyone have experience with this and/or want to partner up?

Looking to start a side hustle on Etsy selling handmade crafts. Where can I purchase cheap shipping supplies? e.g. packaging and box, bubble wraps, etc.