For those that have bought first home with FHA. Hope much cash would you actually recommend having total including closing costs etc? For context, looking to buy a 300k max home next year. ATL area!

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

Can someone explain the benefit of whole life or similar products? I understand that they are bad for 99.9% of people. How does the 0.1% benefit? Taxes? Asset protection?

I'm struggling to understand why anyone would use these at all. Significantly caps your upside. If you are uber wealthy, why wouldn't you continue investing in the market? Why pay the crazy fees for these products that are essentially just 90% treasury bonds and 10% levered ETFs and covered calls?

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

Building out private investment platform for a growing company. Where can I find example docs of allocation policies, expense policies, etc. in order to create my own? Are there any good resources?

Best credit cards for a non-road warrrior after CSR and Amex Plat changes? I think Amex Gold and the Chase Flex are pretty good - do not think CSR and Plat are worth it anymore

Hi guys any one dealt with DeVere for managing his investment portfolio, how was your experience?

Is this the official Amex Fishbowl?

Could anyone recommend a set of indices that are publicly available and is a good predictor for consumer spend in home renovations ?

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

What is your favorite part about being a realtor?

hi,
i got a offer letter from hsbc before baground verification but i taken education loan for my MBA this year 2022 but my tenure to pay is not occurred. i had credit score of 728 . is there any chance of getting revoke of offer letter

Curious if anyone has invested a big amount in one stock let’s say buying 150k of CRWD in may based on gut or conviction however you may put it. Want to have a discussion around lessons learnt and ways to derisk.

Personal finance book recommendations?

Any good Marriott in NYC? Flying into LGA.

Going through a closeout. 50-50 profit share allocation, but my business partner has been using the venture money at their personal piggy bank (hence the breakup). My accountants say because we agreed to 50-50 shares, the leftover money has to be divided equally.

They spent $100k in the last month on random "work stuff" but bought a new car, etc. Now I have to pay for it with less equity return!

Just wanted to rant, I'll probably never go into a partnership again.

Thoughts on btc becoming a new global currency by 2030? Not as optimistic as I once was after seeing all of these countries trying to create their own cryptocurrencies instead.

Has anyone moved from USA to Canada on a PR? What did you do with your stocks and investments in the US? Are you getting taxed by Canada too?

Any advice for how to decline travel? Partner is pushing for us to go but there is a delta variant and I want to be able to spend time with my family without worrying I’ll infect them. The team culture is quite toxic (these people berate each other daily) so I feel uncomfortable speaking up, but I really don’t see a good reason for going there to do work I can do from home.

What resources would you recommend to find a full time nanny in Houston? Any specific websites, services, groups or places that have worked for you in the past?

What should I pay a part time PMM at a Series A funded, Y Combinator-backed Fintech SaaS startup working 20 hours a week whose job it is to assist the CMO (me) with setting up and managing a product marketing function? This person will be the 7th hire, the second marketer, and will grow into a full time role (if they want it) as we scale. I myself just completed PMA's Product Marketing Core Cert, but I can't do it all myself and run Demand Gen and Mar Ops. Also HM experience should I require?

The Country needs our prayers.

Was there any affect on your project due to Melbourne shutdown..........I see another potential lay-offs wave coming for Deloitte😬

Does anyone here work at PA Consulting? What’s it like? I’ve just been approached by them, not sure if I should go for it

Interested in hearing from anyone who jumped from consulting to an AD or D position in med comms / marketing or medical affairs role, in a pharma / biotech (not agency).

How have you found the new role, transition, WLB & TC ?

What companies are you folks applying to? 🧐

Anyone in Munich and want to meet up?

How can I break into Project Management? I'm currently a HR associate..

Hello everyone, I am CA looking to start a fresh innings in Management Consulting role at a Business Consulting Firm as a fresher. Can you please suggest me some good books to read on management consulting to begin with? It will be of great help

Any LEED certified folks here willing to chat?

Took 10mg Adderall xr at 1230 today and fall asleep at 5pm. Is this normal?

Anybody taken adhd meds while pregnant? Or quit because you were pregnant? How did work go?

Actively applying now to TAS/FDD senior roles and want to put myself in the best position possible to get an offer. Any advice on how to best prepare for interviews? Reviewed a few case studies and have taken financial modeling courses but am looking to see if anyone can point me to any resources outside of that.

What do you all suggest for impactful and meaningful DE&I goal for leadership level?

How can you start a career in Cloud Computing ? How long does it take to land your first job ? Does anyone still hire freshers ?

My wife and I use a joint account for managing our monthly expenses. Can we both use UPI IDs linked to this account on our respective phones ?

Any books/self help materials for someone who is constantly worrying (and waste a lot of unnecessary time)? E.g. No matter if i pass or fail an interview, there is always something to worry about. The worrying/anxiety multiplies when I proceeded further in the interview stages. Now that I signed the offer and is pending background checks, my anxiety is off the roof as it itches closer to my starting date.

I’ve got my first app critique interview coming up. Anyone have tips for success? Won’t know the app till the interview.

My friend is VA and starting her own solo photograph business. She is looking for a good contract form for sessions, and recommends/ recs?

considering a trip to Hawaii, looking for Marriott properties that have a beach access, probably October through December. Would prefer more on the value side than all glitz and glam. Any recommendations

Our carry-ons will be COVID infested when we're hauling it around and in and out of the bins. Would you Lysol spray your Tumi?Does Lysol ruin cloth/leather?

Does anyone have the Autononous Ergochair 2? If so how is it?

My professional life at the moment is far from ideal. I’ve been on quarantine (long story, but a good one) for the last seven years. Royalties from my books don’t pay the bills. My entrepreneurial pursuits remain hampered. For the interim, I’ve been looking for a remote opportunity where I can leverage my skills in marketing, sales, social media, and elsewhere for a decent sum. I have a social media presence which, in recent years, reached millions. There has to be something exciting I can do.

Anyone found an affordable adjustable standing desk they like? I have an iMac and a laptop is like to be able to fit on it.

Got into fitness roughly two years ago and stuck to a pretty strict diet. Right now am unable to bring myself to drink or even just eat the food I like cuz they are all unhealthy carbs. Anyone? 😞

Do you think there will be another housing bubble burst in the near future due to COVID? Assuming relative job security, would that be an opportune time to invest in Manhattan real estate?

Having seen some of the wild stuff in the past couple years does anyone have a good pointer for a basic “medic” course? Help slow/stop the “oh sh*t” for the real folks to get there?

*In the group bowl for more visibility*

I’ve gained about 10 lbs these last 5 weeks and now my punishment will be losing 20 lbs in 3 weeks

On a scale of 1 to 10, how would you rate your looks and personality, 10 being highest?

I work 2 part-time jobs. I just requested a pay raise at my ABA job which they approved on by 10%. My other job is in Mental Health has a flat rate with no chance to request a raise, turns out I'm not required to work the full 20hrs/Week meaning that when there's no work to complete I won't be getting paid. I've only been here 8months & want to leave as I need the money. Should I start looking elsewhere even if I haven't been here for a year?

For the people who went back to school to pursue a totally different career, what did you do for work? I don’t think I’d be able to do both my current job and school. I did retail in college and that probably isn’t so smart right now. Neither is working at a restaurant. I don’t think I can go back and live with my parents. I feel like I’m stuck.

If it’s true that you can gain full immunity after recovering from COVID (when science says so ofc), will the plan be to antibody test people and let them resume daily life if they have immunity?

For the first time in my life, I know what I’m supposed to do at my job, with relationships around me and it’s all because the enormous sense of anxiety I used to experience evaporated during quarantine. I didn’t know that I lived with so much anxiety that it crippled me. I didn’t know I needed this time to myself.

Should I ask for a refund for my Delta flight or keep it as credit that can last til 2022? Delta is losing about 50m a day, so it’s a bit concerning. What would you do?

No one really talks about what to do once you get Covid-19. Have companies made an effort to proactively educate employees, or create a process to help employees report their illness with next steps?

Change my mind: the talk around things shifting to a 'new normal' is overblown. Society's collective conscience is too short-term to enact massive changes to things we are comfortable (e.g., global warming). Yes, it will take awhile for offices to open back up, flights to be full, etc., but within 1-2 years things willbe mostly back to what they are like now and this massive structural shift will have never materialized.