what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

Anybody know any good financial advisors? My husband and I are broke btw 😂😂😂

Poll - share your investment portfolio in your taxable account. Wanted to see different ideas. I’ll start - 25% FXAIX 25% FNCMX 25% FSPGX 25% FBRGX.

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Hey folks I applied for a credit card they were asking for official mailid is it legal to provide bank mailid for credit card processing?

Hi,
I'm 25 Indian male and have savings of 10lakhs, please suggest what best I can do with the amount.

Buying a condo with an HOA - what’s the average reserve % you’ve seen? My HOA is 23% funded, and recently raised dues.

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

UK - thinking of a buy to let in either Birmingham, Liverpool, Manchester - any recommendations on either /areas where you can get something under £140k.

Haha Merrill just reduced the pc payout grid by 3% for advisor below $2m in production

📊 Poll: Is Snapchat worth it's 3 billion 💵💵 IPO valuation?

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Use savings to (partially) pay for business school or invest and fully cover via loans?

How does one decide whether to buy in a normal brokerage account vs. Roth IRA?

Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

Looking for a lawyer for get prenup done. Any recommendations will be helpful

Need 20lakh by next year for down payment have 1.8 L on hand which MF or stocks to invest so that can get 20L by next year and how much per month

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Hi DC fish, what are your favorite local charities and nonprofit organizations? Alternative question, how have your firms been engaging with them in the past year (i.e. remotely)? Looking for ideas for my firm to have a more tangible impact in the upcoming year. Thanks so much!

Do tech companies like FAANG hire strategy consultants? Starting at an MBB/T2 next year and curious if tech companies leverage consultants as much as other industries. Part of me wonders if they are in such high growth right now that consultants can’t add as much value, thus maybe a smaller presence. Thoughts?

I am getting 26 lpa,and after discussing wiith HR they are agree to provide me PWFH, which they mentioned in the mail from HR.
should i trust this opportunity?

What is leave policy for TIAA GBS India?

Hi all , can anyone please tell me where pwc hyd is allowing employes to work from office voluntarly ? At present

For those who have passed the CIPM exam, what is it like (and how does it compare to the CIPP/US exam)?

Hi All, Any update on CTS work from home extension?

What's the salary range of a SAP FICO Consultant (5-7 yoe) at companies like Wallmart, Mercedes Benz, Autodesk? Can anyone please enlighten me?

Anyone investing in index annuities? Can someone explain why this is beneficial?

I am looking for opportunity in Workday
I am having 9+ years of experience in TA, and recently completed my workday training from one of the training institute.

I am actively looking for Job opportunity in workday, open to relocate anywhere in India

kindly help me

Infosys 17 lpa 15%variable pay how much i will get

Can someone enlighten me and tell me whether the industry as a whole is slow or if it's just me?

Best non-travel credit cards? I have Chase Marriott and SW but looking at best value cards during Covid. Esp Amexes. TIA!!!

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

Has anyone seen any decent MQD run ideas for Delta recently? I’m about 8k MQDs from diamond. Seems the Aeromexico method is on hold until they are fully back up and running. Thanks!

We are expecting our first (also the first grandkid for both sides of the family) and our parents have done so much for us- is there a way to make them feel loved? A special grandparents gift?

What are some roles that change professionals have left consulting for? Would love to know org, function, and pay range if possible. TIA

Nagarro or accenture?

Supposed to be moving to France from the US in a few weeks for a new job, it’s been six months in the works of getting the visa situation handled. With this coronavirus now, I’m afraid (cont)

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Anyone have a net worth/budget excel tracker they want to share?! : ) prefer not to use the apps.

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

What stocks are you guy guys buying right now in this market?

Listening to Rich Dad Poor Dad and I keep expecting every story to end “and then everyone clapped” 🙄

How much of a nest egg would you expect a couple to collectively need in order to retire at 40 and live relatively comfortable (not lavish)?

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

For those of you who made your first million in net worth, what did you do next?

Trying to help my retired dad - When I google for what to do after retirement, only retirement planning related things shows up. My dad has been a workaholic and hasn’t developed many hobbies he could pursue. I was wondering how I could help him stay slightly occupied if not busy. Anyone here experienced this with your parents or yourself? How did you navigate this?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Does the 25X rule take into account long term capital gains tax of 15%? Like if I know I need 40K to survive, do I need $1M, or more to make up for the tax too?

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

Has anyone used Motley Fool’s stock advisor program, and found it helpful and worth the membership access?

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

Have 50k in a checking account at a local bank getting no returns. I like having liquid assets since I support currently myself & girlfriend and any unexpected expenses my mother & younger brother have. Any advice how to calculate what I should keep on reserve vs. invest + learn about consequences of pulling investments early (more tax, fees, etc.). I feel like the inability to access funds when my family needs it has been the reason I haven’t invested outside of 401k and have this cash reserve

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

Hi, I repaid my student loan today and feel awesome. Want to start saving for a home ($350-400k). Any suggestions if I should invest in something short term or a Roth IRA or let it sit in my bank?

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.