Best credit cards for a non-road warrrior after CSR and Amex Plat changes? I think Amex Gold and the Chase Flex are pretty good - do not think CSR and Plat are worth it anymore

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Amex Gold is hands down the best card for someone who isn’t a road warrior. Most years the net fee is $10, and this year you actually get more back from perks than the fee in some cases. Plus the points bonus categories are hard to beat.

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I’d chase signup bonuses first and start with Chase cards since they limit you to 5 new cards in the past 24 months across all issuers. If you’ve had the CSR for at least four years, I’d call Chase to downgrade it to a Freedom Unlimited (or Freedom Flex if you prefer) and then apply for a CSP with the current 100k signing bonus.

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