Friends after working for around 3.5 Years I have managed to save around 10Lakhs. Is this good?

I started with 3.3 LPA, salary. around 21431 rupees salary.

I don't want to invest on stocks, shares, crypto, mutual fund, sip etc.

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It's too good my friend, me after working around 6 years now I have only 5l saving only

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Wondering how a person could save his entire earnings.. that means zero expense.. 10lakhs savings in 3.5 years with 3.3lpa is impossible unless there is a secondary income or someone is taking care of your expenses..

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Almost same story. I managed to save 14L in 3.5 years . Started with 3.25 lpa

Great saving! You can keep it as FD by splitting into two in different nationalized banks. ROI shouldn’t matter here as long as it can keep up with the inflation.

You can invest your upcoming savings in multiple stocks/Crypto etc.. make sure you have yourself/family insured before.

You can invest in gold.. no maintenance cost and easy to liquify.. also for tax saving ppf is a good option.. but I mostly invest in mutual funds.. you can start investing in large cap funds.. it is also a good option..

You did really a great things and as financial planner I appreciate your steps.
If you need any help, I would try to help.
If I am saying I can help so it's planning things this is not service selling or account opening scheme 🥲🥲😅.

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