Friends after working for around 3.5 Years I have managed to save around 10Lakhs. Is this good?

I started with 3.3 LPA, salary. around 21431 rupees salary.

I don't want to invest on stocks, shares, crypto, mutual fund, sip etc.

like
Posting as :
works at
You are currently posting as works at

It's too good my friend, me after working around 6 years now I have only 5l saving only

like

Wondering how a person could save his entire earnings.. that means zero expense.. 10lakhs savings in 3.5 years with 3.3lpa is impossible unless there is a secondary income or someone is taking care of your expenses..

like

Almost same story. I managed to save 14L in 3.5 years . Started with 3.25 lpa

Great saving! You can keep it as FD by splitting into two in different nationalized banks. ROI shouldn’t matter here as long as it can keep up with the inflation.

You can invest your upcoming savings in multiple stocks/Crypto etc.. make sure you have yourself/family insured before.

You can invest in gold.. no maintenance cost and easy to liquify.. also for tax saving ppf is a good option.. but I mostly invest in mutual funds.. you can start investing in large cap funds.. it is also a good option..

You did really a great things and as financial planner I appreciate your steps.
If you need any help, I would try to help.
If I am saying I can help so it's planning things this is not service selling or account opening scheme 🥲🥲😅.

Related Posts

Hi all, just looking for a range, what should should someone with ~3YOE in consulting (targeting Senior Associate) expect for a base salary.

And when giving a range is it better to overshoot knowing they’ll bring it down?

like

I see RSM has education reimbursement on their website anyone know how much or how it works?

like

Is it really unrealistic to expect a raise in this current economic climate? Review period is coming up in July, and I don’t want to shoot myself in the foot by not asking for a raise.

like

How much as per current market,we can get for 8 yeo in to .net full stack development .net with angular.
Cctc 15.3 + 2.3 so 17.6
I wanted to know how much fixed i can get ?

like

Hello everyone.
Some companies give hike according to certain percentage. Nw from my previous Company's Ctc was very less. So if i am getting an 40% hike based on my previous CTC it's still less then my expected CTC and it ll be difficult for me to survive and relocate in metro cities. Can anybody guide me regarding this.

like

Will EY India revise my offer, if I have a counter offer from a mid level company paying me +5 lacs as fixed and the variable amount is 10%.. Anybody wants to share their journey with EY India doing the same.

For 6 YOE Senior Data Analyst role what can I expect in terms of pay Booking.com" class="linkified" target="_blank" rel="nofollow" >Booking.com

Comp level for a manager level in digital analytics field? Currently at a boutique firm so our title is a bit off - would be a later Sr consultant or manager level in bigger firm

like

Hi All,
Good day!

I'm planning to search for a job in foreign countries but I have some questions in my mind...
1. What would be my minimum salary
Please be noted that I'm spending 1.5L -1.8L pm for my family expenditures (family of 2) with the similar way of expenditure how much should I earn?
2. Which country would provide better opportunities to Bigdata Engineer?
3. Is it better to stay in India with 21LPA or should I consider relocation to other countries?

Thanks in Advance!!

like

Hi fishes, do qualifications like B.E, BCA or BSC decide the CTC?

like

Would your salary be adjusted if you jumped from consulting to strategy?

like

Hello! I’m gearing up for my year end comp conversation and I’d like to be a better idea of what people are making to ask for a raise. I work for a large asset manager and sell alternative investments (PE, RE, Credit, Infra etc) to RIAs, family offices, and multi family offices. I’m currently an associate, but am hoping to get VP this cycle. Any insight on what your comp looks like and how it’s structured would be super helpful!

like

Hi Fishes,
I am currently working with TCS with 9.88lpa CTC.
I have got offer recently with Dell Techonolgies Chennai as a Senior Engineer with 17.88lpa CTC. Is it good to move to this company?. Anyone aware about the WLB in this company?

Tech Stack - SCCM/MECM, INTUNE

like

How much salary does delta airline offer for senior SDET with 5years of exp.
CCTC: 15LPA

like

What is the salary range of a human capital advisory analyst at the Big4? (HCOL)

like

Hello everyone

I have been in the Customer success manager position for the last 1 and a half years and working in an IT company in Gujarat. I want to relocate to dubai. Does my experience help me to get a decent salary job as a CSM or Project manager in Dubai?

My total work experience is of 9 years in various domains.

Thank you in advance.

Best Regards

International tax senior associate- Deloitte

I have an interview with Deloitte next week for senior associate Internacional tax in California. How much salary I should expect? I am sure this question will come up and I don't want to underbelly myself. Currently I am a senior at other Big4.

like

Sr Associate - Product Management

What could be the salary range for this considering 2 Yoe.

If anyone is currently in this role, please dm

like

Hourly pay rate

like

More Posts

Has anyone found success with products to help with eyelid elasticity? 28F and experiencing a lot of wrinkling/ skin sagging on top eyelids. It may be genetics but I admit that I have not been especially kind to them over the years in the way that I apply/ remove makeup (trying to be more gentle now). Have tried retinoids product that are specific to eyelids but that doesn’t seem to help/ just dries them out

like

Hello everyone.
Some companies give hike according to certain percentage. Nw from my previous Company's Ctc was very less. So if i am getting an 40% hike based on my previous CTC it's still less then my expected CTC and it ll be difficult for me to survive and relocate in metro cities. Can anybody guide me regarding this.

like

I have given Credit Suisse exam on 22nd May. And it was good but till now i haven't received any call or message from them. Whom should I connect now?

Currently working for Genpact AR Billing Walmart. I have also worked with BT Global services for the UK Billing production team. Job responsibilities raising billing for multiple products for Media broadcasting, Collections and payments. Responsible for RPI activities and more. I have good experience in billing, Invoice generation for multi currencies, collections, payments , DSO billing. Looking for a good job opportunity in Noida in Similar profile.

Anyone working as Patient Recruitment Assistant?

like

Recommendations for an Orlando hotel? Family wants to stay off site for Disney

like

Hi All- I’m looking for a super simple time tracking platform to integrate with Asana for a team of 5. All we need it for is to see how much time is going into different projects that our department is managing. That’s it. No billing/invoicing/don’t care about time sheets, etc. We just need the ability to track and pull a report at the end of each month. Anyone have recommendations?

like

Anybody else in the banking sector and feel things have been so much more hectic since covid?

likefunny

Do you get your mom's flowers for Valentine's day? My mom is single, so I thought it might be a nice gesture

likeupliftingsmart

Finger Lickin' Good

Post Photo
likefunny

Worst company among WITCH when it comes to policies?

like

Hearing of layoffs with some Chicago agencies. MSL...Porter...Ketchum...others? Sign of bad economy coming? Hate to sound skittish, but I lived through 2008

like

How many physicians do we think use stimulants or other things to "get through day"

like

Folks - anyone purchase or lease a car under their LLC? If so, advantages and disadvantages of this move?

like

I left a little doorstep herb garden out over the winter. Do we think anything will come back or is it dunzo? Basil, cilantro and thyme. My rosemary out there persevered!

like

This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

2021 Recruitment: What are the recruitment expectations for your firms this year? Is it going to be similar to last year with little to no recruiting in the UAE and some in KSA, or you reckon will be generally better?
My firm, a small boutique in the region, is only recruiting on a case-by-case basis this year.

like

Stupid question: do you get to alt-travel? Not fly home to your home office on the weekends, but use that budget to fly somewhere else?

like

Any remote jobs available ?
Area of experience- online tutoring, content writing

like

Looking for full stack developer to join my early startup. We are a small team but hoping to grow a lot this year. Must love books and geeky stuff

like

Additional Posts in Tech India

Companies are starting WFO,by taking advantage of dollars situation and looming recession.So that employees won't try to switch and hence they have to return to office .

like

Why do recruiters seen zone your messages on Linkedin after you ask them for an opportunity to work in their company?

Kis baat ka attitude hain bhai itna ? And it happens mostly in India.

Just say NO, Sorry your skills are not a match, don't ignore. You were also candidates once.

Worse they say We'll check or get back to you. But never come back. Luckily I got selected into a tier-1 company and their Recruiter ignored me once 😂. I am gonna personally meet that recruiter on Day1.

like
like

Best movie ever?

like

How many of you have quit without another job. Did you regret that decision?

like

Hi All,
Good day!

I'm planning to search for a job in foreign countries but I have some questions in my mind...
1. What would be my minimum salary
Please be noted that I'm spending 1.5L -1.8L pm for my family expenditures (family of 2) with the similar way of expenditure how much should I earn?
2. Which country would provide better opportunities to Bigdata Engineer?
3. Is it better to stay in India with 21LPA or should I consider relocation to other countries?

Thanks in Advance!!

like

Currently I'm in a .net and sql server maintenance and operations project at a service company. I want to switch to a full stack developer position in a good product company. Besides honing my DSA, for skills, should I focus on MERN stack or pure .net development? I'm already familiar with MERN stack and .net core and have made small projects. But they are different and I would like to stick to one path and capitalize on it. Please help which one to choose- MERN or .NET?

like

There is someone from Vodafone group services limited who is continuously writing against Scaler Academy and applied ai courses and continuously promoting ineuron, I don't know why he's doing so, both the courses are good in there own perspective Scaler Academy data science program is awesome and on other side ineuron is good and cheap as well

I want exact review

likesmart

Does Gojek provide work from home? I cannot move to Bangaluru.
Gojek

like

Which is better Career Opportunity - Data Analyst or Cloud Engineer !?

like

Your fav brand to shop fashion?

like

Which companies pay highest salaries for Data Engineers with experience in Hadoop, Spark and Cloud in India?

How much can one expect getting paid with

mentioned skill stack!

Cloudera Certified Bigdata Developer- (Spark) and Hybrid Cloud Certified Data Engineer(both Azure and GCP).

Total Experience is 5.5 years. Hadoop/Spark: 5.5 years.

Cloud experience is 2.4 years, (1.1 in Azure and 1.3 in GCP).

Other skills: Python, Shell scripting, SQL.

like

Hi All,
Hope u all are doing well,
Just wanted to know How @hitachiVantara
Pro/Cons ?

like

Why is hotstar behind cable TV by about 15-20s?
We have paid for subscription yet treated like this
#INDvSA

like

Is someone working for Collabera Inc. (Citibank Client)? I want to know about the wlb & if the company is good to join. HR said I wont be on contract & will be on permanent payroll of Collabera. I am not sure if I should leave my current company where wlb is amazing. Please suggest

like

Hello fishes,

I'm a Senior system engineer completing 2 YOE but working on UI/UX designer role. My salary is equal to service ticket support role and not relevant to ux designer role. Please suggest what should I do.

like

Epsilon, I have an HR discussion tomorrow with for salary discussions and all.

How much should I ask from them?

Position offered - Senior Software Engineer.
Yoe - 3.2
Domain - Devops AWS.

like

I put resignation November 2021 its been 9months i have not joined any job..my manager keeps calling me to join back..but i am not interested in that company..If i apply to any other company do they consider me or then reject me on the basis of gap..one thing to add..i have completed a course 6 month long meanwhile..

I am looking towards your response please do not ignore this post

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal