FZROX vs VTSAX?

Those who recently joined ARA how was the transition? Any advise on what I can look/research on now to help on my first couple of assignments?

How did you all get your first job in PM? Did you start as a Project Coordinator or PM? I have the skills of a Project Coordinator and would like to just transition to a PM role but it’s been difficult to find junior PM roles.

Hi Everyone, has anyone worked in the field of HR Analytics?

Anyone from BCG Gamma who wouldn’t mind DM?

Hi Fishes, Can someone please refer me for lead Analyst position in Wells Fargo, Bengaluru location. I have 8+ years of experience with SAS and SQL as primary skills and need to relocate to Bengaluru. Thanks in advance.

Those in strategy consulting, what are some problems you’ve been asked to address? Work in B4 mc arm but feel like 99% of my work is pmo or implementation

Best part about being single: Not having to hold in my gas ! What is the best part of it for you??

Hello Fishes,

Any idea when we get relieving letter/service certificate from TCS?

My LWD was 16th September and I received FNF 10 days before. Also got initial release letter on my LWD.

I see so many issues in this organisation.
When I joined TCS after 5 days of joining they used to mail me every week for 5 continuous weeks and asked me every time for previous organisation relieving letter.
But they themselves don’t share it and delay a lot.


Anyone please advise.

Hi everyone! I’d love to hear your thoughts on EEO surveys during the job application process. Is it more beneficial to self-disclose or refrain from disclosing race, gender, disability, etc?

Which method is more likely to get your application noticed? Any guidance would be helpful on my job hunt. Thank you.

Buckle up boys and girls. We crash tomorrow.

Has anyone taken ITIL 4 foundation test?

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

Which companies in Canada are giving remote opportunities in the insurance industry?

To all AEs in the fishbowl, if I am a consultant in sfdc space what is some advice on how I can get time w an AE or get on some preferred list of consultants that an AE might use to help their clients? New in consulting space at the moment but years in SFDC space

Was hoping to one more sailing day today but a flat tire ended my plans. Boat is out tomorrow 😔

What’s the best VDR and why is it datasite?

Hi all!

Could anyone please look at my CV and Cover Letter for IB associate roles? I need someone experienced to look at them before I start submitting.

Thanks!

Buy the dip?

Hey all! Curious your thoughts. All else equal, roughly how much does the average couple spend in retirement per year? Trying to figure out how much cash we’d need saved assuming we retire at 60. Thanks!!

This is my first recession as a working adult. Is there anything specific one should do to prepare? But ibonds? We typically invest ~$8K a month into a brokerage (already have an emergency fund in actual cash but it’s maybe 2 months cash), but wondering if I should stack a bit more cash?

No worries about job loss or anything in the recession, just trying to see what others investment advice in this time would be.

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

Thoughts on XT?

Did not sell some of my underperforming stocks before end of 2021. Can I sell now but include them in 2021 tax return? Remember there is some grace period for this.

Such a Boring session today! 30 mins left. Any drama big movers?

Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best? (From UK)

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

I paid for my kid’s college fee this year and last year thinking I will use 529 in future for second kid but now I am having second thoughts as I need little more money to buy an investment prop cntd

Would love to get insight from folks here as I’m not quite sure what to do. I currently have around 14K in student loan debt and enough saved up to pay it off in one fell swoop. What I’m struggling with is whether I should invest that money into the stock market (thinking less risky S&P 500 ETF) and pay off my student loans monthly with the average payment being around 1000 so I can pay it off in about 16-18 months (due to interest being around 5%) or pay it off all in one go?

HYSA anyone recommends?

Will markets jump upwards the day Putin dies?

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

I am doing a back door Roth IRA through Vanguard and while everything makes sense to me, I am unsure if an additional $6000 be invested for a non working spouse. We satisfy the criteria but two questions - 1) Is this still valid I.e., $12k can be invested for 2021? And 2) Any insight into how this is done - Vanguard doesn’t let me add more than $6k as it’s above the individual limit. I tried searching the bowl for specific answers but wasn’t successful. Inputs appreciated.

Ready to do my first back door Roth. I have already filed my 2021 taxes. Can i still do a back door Roth for 2021 if I do it before April 18? Or will it only count to 2022 now?

What time of year does everyone do their contributions/conversions?

Any of you have parents who have never invested in the market or set up 401k all this time? They are very close to retirement (in a couple years) but I am shocked that they’ve kept their life savings all in a checking account😭 just found this out and don’t know what to do

After I max out my:

1.) 401k for the year
2.) My HSA for the year
3.) ROTH IRA for the year

What do people invest in after that? Whats the most tax advantaged way to save once you have maxed all of the above out?

How would you sell ETFs in retirement since there is no average cost option for etfs?