Would love to get insight from folks here as I’m not quite sure what to do. I currently have around 14K in student loan debt and enough saved up to pay it off in one fell swoop. What I’m struggling with is whether I should invest that money into the stock market (thinking less risky S&P 500 ETF) and pay off my student loans monthly with the average payment being around 1000 so I can pay it off in about 16-18 months (due to interest being around 5%) or pay it off all in one go?

Folks who trade more than a couple of times a day, do you have to have your crypto in the exchange during the non-trading times ? I am debating if it’s safe to keep in the exchange or is there a better way perhaps moving from cold storage to exchange every time ? I know the transaction fee is a killer . Thoughts ?

Cash out speculative stock portfolio (tech and fin holdings) and buy more cryto?

Best money-tracking app out there? I've heard good things about mint???? 🤔💸🤔💸

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

Okay, who here was smart enough to put in $80 limit buys?

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

Other than Airbnb, what is the best way to find month to month rental options?

Worth getting the Marriott bonvoy credit card with the 100k points bonus? Annual fee is $95. Already have CSR.

Which crypto coins are you putting your money in?

Hi Fishes,
I have recently joined Deloitte and have to submit my HRA declaration, my work location is Hyderabad and even i staying in Hyderabad on rent but my owner refuse to give me her PAN card details.
I can submit my parents PAN details ( both are retired but they stay in Jharkhand) instead of my owners
Can you guys plz suggest ?

Does it always make sense to max out your HSA? I have ~$6k parked there now as a healthy 28 yo with virtually no healthcare utilization

I'll be buying my first full BTC, if it touches 30k. Or should I wait little more?

Which credit card do you think is the best for ME consultants?

Anyone else heard the news of KPMG staffing 1,500 employees to work 6 pm to 6 am reviewing documentation for cares act SBA bailout loans? My thoughts are 1- admirable cause 2- I would hate to (cont’d)

Use savings to (partially) pay for business school or invest and fully cover via loans?

If I max out my 401k before the end of the year, I am still eligible for employer matching?

We made it to 10/15. Now to do CPE and wait for the section 199a deduction to make next year's returns a nightmare.

I have about $45k in a CD that just matured. I’m thinking about placing it probably in index or mutual funds but have only basic finance knowledge and am not sure about which or how to split. Advice??

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Lateraled into banking and I'm getting killed. My aso will mention to do stuff as he's walking out, says do this this and this and by the time I process what he said he's out the door then I miss something he's like I told you to do it. If I ask questions to clarify he gets annoyed, he says read what I wrote again, how is what I said confusing, etc. Dude I just want to be fed info my first few months until I reach a critical mass level of info to run shit on my own to some degree's

For those who have passed the CIPM exam, what is it like (and how does it compare to the CIPP/US exam)?

Anyone got insights on IBM Security? Areas of expertise? QoL? Pay, etc.

Anyone work in vulnerability and patch management? Is it as easy as running a norton scan and windows update on my personal computer? 🙂

What does your company give annually for clients as gifts for Christmas?

Where does ZS offer MBA program as part of advanced career programme and how much amount is sponsored by ZS? And after how many months post working with ZS one will be eligible for it ?

If I earn 35LPA in india with 7 yrs of experience as a senior react developer, how much would I be earning i n Malaysia keeping Malaysian cost of living in mind?

I have a offer from hashmap for cloud engineer, they are saying that company is going to merge with NTT data? Is it true? I am not sure about hashmap as a company for job safety perspective

Anyone have a tax accountant / CPA here in Atlanta they like?

How's Vodafone project culture in noida.

Poll: do you bill time spent dreaming about a client/tax return/audit or not?

Hi Sharks,

Wanted to know your experience of applying for jobs abroad. For those who converted and joined abroad, did you apply for jobs on LinkedIn? Which platform would be the best for a senior data scientist in India. Also I get 30 lpa now, is it worth going abroad? Can we save more?

Thanks I advance!

Is there any opportunity for Data annotator having experience of 3+ years

If you’re at a small creative agency that mostly does project work, does that mean you’re perpetually pitching?

How easy is it to move from an investment bank firm to a tech company?

Timma be high and eat hot dogs.

Agree or disagree: devil dogs is only good high. Dog Hause on the otherhand - low key date night and high

Can anyone provide some guidance to taking the CFE? As in which membership option to choose from followed by when exactly can we take the exam, if the entire amount is reimbursed or not? Just a generic timeline and additional required info. Don’t want to sign up yet if the exam dates are not flexible. Thank you.

What’s the base salary for BCN Associate Consultant in India ?

What are the best prep materials to prepare for the CFA Level 1? Looking for some recommendations.

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Are you investing today?

Is sitting out of the market and waiting for the dip the right move to make? Buffet and a lot of other institutional investors are just sitting in record piles of cash right now... what’re your big moves?

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

Started my Roth IRA in 2019 and bought some funds that aren’t doing so well. I want to trade them for an index fund that the majority of my Roth IRA is in. Will I be penalized for “selling” before a certain amount of time? I don’t plan on taking the money out until retirement, just want to reallocate.

My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

Will markets jump upwards the day Putin dies?

Best HYSA with a good account opening bonus?

Mint users: why are my linked accounts broken every time I log into mint? Every one, every time

Opened a Roth IRA account last year and put away a portion of $ each month to eventually reach $6000. This year thinking of plopping all $6000 there in Jan. What method do you all follow?

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

considering betting a ton of money on tomorrow’s elections via “predict it”, as an emotional hedge. is this a stupid idea or a genius idea

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

Anyone have experience with Donut app? And their 4% APY? Had any issues pulling money back out? Whats the risk here?

After house and car purchase, my monthly cashflow is now only +$500 where it used to be $1,500. I have around $30,000 in savings, but can only save $500 a month (besides the 10% contribution into 401K). Is this a bad sign of my financial health? Im 30 and just purchased my first home and put down around $100,000 (20% downpayment). Salary + bonus is around $110k. Thank you!!

New to investing and have 60k I want to buy index funds/ETFs with, should I invest like 5-10k a month or all at once? For context, I have emergency fund already established and contributed to Roth IRA