I am doing a back door Roth IRA through Vanguard and while everything makes sense to me, I am unsure if an additional $6000 be invested for a non working spouse. We satisfy the criteria but two questions - 1) Is this still valid I.e., $12k can be invested for 2021? And 2) Any insight into how this is done - Vanguard doesn’t let me add more than $6k as it’s above the individual limit. I tried searching the bowl for specific answers but wasn’t successful. Inputs appreciated.

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Yes you can. The spouse needs their own traditional and Roth IRAs. The I in IRA stands for individual. You can’t put spouses contribution in your Ira. My wife who stays at home just did it last week at Fidelity

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Perfect! Thank you so much!

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You will have your own accounts and your wife her own accounts, I have done the same for my husband, I opened at vanguard. I put 6k for each of us into traditional and then immediately converted to roth and invested in vstax.

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