How would you sell ETFs in retirement since there is no average cost option for etfs?

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I don’t understand the question.

Why would being retired affect how you transact in brokerage account?

For any brokerage account you track tax lots and have a cost basis for each lot. You can specific FIFO sales or pick specific lots. Doesn’t matter if it’s and ETF or individual stock.

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You’ll pay taxes on the gains, so I’d look at whatever tax bracket you’re in and your current income levels. Early in retirement, maybe you’re still earning a bit of side money, so you have some extra income pushing you into a higher tier. I’d cash out your loss positions first to help minimize tax liability overall, and give any short-term positions time to become long term and reduce those taxes. As of right now, it’s a flat percentage of tax on all long term gains, so it really doesn’t matter when you cash those out.

Besides those tax considerations, I don’t know that there’s any reason to cash some positions before others.

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