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Hi, Is Trading & Investing in stocks banned for software engineers in JP Morgan? What about Mutual Funds, are they restricted/monitored ? Can we trade in Futures & Options ? If not equity stocks, can we trade in commodity exchange? Or maybe Forex exchange? Or Cryptos? Just want to know the boundaries of trading & investment and work accordingly! What are your experiences?
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Trust, avoid probate
I have both (worked with a lawyer that was covered through my elective work benefits). A lot really depends on your personal circumstances. If you are a parent, for example, you will want a will because that is where you can specify guardianship if anything happens to you.
Trust offer greater privacy and control, and no probate.
https://www.ramseysolutions.com/retirement/living-trust-vs-will
Both. For reasons listed above. If you have businesses and real estate- trust.
Hire an estate attorney. They are expert and can provide guidance based on your specific circumstances.