Got the Chase Sapphire Reserved 🤑

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It's effectively only $150 after travel credit. Well worth it considering 3x points on travel and dining

Applied today and was instantly approved, I'm stoked, def a better deal than Preferred, which I do have to say I have loved.

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Not that expensive after $300 travel credit

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Or that 100,000 point bonus

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Technically $600 travel credit. You can get it twice since it goes by calendar year.

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Just got approved instantly, can't wait for that bad boy to come in the mail

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And you don't "see" it technically. It's not on the screen when you apply. Chase has confirmed it though

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Need to do that and cancel my Amex plat

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It's 100k. If you do see 50k you applied for wrong card...

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I received mine, not sure why it came so fast

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Mine came from UPS. Smallish package but not letter size

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Summary of benefits please?

Why? Too expensive.

👌

^ D2 is correct, the card in the first year gets you $150 credit before even the value of points and sign up bonus :)

$0 fee first year? Or $450? When does the fee get applied?

Fee gets applied immediately. Did a lot of soul searching and with the effective rate of $150 a year definitely beats out the $95 I'm paying for the preferred. A lot of people are getting denied apparently, though

What soul searching is there to do? If you get the sign up bonus and use the card in the least efficient way possible, Chase is paying you $550 to get this card.

By soul searching I mean trying to bring up the courage to ditch my Sapphire preferred. I will always love you Chase Sapphire Preferred 😢

Oh. Yeah this is undeniably better.

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