Health insurance Q: I’m choosing between 2 Anthem PPO’s, gold or silver. Gold is higher monthly fee, lower deductibles. Silver is low monthly fee, higher deductibles. In Cali. Any advice on deciding?

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Highly depends on your health status — do you anticipate anything outside of preventative care?

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Nothing huge but I go to doctors regularly for non-urgent treatments (allergies etc.). So if I save on monthly payments but end up adding a lot in office copays each month, I may end up paying more overall.

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