Hello,
I got approached by a MassMutual agent, he showed me a plan of investing 15k per year for 15 years into a whole life insurance. His argument is that since whole life policy have cash value, I could draw money from it tax free in down years instead of 401k. And if I don't take out any money its a good tax free inheritance for my kids. Any advice/comments ?

Any firms that are hiring for insurance consultants in Los Angeles? I’m looking for a job and have insurance and IT background. Thanks!

Describe your bank using an emoji - 🤷

Looks for advice on how to stop spending so much money. I like really nice things and spend a lot of money to get them (food, clothes, furniture, apartment, gifts, etc.) I use everything I buy...

I have $100K liquid cash over and above maxing out 401K, HSA, College fund, investments in Index funds and emergency fund. I plan to leave $25K for contingency. Of the $75K is it wise if I purchase I bonds worth $30K (myself, spouse, kid)? Current combined rate is 9.62 Does anyone foresee the interest rate drastically reducing? I don’t intend to cash them out before 5 years.

New to PI. I filed suit and know policy limits ($500k). I want $1M but I have to live in reality. Insurance company wants to know if I have a demand. Is there any reason why I’d demand more than the policy limits?

Hey fishes, would be joining the PwC AC DDVIT team soon. Have some questions:

1) is this the same team as Strategy& practice under pwc?
2) how is the work life balance here? Avg. Working hours and timeline?
3) what are some benefits?
4) are there on-site opportunities? If yes only US or Europe too?

Tips for how you’re accumulating wealth with absolutely no financial inheritance/intelligence from parents? I want to retire early but am late in the investments game. I have a Roth IRA invested in a target date fund, max out my HSA and invest in REITS and ETFS, and contribute more to 401k when I have leftover $$. What do you guys do? Am i missing any smart moves here?

The bond yield curve just inverted. If you don’t have to make any major purchases for the next year, that’s probably a good thing

amex platinum >>>> csr if you think about it

Straw poll: % of gold in your portfolios. If you have, any plans to sell? If not, any plans to buy?

Totally, new to cryptos and thing of buying partial BTC. Someone told me BTC sell is hard and different from stocks. Is it easy to sell ? Is there a thing like someone should be there to buy a BTC in order for me to sell? Can anyone pls explain crypto trading?

Hey, visiting Austin from the north and think I wanna move here. Looking for a house . Single family 3 bd + and 2ba + . Wondering what good affordable neighborhoods to look in! Ideas and housing advice are more than welcome !!

Does Kroll support a masters degree? Any tuition reimbursement or working with your schedule for night classes?

Is laptop reimbursement policy still available or not since hybrid wfo has resumed? Joined last month. This is for Mumbai

People can be terminated for requesting Work from home option due to health issues? Please share the inputs and if anyone know about the legal terms.Thank you.

While hype is on the squeeze what else are folks looking on buying on the dip?

Hi Fishes,
Got an opportunity with Optum hcentive centre and looking forward to joining also just
Need to know about few things regarding hcentive Noida centre of optum,
How is the wlb
Work culture
Medical benefits
Learning opportunities

Has anyone had success claiming for unemployment benefits while on H1B? For data point, I’m in NY and I received a request for documents showing work authorization and sent back EAD, SSN, copy of H1B stamp and I797. Case is still processing.

Hi everyone. I was given a verbal offer after some negotiation and I’m comfortable with the salary. There was no real discussion about anything other than salary. When the written offer arrives, have you had any success negotiating PTO, health insurance, retirement ect.? Thanks!

What agency has the Food Basics account?

Anyone in NYC this Thursday eve? Looking to go out and have a fun time. Tips/companions welcome :)

Does anyone have experience or advice on being a stepdad? My bf has a 6 year old (whom I adore) and I want to be as good a stepdad as I can be without overstepping any boundaries. Any advice is welcome!

What are the Pracitioner factors that go into your bonus again? Trying to get a guess. Performance, level, promotion year, what else? SC, Not up for promo, $117k, GPS HC

Anyone got a sample list of information I should consider before investing in a private company. ,Considering putting 200k into MSSP. Ok have no experience investing in private companies.

What are some of your recos for the best comms/PR books and sites to learn more deeply and further your knowledge in your role?

Social media is changing, from IG going to video and Twitter….well. It has become clear how important focusing on multiple social media channels can be.

Got laid off. Just started at the agency. Was so excited because it’s a great shop. Now what?

So anyone Opting In??

I'm a pca in TN with around 8 years of experience. I am making 13 a hour. Is that low?

Is there any vacancy for the post of full stack developer or senior software engineer in WALMART Chennai ?

Has anyone recently done a single-round super day (4 cases in a day) at McK? Want to know if the interviews were back to back and whether they were all straightforward/typically structured.

Anyone willing to case with me tonight or tomorrow afternoon?

help I literally never learned to properly case and have an interview coming up with BCG, what are the best resources for me to use?

When should I expect to get my PwC laptop if I’m starting on Monday?

Wanting to make a shift into strategy/mgmt consulting from HealthIT. Any good books out there to help prep? Looking for anything but preferably technical information to prepare for an interview.

joining PWC as M2 soon. Does anyone know what is a realistic average bonus one can expect at M2 level

What’s the career path in Accenture Strategy? And the years in each level. Thanks in advance!

Trying to get a whiteboard to improve my planning / brainstorming process. Any good recommendations? I’m open to both wall mounted and rolling boards. Budget up to $100

Have some big purchases coming up, which credit card should I get to take advantage of points/miles etc.?? Already have CSR.

Any good books or recommendations on sales? Sales tactics trips and tricks?

What’s going to happen to the people who are at a high risk for severe illness if they catch the coronavirus? Will they still make them travel? Should they look for new jobs that don’t require travel?

Alright, so Canada starts tapering down QE. Thoughts?

Anyone familiar with north highland? Have any insights on working there? WLB?

Started my morning with the worst spin class I've ever had. Passive aggressive move to leave before it ended to not have to talk to the instructor. It was a cringe worthy class.

Has anyone’s client asked them to start traveling?

I need some advice, Wife forced me to buy her a $68,000 car with 1000/monthly payment for 6 years. We need to sell now due to potential move out of country. Best offer from dealers is 52k. Meaning I have to cough up the difference or keep paying 1k a month for something we don’t need. How can I reduce this liability??

2yrs of post-undergrad experience at D and have offers from two FAANG companies. Worth it to stick it out for a couple more years to open up more offers down the road, or should I get out while I can?

So our home got broken into - lost a few valuables but emotional stress of private place violation is huge. Super mad and sad. How does one get over such a traumatic incident to move on emotionally and rationally. Sincerely looking for help.

FAANG folks - what are Facebook/Google roles like Country Lead/Industry Lead equivalent to? Are these Director level roles? What sort of compensation can you expect in something like that role?

Hi, I am a PhD student and I have recently started preparing for consulting. I have gone through basics of framework and have watched few YouTube videos. I am at the point where I am seeing diminishing returns by studying more books. Anyone willing to help or are there people in the same boat? Would love to connect with potential study/case buddies! TIA!