Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

I’m looking for recommendations for a bench top bandsaw. I’m willing to invest in a nicer one down the line, but right now I want to keep it under $300. I mostly see Powertec, Shop Fox, or Wen. There is a $375 Grizzly I’d consider if it’s way better than the others. Any thoughts?

Been trying an abundance mindset. It's put me in debt.

Would ETH be the next BTC?

Solana 😭😭😭

I don't own any and it hurts.

Curious in seeing what people's avg cost basis is in this, when you purchased, and why?

Best way to get a home improvement loan? Any red flags/tricks to know? Is it worth it if o have the cash (would wipe out a lot of savings). Kitchen and removing walls is about $80k

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

Does anyone know if Visa’s 401k plan allows for a mega backdoor roth?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

How do first rights (ROFR) work at ones death? If the company has the right to shares anytime there’s a transfer of possession, does that mean the inheritors have to make an offer to the estate for the shares and obtain the boards approval/rejection of the offer?

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

Has anyone set up an NY 529 for their kids? Know there’s a 10k tax exemption for NY state taxes, but does anyone know if that per child, or across all children?

Anyone from tax can help me on some tax related queries.

Q1-Can I claim LTA and LTA cash voucher both for the current Block?
Q2- In LTA cash voucher scheme i have a total expenditure of only 50K approx so how much can i get as saving for Tax?
Q3 How the above 2 can be claimed during ITR filing?

I have more Questions but if we get replies on these we can discuss further.
This can help everyone

Do you share details about raises/bonuses/other financial gains with friends or do you keep it to yourself? I have a few friends who will tell me everything from how much money they make to how much their husband spent on them for their bdays to how much their parents make?? To me that feels like bragging/being arrogant. It’s also the way they say it, feels very much like seeking validation to me.

Just uncovered my Binance account from 2018 with shitcoins (doge, trx, bnb) now worth $3k. What would you do? Can I transfer them for free to a platform that is easier to navigate than Binance?

Can I receive rent on H1? How can that be accounted towards the end of the FY?

30 July was special.
Salary credited. Tax debited.
Both were equal.
Ab pura August daal-chawal khaake!

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

I have an expiring British Airways credit I need to use in January or February. Options are Lisbon, Paris, Rome and Athens. Anyone have thoughts on any of those in the winter/off season?

I'm coming from the US - my flight credit is use-it-or-lose-it so I'm trying not to spend much more than the original credit.

Is the GSU price while vesting based on the market rate at the time of vesting or is it fixed based on the stock price during hire date/month?

What investment shops are hiring in Austin?

Does anyone work at IBM, Salesforce, or Palo Alto Networks? I’ve been interviewing with all three and would love some insight about how you like your company/red flags you’ve come across.

Team just applied for a TS Clearance (defense agency). Trying to assess if it makes sense to wait till the clearance comes through (6 months to a year?) before I job hop. I'm hoping to get some clarity on the following:
1. Can my company withdraw or cancel my clearance if I leave right after I secure a TS?
2. In terms of compensation, how much value (% compensation) does a TS clearance have in the DC area? Places I'm considering: AWS, Azure, GCP, Data bricks, Appian etc.
Any advice, thanks!

I just stop breathing whenever I get a meeting invite. What is life

How long do fed agencies give for maternity leave? does it matter if you take leave within your first year? does it vary from agency to agency? Specifically interested in SEC/CFTC.

Which one to join GSK(X+3 bonus + 1 JB) as Data Engineer or Fujitsu consulting (x+3) fixed as System Architect??

Is this a good time to look for new opportunities? I'm hearing rumors about significant layoffs starting. Also, what is the salary expectation for a 3rd year in Chicago small firm? Midsize? Is there a big difference for suburban firms?

Does LTI change joining date , my issue is my notice period is 30 days remaining but due to some dependency it may be extended 10 to 15 days. What can I do in this situation ?

Out of curiosity as a startup owner in the data analytics consulting space, what’s the line where an MBB or similar says no to a project budget wise? At what $$$ point does a company get turned away?

Apologies if this is repetitive, but here for some inspiration stories… I prepped hard for the first (phone interview) McK 30-min evaluative case study (Digital Associate role) but failed it cause I couldn’t calm my nerves… is it realistic to hope that with more hard work, I can at least make it to the final rounds next time round? Any tips to not be anxious for a phone interview?

Quit my cushy job a few months ago because I was totally burnt out and mental health was shot. Thinking about quitting this industry all together - anyone else go through similar? Any advice? Thanks!

Has anyone without any financial experience taken the CFA? I work in a different industry and I want to take the CFA in order to get hired into a bank. Has anyone done it?

Currently my location is banglore. I raised location change request to chennai..I informed the same to my Manager..he said there will be less growth in chennai..is it true🙄

Do the BB's ask for SAR reports for lateral moves ?

See the George Floyd trial verdict will be announced in the next hour.

How are you counseling clients around this? Or, are you not counseling clients on this?

Curious to hear from the bowl.

Hi,
I'm 25 Indian male and have savings of 10lakhs, please suggest what best I can do with the amount.

I have savings of 5 lac INR and want to invest it somewhere. What should I choose?

Hi All. What is the best way to allocate 25 Lakh INR in savings into different investments to maximize returns. I recently moved out of India so Tax rebate is not a consideration for me. I already have 6 lakh plus invested in PF and MFs but I want to invest more as my money is getting depreciated in the savings bank account.

I also have an education loan with balance of 7 lakhs which I am planning to repay in lumpsum as there is no tax exemption now.

How do I invest in Secure Gold Bonds? Any reliable procedural steps or blogs or videos available?

Any good mf with less tracking error to invest in us equity.

Anybody having experience good/bad about investing through Wint Wealth? Seems like a good way to diversify the liquid portion of the portfolio......if I am greedy this looks better than those liquid funds and a 100% safer than those too.
Also what independence disclosures will apply after the NSDL being made mandatory brokerage account....for Wint Wealth related investments

How to invest in Direct Growth Funds? I've created a CAN ID using MF Utilities. It asks me to login and proceed but I don't have my login ID generated. Should I wait for more time as my CAN ID was approved only yesterday?

Catch BPCL Rs.58 dividend with record date of 16th September

KEC International looks good to buy around 350 levels

How many of you are involved in share trading/Derivatives Trading apart from your current job? And how are you managing it? What return are you generating?

Hi Sharks
I am 25 years old with in hand salary of 1L(just from last month) and i want to buy a term insurance plan. My questions are:
1. Is it wise to take 2 plans of term insurance one with return of 60 years and another without return of 80 years of each 1cr.
2. Is it wise to include health riders in insurance plan to claim for 80d or just chose health insu
3. How much one can ideally shell out for insurance per month (both term and health) for self in terms of percentage of monthly income.

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

hello, in elss is mirrae tax saver good or quant tax plan?

Hi Fishes,

I want to know tax saving options as I am new to it so please let me know in what all options I can invest and save more money. Please help.

Salary : 14 lpa

I am a new investor. Started with Parag Parikh and Tata MFs and LIC IPO.

1. I see that both my MFs are in red - I started investing in Jan. Should I consider adding other MFs? Should I reconsider these 2?
2. Please suggest good tax saving MFs.
3. LIC listing gains and further performance is horrible. How much of gain I can look forward to in another 5yrs?

Thanks in advance!

Has anybody availed term insurance policy (ICICI Pru)? Is it really worth taking?
I got married last year, my wife is working and i have a single parent, who is a government servant herself. Seeing a lot of unfortunate scenarios around makes me scared at times and i am giving thoughts to such back-up options these days
Please suggest?

Hi fishes

I am planning to start investing in a smallcase. I am considering paid managers. Any suggestions on manger and smallcase will be really helpful

do we save 100% on mediclaim premium for our parents in income tax?