Chicago or New Jersey?? Married couple, no kids.
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Chicago. Not even close.
Rising Star
And the middle class, urban parts of North Jersey are pretty much all nice and family friendly.
I've lived in both places and far prefer NJ. I liked Chicago, but I love it here.
Rising Star
NJ because you’re close to the beaches, you have ski options, you have the city, you have the suburbs, the winters aren’t as cold as Chicago, and the area offers many job opportunities and industries. Easy to fly everywhere
Yeah but you're still in jersey :/
NJ is terribly underrated
Lol New Jersey doesn’t deserve to be on a map
Chicago
If you plan on having children one day, you’ll want to send them to New Jersey public schools. I am a product of them, and it’s part of the reason why my parents paid such obscenely high property taxes.
NJ property taxes are likely cheaper than most private schools. Definitely if you’ve got 2 or more
kids. (Most) NJ public (and some charter schools) are incredible compared to most of the rest of the country. Rutgers ain’t bad as far as Universities go either.
If you can afford $20k in property taxes and $15k in state taxes, you can’t afford private school anywhere...and in the words of a song
“Take your broke ass home” - or just move to Newark
Anywhere, just anywhere but New Jersey
Rising Star
Just to be clear I wasn’t defending the Garden State so much as I was shitting on states like Alabama and Arkansas.
I have lived in Manhattan, Jersey City, amd now Chicago. Overall, I'd pick Chicago, if you've already experienced living in/near NYC.
If you're saying "we are a young couple who want a vibrant big city experience but cheaper living than NYC proper", then pick Jersey City / Hoboken. NYC is simply unparalleled in the USA. Enjoy it for a couple years before kids, then revisit your location. That's basically what I did as I increasingly got "over" the NYC experience over the years.
If you have already experienced NYC, then pick Chicago. In short, it offers 80% of NYC for 50% of the cost, and without having to take the PATH over (or pay a ton for taxi, rideshare or tolls and parking) to NYC for everything interesting. And Chicago is 30% cheaper than Jersey City, so consider that too.
If you mean suburban northern NJ, then still pick Chicago or maybe a Chicago suburb if you want a suburban lifestyle. There is nothing special about NNJ suburbs, and the higher COL isn't worth it if you're only going to the city once a month.
Central NJ just isn't interesting enough to consider. Southern NJ near philly has worse city access and philly has less than either nyc or chicago, so it loses.
Coastal and AC NJ... do you care about AC and the shore? If not, treat it like central NJ. If you do, consider that chicago and its suburbs have shoreline too, so the decision is about AC or shore party culture.
Alix1, those aren't meaningful factors.
Better weather in NJ? If it is 30 in Chicago, being 37 in NJ is better, but its not like you can go to the beach. For reference, it is 33F in Chicago, 32F in Morristown, NJ, 38F in Jersey City and 63F in Miami right now. Not a full scale scientific comparison, but just one bit of data. Polar vortexes are more like freak storm events than the norm. I would also say that Chicago handles snowfall better than NJ. NJ closed schools because roads were impassable left and right. Chicago (city, not burbs) streets get salted and cleared well, and school is in session.
NJ is a high tax state too, so taxes are likely a wash too, depending on OP's exact situation. Future tax moves are anyone's guess, and they probably won't change drastically in the next 2-3 years most relevant for OP's timeframe.
Chicago home price growth trends are not the best, but housing is more affordable. It may make more sense to take a lower growth rate on a 300k house and invest the difference than pay the interest on a 500k house.
Rising Star
Jersey City!
you all hear D7? UNITS
Chief
Chicago.
As someone who used to live in NJ and has moved out, I can’t tell you how much I appreciate not living there now.
I live in the midwest now. I don’t have to deal with aggressive drivers, excessive amount of traffic all the time, unfriendly people, lack of parking anywhere I go, and high cost of living.
That being said, I also will say living in NJ and having the opportunity to be near NYC has had its advantages and served it’s purpose. I probably won’t be the person I am today and had the experiences i’ve had where i’m living now. It’s just not for me anymore.
Hard to compare a state to a city
CHICAGO!!! Unless you have personal reasons don’t even consider Jersey. If you want north jersey you might as well just do NY, and if you want south Jersey then just go to Philly.
Chief
I’ve lived in NY, Delaware, and DC. When I was in Delaware for school the worst part of my time there was having to drive through NJ to get to NY. Everything about it is just 🤮
Rising Star
NJ is called the armpit of America for a reason! Chicago is definitely a nicer place to live and raise a family.
I live in Princeton, NJ and LOVE it.
Chief
New York.
😂😂
Jersey!
Hoboken/JC are great areas and close to all the work spots in manhattan. 1 stop subway from downtown + quick buses to port authority
Cheap-ish, small-ish, safe-ish. Not saying it's the greatest area in the country to live in but Hoboken is def a place full of young married couples
C H I C A G O
Chicago
Chicago. Coming from someone who lived in both.
Chicago is one of the best places to live in the US and New Jersey is dead last
People who have never been here.
If you like property taxes, Jersey it is!
Highest property taxes in the US.