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I had a talk regarding NPS in the ctc. They said it’s not a part of ctc
nps is for tax saving where employer contributes to tier 1 account, it will be a part of your salary dont opt for it because you can also contribute to nps if needed as an individual
if yoh do not opt you will get it as your salary
NPS won't get added to the salary if you don't opt for it. That is the reason it is kept separate from the CTC
NPS is on top of the offered CTC. If you don't opt for it, you will lose NPS amount. It's wise to opt for it
Thanks for clearing the doubt.