Hi Fishes!

I want to invest in SIP for tax savings but have zero idea. Can anyone please help me understand like if its a good option, how much shall be invested and all.

Thanks in advance!

What is the best setup for Retirement Plan Advisors? RIA? B/D? Hybrid? Other?

Best non-travel credit cards? I have Chase Marriott and SW but looking at best value cards during Covid. Esp Amexes. TIA!!!

Why don’t I just own tqqq and spxl? I can’t assume market will go down 33p and wipe me out

In your opinion, what’s the best hedge / best buy against rising interest rates?

I’m moving to SF at the end of summer. Is it common for single people in their early 30s to have roommates?

I could afford a $4k 1bd/1ba place and understand the HCOL, but that much for rent seems excessive to live close to work in downtown SF especially with student loans, etc.

In your opinion which is the best target fund to choose in IRA Roth?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Can my vacation home be 45 minutes away if it’s at the beach? Or does that look suspicious? I want to get in for 10% down and lower rate than an investment home

Anyone have a contrarian opinion on a trend / investment theme going on in the private investing world, particularly tech investing? Feels like everything is painted in the “huge growing market with tons of white space” lens.

Anyone still holding up those stocks? Chances of regaining the momentum in the near future?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

Any recommendations on a good side hustle or part time job? Trying to buy a house (yes I know the economy sucks right now) and it’s been tough saving with a SW salary.

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

Any tips for someone trying to break into consulting in the GCC from the US? Applying blindly hasn't worked out. Head hunter recommendations would be great as well!

Timma be high and eat hot dogs.

Agree or disagree: devil dogs is only good high. Dog Hause on the otherhand - low key date night and high

Hey new members,
If you have joined recently, please be active by posting your views or questions so that we can grow this bowl

Hi Folks, Please any one let me what is R2 round in pepsico?

Thanks

Anyone buy catgirl?

What are the exits opportunities for a Private Banker (bank branch based) 12 years doing banking and tired of it? If you were in a bank, where would you go? Which industry, career change? Help!

Folks - when you calculate the total diluted share counts, does the result have to tie to the reported diluted share counts on the most recent filing (either 10K or 10Q)?

Hi everyone,

I'm having pre-joining session scheduled today. Please let me know the agenda of this session.

Hi folks need information on salary range for principle consultant in Infosys with 22 yrs exp

Hi guy please help i got laptop from publicis which is very old. Can i ask them to change it?

Just saw that Ad Age hit piece on Bozoma Saint John. WTF were they thinking?

Hey Chiat NY 👋🏼 Just here to say I still love the Unexpectedly Human campaign.

Thoughts on R/GA right now? Have they done any notable or interesting work in the past year or two?

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

Leased a new Mercedes and the dealership filed for new registration two months after the purchase. Now the temporary tags have expired and they won’t send me a new one. What can I do in this situation?

What happens when someone sign an offer letter and decide not to join for some reason like joining a diff company?

Is there anyone who is joining citiustech in Month of November by any chance ?

If your employer mandated you need to come in 5 days a week would you consider quitting? My situation is I live in my geographical territory and the office is 45 minutes away. No performance issues at quota consistently.

My Last working date at Wipro is 12th of june 2022, So How tax will be calculated for the financial year 2022-2023. My CTC is 8.4L
I will be working only 3 months for this financial year and in April month payslip i can see 6K deducted for tax and in the IT projection it shows around 30k tax deduction gonna happen. I will be joining another Firm in same june month
Please share how tax is calculated in my case and how to save taxes.

Anyone from tax can help me on some tax related queries.

Q1-Can I claim LTA and LTA cash voucher both for the current Block?
Q2- In LTA cash voucher scheme i have a total expenditure of only 50K approx so how much can i get as saving for Tax?
Q3 How the above 2 can be claimed during ITR filing?

I have more Questions but if we get replies on these we can discuss further.
This can help everyone

What are all the ways to save income tax?
CTC 9.8L

Hi,

Kindly ping me if you need any help for filling up the ITR. I will help you to get maximum return.

Charges applicable.

Thank you

Can I pay income tax challan using credit card?

I have a question regarding taxation of joining bonus.

I recieved a joining bonus of 1 lakh from my previous employer in last fiscal year which was taxed.
I resigned from the organisation before completing 1 year... Which will be deducted from my last month salary.
How does taxation works in this case.

Hi Fishers,

DM me if anybody want to file ITR for last year, I will help you get good refund amount for whatever tax paid or deducted from salary during the financial year.

By investing 50k/annum in NPS I can save 15k tax per year.. Suggest me I should opt for NPS or not?

Can we show rent paying to parents if we are living with them.. Do company mandates that parents should be living in different city to qualify for such HRA exemption.

Hi,

Can we use 10(10AA) leave encashment as tax exemption if we separated from the Job?

Note: corresponding tax paid challan info available in form 16

Thanks

Hi fishes,

My CTC is around 12 lpa per annum. How can i avail max tax benefits?

Can I make rental agreement as paying rent to my dad for tax savings .. I would like to mention 46k per month as rent .. Please help .

If my company is deducting tax on reimbursements for example relocation, flight travel, mobile usage, etc. Then how to show in tax filing? bcoz as per my understanding it should not be taxable as I am using my money and company is refunding and no extra income. It's like I have already paid once and while refunding company again deducting. Please guide on this issue.

My CTC is 21L and i have tax deduction for home loan at 1.5L and icici policy premium at 1.5L
How can i reduce my income tax in what all other investements ? Please guide me

How to save tax for the money from freelance work? As i already have a full time job.

Base: 5 lakh
HRA: 2 lakh
Max how much I can exempt with HRA while filing ITR?
I live in my own house. I can pay to my parents in the name of rent.
What are the documents I need to produce?

Any ways to fake lta

How much rent amount should I pay to get maximum tax deduction?