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If you’re licensed therapy is a good side gig. AbleTo is hiring therapists in some states currently and they handle everything for you including billing, credential if with insurance and will even help with cross licensure to other states in some cases. You control your schedule. Minimum 10 clients. Many hospitals also will hire per Diem social workers and usually pay well hourly. You can do weekends and holidays. If your goal is to but house look into all options for down payment assistance etc. Also, you can use up to $10,000 from some retirement accounts to buy your first home. No penalty just pay income taxes on the money. So there are ways to do it. You can get there! I bought my first house on a social workers salary by myself. You got this!
Server - flexible, tips$$ - cash in on those people skills - plus you get a lot of exercise!
If you are licensed, try working part time for one of the many online teletherapy companies.