My CTC is 21L and i have tax deduction for home loan at 1.5L and icici policy premium at 1.5L
How can i reduce my income tax in what all other investements ? Please guide me

Is the GSU price while vesting based on the market rate at the time of vesting or is it fixed based on the stock price during hire date/month?

If I were to invest $1000 today, would ADA be a good place to spend the money? Heard great things about it, but interested in knowing if this is the right time or if I’m late.

Goodbye XRP! Thanks for the awesome gains and good luck hitting that absurd $100B market cap 😁

What platform do you use to buy Bitcoin and Ethereum? I need to move off of Robinhood and am looking for a platform with low transaction fees for buying as I DCA and occasion sell each year to step up my basis.

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Is it a bad time to open a gemini account? I know the SEC fined blockfi and stopped new accounts from earning interest; Voyager, Celsius, and Gemini were next to investigate. Should I wait for that to settle down first? Interested in using gemini earn for their GUSD interest.

Another question, how is gemini active trader? Fees seem lower than coinbase pro if trading low volume, but would love to hear thoughts on how well it works.

Should I lease a car or buy it? Which is better? Does it impact the insurance rate?

I pay $500+/month for health care premium and after going to urgent care for an injury I still ended up with a bill that was over $500. Curious to know if any freelancers are not on a healthcare plan and how that affects your taxes for the year.

Tampa lawyers who work downtown: where do you live? Looking to purchase a house soon and am trying to decide between a low commute time (crappier house and a tight move financially) and a longer commute time (nicer house and more comfortable financially). The longer commute time also comes with better public schools, and I want to have kids.

Which style home do you prefer and why?

Do we have tax calculator in tcs

Will states start imposing sales tax on NFTs?

I was paid a retention bonus last year which I have to return - couple of questions: Will I get a corrected W2 ? If yes, how much time does it generally to generate a corrected W2? Should I wait for corrected W2 to file the return ? (with the current comp - I owe taxes however with the W2C - I will probably not..) thoughts??

Would you prepay your mortgage (2.75%) or invest? Would you refinance 15 year or 30yr? I understand that over a long run, you can invest the difference and increase wealth. But it generally takes 10+ years to break even. What’s your reason NOT to do the 30yr mortgage?

Can one do an sip or increase amount in coffee can portfolio gradually instead of a lumpsum investment?

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

My play for next week:
Sell the SPY 200 puts since the market would plummet. Look for opportunities to buy back, probably when the stim bill passes. Would love to hear your thoughts on it

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

My goal is to save 300k by end of 3rd year. HCOL. Do you think I can do it? Or maybe 5th year?

Have McK phone case coming up, has anyone had feedback on why you haven’t passed? Looking to avoid missteps.

Hello,

I work in Accenture for Microsoft as an Incident Manager role. How can I secure a job in Microsoft directly and get a role with my current experience in Incident Management?

Open for suggestions 😊

How many people are here from big4?

Please comment

Bought my first club set online (used to rent) and I was bending a lot more than usual. Stopped by PGA store and found out I need 1” long clubs, so I returned my set and am on the lookout for new clubs. Any advice for 1” long beginner sets? Don’t seem to see that many online and there wasn’t much choice at the store…

Men 🐠- On an average, why do Indian men act so weird or awkward around women in general in public ? Esp around pools, beaches, outdoor activities, etc. Understand it may not apply to all and am not trying to sound racist/smug/etc. Genuinely don't understand and am curious to hear y'alls opinion!

Best examples of ramp back programs from parental leave? I get to choose my own adventure and am curious what’s worked well for others. Minimum hours required hasn’t been stipulated. Thanks!

Looking for ideas on where to start the search for a Salesforce Consultant Role/SA or something similar as an expat in countries like UAE, Oman, etc. Potentially even Singapore or Australia. Where should I begin to look to apply?

Hello Everyone, Can anyone please give any referral for RPA Developer (Power Automate/ Automation Anywhere) YOE - 2.4 Years Thanks....

How does everyone cope with the quilt of leaving a job even though it’s best for you?
My job is understaffed and I feel like I’ll be leaving them down even though my mental health can’t take it anymore.

Anyone up to case this weekend?

What is first year partner compensation?

What are the cool spots/street in south end ? Just walked Tremont between union park and Springfield. All the cool restaurants are here but is there something else around here to checkout? This is the happening part per google and I am not sure if I am in the wrong area. Appreciate the help!

Hi, Can anyone tell me if I make an internal switch in TCS as a Salesforce developer, will there be any hike?

Does TCS offer stock as part of bonus ?
Can employees (associates) purchase TCS stock?

I am an Oracle apps technical guy(9+ yrs exp)
Got 3 offers which one i should choose please suggest.
Current CTC in IBM - 11Lpa
New offers as below
Cognizant - 18.7LPA (18Fixed +0. 7 variable)
TCS + 19.5LPA (including fixed , variable and retention bonus)

Wipro - 20LPa ( including fixed and variable)

Trying to explain billable hrs to hubs. I billed 160 this month, which he said “is only 40 hr weeks” (true) - but how many hrs do you figure you “work” or are in the office to bill 150?

I am getting an opportunity to move from deloitte USI to Deloitte US. Just curious will I be working in USDC or PDM ? and is it possible to join deloitte consulting US on h1b after coming here or no ?

By investing 50k/annum in NPS I can save 15k tax per year.. Suggest me I should opt for NPS or not?

How to save tax for the money from freelance work? As i already have a full time job.

I have a question regarding taxation of joining bonus.

I recieved a joining bonus of 1 lakh from my previous employer in last fiscal year which was taxed.
I resigned from the organisation before completing 1 year... Which will be deducted from my last month salary.
How does taxation works in this case.

What are all the ways to save income tax?
CTC 9.8L

Hi,

Can we use 10(10AA) leave encashment as tax exemption if we separated from the Job?

Note: corresponding tax paid challan info available in form 16

Thanks

Hello fishes, can we buy land/plot to save long term capital gain tax?

Hi Fishers,

DM me if anybody want to file ITR for last year, I will help you get good refund amount for whatever tax paid or deducted from salary during the financial year.

Can we show rent paying to parents if we are living with them.. Do company mandates that parents should be living in different city to qualify for such HRA exemption.

Can I make rental agreement as paying rent to my dad for tax savings .. I would like to mention 46k per month as rent .. Please help .

Hi fishes,

My CTC is around 12 lpa per annum. How can i avail max tax benefits?

Any ways to fake lta

My Last working date at Wipro is 12th of june 2022, So How tax will be calculated for the financial year 2022-2023. My CTC is 8.4L
I will be working only 3 months for this financial year and in April month payslip i can see 6K deducted for tax and in the IT projection it shows around 30k tax deduction gonna happen. I will be joining another Firm in same june month
Please share how tax is calculated in my case and how to save taxes.

Anyone from tax can help me on some tax related queries.

Q1-Can I claim LTA and LTA cash voucher both for the current Block?
Q2- In LTA cash voucher scheme i have a total expenditure of only 50K approx so how much can i get as saving for Tax?
Q3 How the above 2 can be claimed during ITR filing?

I have more Questions but if we get replies on these we can discuss further.
This can help everyone

Hi,

Kindly ping me if you need any help for filling up the ITR. I will help you to get maximum return.

Charges applicable.

Thank you

How much rent amount should I pay to get maximum tax deduction?